- Northeast specialist — MA, CT, NH, NJ, NY, PA (auto & home)
- Signature Door-to-Door valet claims service (they pick up and return your car)
- Writes New Jersey through its Palisades brand; NJ home +4.5% for 2026 (approved)
- Agent and direct distribution across its Northeast footprint
- Strong regional-service reputation; not available outside the Northeast
Plymouth Rock Assurance is a Northeast regional writing auto and home across Massachusetts, Connecticut, New Hampshire, New Jersey, New York, and Pennsylvania. It's best known for Door-to-Door claims — a valet service that picks up your damaged car, leaves you a loaner, and returns it repaired — the kind of high-touch service a regional can offer that national carriers generally don't.
In New Jersey it operates through its Palisades brand, one of the state's recognizable local names.
What the filings show
New Jersey approved a Plymouth Rock home rate increase of about 4.5% for 2026 — a moderate move in a New Jersey homeowners market where most carriers raised in the 5–7% range. On the auto side, its Palisades arm cut NJ rates about 5% (see the Palisades review).
Who Plymouth Rock is right for
Plymouth Rock is strongest for Northeast drivers and homeowners who value claims service and want a regional alternative to the nationals. The Door-to-Door program is a genuine differentiator if you'd rather not manage a repair yourself. As with any regional, it's only an option inside its footprint — and rates still vary enough by profile that it's worth comparing against national carriers before committing.
Bottom line: A solid Northeast regional with a standout claims experience. In New Jersey, compare Plymouth Rock/Palisades against NJM and the nationals for your ZIP — the service is a real plus, but confirm the price works for your profile.
Plymouth Rock’s recent rate filings
The actual rate changes Plymouth Rock filed with state insurance regulators — primary-source numbers, not estimates. In the filings we track, Plymouth Rock filed 1 auto rate change across 1 state, averaging +3.0% and 2 home rate changes across 1 state, averaging +2.2%. Each row links to the filing in our rate-filings ledger.
| Product | State | Change | Effective | SERFF filing |
|---|---|---|---|---|
| Auto | PA | +3.0% | Sep 2026 | #PRAC-134967675 ↗ |
| Home | NJ | +4.5% | Oct 2026 | #PHCT-134810371 ↗ |
| Home | NJ | 0.0% | Sep 2025 | #PHCT-134445757 ↗ |
Filed/approved statewide-average changes from each state’s Department of Insurance; a filed average is not your rate — your change depends on your ZIP, coverage, and risk profile, and a cut often reaches new customers before renewals. Not a quote.