| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Allstate | +3.5% | 231K | 6/15/26 | ALSE-134675302 → |
| GEICO | −3.6% | 343K | 7/1/26 | GECC-134961490 → |
| Palisades | −5.0% | 98K | 4/17/26 | HPIC-134859181 → |
| State Farm | +0.0% | 351K | 1/1/26 | SFMA-134653651 → |
| Bristol West | +5.1% | 58K | 9/12/25 | BRWS-134378141 → |
| CURE | +6.0% | 46K | 11/22/25 | CURE-134400950 → |
If your Allstate renewal in New Jersey came in higher, this is the source: Allstate filed for a rate increase (SERFF ALSE-134675302) and it was approved at +3.5% on about 231,099 policyholders, effective June 15, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The +3.5% is an average. Your Allstate change ranges +10.3% to +0.0%.
A statewide rate change is one blended number, but Allstate did not move every driver by the same amount. Its own filing reports the spread: the largest increase in the book was about +10.3% and the smallest about +0.0%. So inside a “+3.5% average,” some Allstate drivers in New Jersey were raised several times more than the headline while others barely moved. Where you land depends on your ZIP, vehicle, age and driving record.
Allstate asked for more than it got.
The filing shows an indicated need of +10.5% — the increase Allstate’s own actuarial analysis said it required — against the +3.5% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other New Jersey insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in New Jersey the direction is not uniform: GEICO (−3.6%) and Palisades (−5.0%) both filed decreases in the same period. An Allstate increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved New Jersey auto rate filing →