See who’s actually cheapest in your ZIP:
CarrierRate ChangePolicyholdersEff. DateFiling #
American National +19.0% 6K 4/3/26 ANPC-134772485 →
State Farm −8.1% 1.2M 2/16/26 SFMA-134701541 →
Allstate −7.0% — 2/23/26 ALSE-134847054 →
American Family +8.8% 8K — PRCA-134889827 →
Amica +3.0% 6K 4/1/26 AMMA-134748444 →
Progressive +0.0% — 4/18/26 PRGS-134867118 →

If your American National renewal in South Carolina came in higher, this is the source: American National filed for a rate increase (SERFF ANPC-134772485) and it was approved at +19.0% on about 5,901 policyholders, effective April 3, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.

Other South Carolina insurers are cutting.

An increase is only worth acting on relative to the alternatives, and in South Carolina the direction is not uniform: State Farm (−8.1%) and Allstate (−7.0%) both filed decreases in the same period. An American National increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.

See every approved South Carolina auto rate filing →

Ready to stop overpaying? Compare every carrier for your ZIP: