TLDR
  • Estimated $1,743/year (~$145/month) for a standard $300k policy — below the national average
  • NAIC complaint ratio 0.82 (near industry average); B+ financial strength
  • Availability: Nationwide
  • One of the largest auto+home bundle discounts
  • Standalone (non-bundled) pricing is only middling
NAIC complaint ratio  0.82  — near industry average

About Travelers homeowners insurance

Travelers is one of the largest home insurers in the country and tends to shine when you bundle auto and home — its multi-policy discount is among the most generous. It offers a deep menu of optional coverages and endorsements, and it's available nationwide through agents and online.

Who Travelers homeowners insurance is right for

Homeowners who bundle auto and home and want a wide range of optional coverages. The combined discount often makes Travelers more competitive than its standalone price suggests.

How much does Travelers homeowners insurance cost?

Travelers homeowners insurance averages roughly $1,743/year (about $145/month) for a standard policy with around $300,000 in dwelling coverage and a $1,000 deductible — below the national average of about $1,915. Homeowners pricing varies enormously by state, dwelling amount, roof age, and claims history, so treat this as a directional benchmark and get a quote for your specific home.

Availability: Nationwide.

Travelers homeowners insurance pros and cons

Pros

  • One of the largest auto+home bundle discounts
  • Broad menu of optional coverages and endorsements
  • Nationwide availability with agent and online options

Cons

  • Standalone (non-bundled) pricing is only middling
  • Complaint ratio near the industry average
  • Some endorsements add up quickly

Bottom line: Travelers is a strong bundle play — if you'll carry auto and home together, get its combined quote. Standalone, compare it against the cheaper names above.

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California →Texas →Florida →New York →Colorado →Oklahoma →Ohio →Georgia →North Carolina →Illinois →Pennsylvania →Michigan →Virginia →Washington →Tennessee →

Frequently asked questions

How much is Travelers homeowners insurance?
Roughly $1,743/year (~$145/month) for a standard $300k-dwelling policy — below the national average. Your exact price depends on your home, deductible, and claims history.

Is Travelers good for homeowners insurance?
It carries an NAIC complaint ratio of 0.82 (near industry average) and B+ financial strength. Travelers is a strong bundle play — if you'll carry auto and home together, get its combined quote. Standalone, compare it against the cheaper names above.

Not sure how much coverage you need?
Use the home coverage calculator to size your dwelling, liability, and add-ons before you compare Travelers against other carriers.

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