| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| GEICO | +4.6% | 177K | 8/21/25 | GECC-134514872 → |
| State Farm | −3.0% | 2.1M | 11/28/25 | SFMA-134677514 → |
| Travelers | −10.1% | 109K | 5/8/26 | TRVD-G134911970 → |
| Progressive | −4.1% | — | 12/5/25 | PRGS-134655228 → |
If your GEICO renewal in Georgia came in higher, here is the source: GEICO filed for a rate increase (SERFF GECC-134514872) and Georgia regulators approved +4.6%. The figures above are approved filings from the public SERFF system — not estimates — and each links to its filing.
GEICO took less than it asked for — more may follow
Filings separate the indicated change (what GEICO’s actuaries said the loss data justified) from the approved change. GEICO indicated +7.7% and took +4.6% — leaving roughly three points of its own indicated need unfilled. Carriers commonly return with a follow-up filing to close a gap like that, so a Georgia GEICO customer should expect continued upward pressure.
Meanwhile, Georgia’s market is cutting
Here is what makes a GEICO increase worth acting on: most of Georgia is moving the other way. State Farm, the state’s largest insurer, cut −3.0% across more than 2 million policyholders; Travelers cut −10.1%; Progressive cut −4.1%. When the biggest books are cutting and yours just raised you, the gap between what you pay and the best available price is widening.
Your increase isn’t the average
A statewide +4.6% is blended; GEICO reprices individually on your ZIP, vehicle, age, claims and coverage, so your actual change can be higher or lower. The only way to know whether your number is competitive is to compare carriers for your specific profile.
The one stat that matters: GEICO is raising Georgia +4.6% (and wanted +7.7%) while State Farm cut 2 million Georgians and Travelers cut −10.1%. Compare every carrier for your exact ZIP →
What to do with your renewal
Approved changes apply at renewal, not mid-term, and usually reach new customers before existing ones. Your renewal shows GEICO’s price for your coverage; it does not tell you what State Farm, Progressive or Travelers would charge for the same coverage today. With Georgia’s biggest books cutting, running your ZIP against every carrier is worth doing before you renew — it’s free and takes a couple of minutes.