Average home insurance cost by state
State averages for a standard policy ($300,000 dwelling, $1,000 deductible, good credit). Enter your ZIP above to see carrier rankings for your area.
Alabama$2,150/yr
Alaska$1,245/yr
Arizona$1,680/yr
Arkansas$2,280/yr
California$1,840/yr
Colorado$2,820/yr
Connecticut$1,540/yr
Delaware$1,090/yr
Florida$4,218/yr
Georgia$1,976/yr
Hawaii$1,118/yr
Idaho$1,155/yr
Illinois$1,862/yr
Indiana$1,750/yr
Iowa$1,630/yr
Kansas$2,860/yr
Kentucky$2,170/yr
Louisiana$3,635/yr
Maine$1,295/yr
Maryland$1,490/yr
Massachusetts$1,650/yr
Michigan$1,680/yr
Minnesota$2,090/yr
Mississippi$2,480/yr
Missouri$2,050/yr
Montana$1,880/yr
Nebraska$2,480/yr
Nevada$1,380/yr
New Hampshire$1,070/yr
New Jersey$1,492/yr
New Mexico$1,860/yr
New York$1,676/yr
North Carolina$1,845/yr
North Dakota$1,635/yr
Ohio$1,580/yr
Oklahoma$3,285/yr
Oregon$1,200/yr
Pennsylvania$1,492/yr
Rhode Island$1,760/yr
South Carolina$1,890/yr
South Dakota$1,860/yr
Tennessee$2,090/yr
Texas$3,429/yr
Utah$1,280/yr
Vermont$1,140/yr
Virginia$1,558/yr
Washington$1,250/yr
Washington D.C.$1,310/yr
West Virginia$1,560/yr
Wisconsin$1,090/yr
Wyoming$1,390/yr