| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Liberty Mutual | +3.4% | 13K | — | LBPM-134994822 → |
| Travelers | −10.1% | 109K | 5/8/26 | TRVD-G134911970 → |
| Progressive | −4.1% | — | 12/5/25 | PRGS-134655228 → |
| Nationwide | +0.0% | 20K | 5/25/26 | NWPP-G134728249 → |
| Amica | +8.9% | 19K | 6/1/26 | AMMA-134629855 → |
| Farmers | +0.0% | 8K | 7/5/26 | FARM-134937299 → |
If your Liberty Mutual renewal in Georgia came in higher, this is the source: Liberty Mutual filed for a rate increase (SERFF LBPM-134994822) and it was approved at +3.4% on about 13,476 policyholders, effective August 31, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
Liberty Mutual asked for more than it got.
The filing shows an indicated need of +5.9% — the increase Liberty Mutual’s own actuarial analysis said it required — against the +3.4% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
This is the second Liberty Mutual increase, not the first.
The filing records a prior revision of +14.5% before this one. Taken together the two compound to roughly +18.4% on the same book — which is why a renewal can feel far worse than the +3.4% headline suggests. Rate changes stack; your renewal notice shows only the latest one.
Other Georgia insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Georgia the direction is not uniform: Travelers (−10.1%) and Progressive (−4.1%) both filed decreases in the same period. A Liberty Mutual increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Georgia auto rate filing →