Cheapest home insurance carriers in Akron
Estimated annual premiums for a standard policy (~$300k dwelling, $1,000 deductible), ranked cheapest first — Akron averages about $1,602/yr (median of the carriers below: $1,362/yr). Enter your ZIP for a ranking tuned to your home.
| # | Carrier | Est. annual | vs median |
|---|---|---|---|
| 1 | Auto-Owners | $1,025/yr | Save $337 |
| 2 | USAA | $1,250/yr | Save $112 |
| 3 | NJM Insurance | $1,282/yr | Save $80 |
| 4 | Erie Insurance | $1,346/yr | Save $16 |
| 5 | Shelter Insurance | $1,362/yr | Save $0 |
| 6 | Frankenmuth Insurance | $1,362/yr | Save $0 |
| 7 | Amica Mutual | $1,364/yr | +$2 |
| 8 | Cincinnati Insurance | $1,410/yr | +$48 |
| 9 | Westfield Insurance | $1,410/yr | +$48 |
| 10 | Celina | $1,410/yr | +$48 |
Why home insurance costs what it does in Akron
Akron-area home insurance is priced mainly around winter weather and storms. Akron sits near the Ohio average, with winter weather and summer wind and hail storms the primary rate considerations.
The metro average hides your ZIP. A single carrier can price neighboring ZIPs very differently — coastal, wildfire, or older-home areas load high while lower-risk pockets pay less. This page is a Akron-level estimate; compare carriers for your exact ZIP to see where you land, and see why your rate can jump even when your carrier’s filing looks flat.
See all Ohio home rates & carriers → · Who’s raising & cutting Ohio home rates →
Directional estimates from public rate filings and NAIC data — not a quote. Metro figures apply a modeled Akron offset to the Ohio average; your actual rate depends on dwelling amount, deductible, roof age, claims history, and exact ZIP.