Are you actually getting the new rate?
Approved changes are statewide averages, and a cut usually reaches new buyers first — existing customers often don’t see it until their next renewal, if at all. For example, Progressive Security’s cut took effect for new customers on Jan 16, 2026 but existing customers only at renewals starting Feb 13, 2026. The only way to know you’re on the best current price is to re-shop.
Carriers that cut Louisiana rates in 2026
| Carrier | Change | Effective | Policyholders | Source |
|---|---|---|---|---|
| Louisiana Farm Bureau | −11.8% | Jan 1, 2026 | 80,000 | Louisiana Dept. of Insurance |
| Progressive Security | −6.6% | Jan 16, 2026 | 270,000 | Louisiana Dept. of Insurance |
| Progressive Paloverde | −4% | Jan 16, 2026 | 200,000 | Louisiana Dept. of Insurance |
Figures are filed/approved statewide averages from each state’s Department of Insurance; your individual change varies by risk profile. Each row links to its source. Not a quote.
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