| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| American Family | +8.8% | 8K | — | PRCA-134889827 → |
| State Farm | −8.1% | 1.2M | 2/16/26 | SFMA-134701541 → |
| Allstate | −7.0% | — | 2/23/26 | ALSE-134847054 → |
| American National | +19.0% | 6K | 4/3/26 | ANPC-134772485 → |
| Amica | +3.0% | 6K | 4/1/26 | AMMA-134748444 → |
| Progressive | +0.0% | — | 4/18/26 | PRGS-134867118 → |
If your American Family renewal in South Carolina came in higher, this is the source: American Family filed for a rate increase (SERFF PRCA-134889827) and it was approved at +8.8% on about 8,107 policyholders, effective September 1, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
This is the second American Family increase, not the first.
The filing records a prior revision of +14.0% before this one. Taken together the two compound to roughly +24.0% on the same book — which is why a renewal can feel far worse than the +8.8% headline suggests. Rate changes stack; your renewal notice shows only the latest one.
Other South Carolina insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in South Carolina the direction is not uniform: State Farm (−8.1%) and Allstate (−7.0%) both filed decreases in the same period. An American Family increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved South Carolina auto rate filing →