7 carriers raised and 2 carriers cut Pennsylvania homeowners rates in 2026. Homeowners rate hikes hit at renewal — the fastest way to stop overpaying is to compare carriers for your ZIP.
Carriers that raised Pennsylvania home rates in 2026
| Carrier | Change | Effective | Source |
|---|---|---|---|
| Erie Erie Insurance Exchange | +1% | — | PA DOI SERFF filing ERPP-134623801 |
| Progressive American Strategic Ins. (Progressive/ASI) | +0.9% | Oct 22, 2025 | PA DOI SERFF filing AMSI-134401367 |
| State Farm State Farm Fire and Casualty Company | +6.3% | Nov 1, 2025 | PA DOI SERFF SFMA-134511098 |
| Grange Grange PinPoint Homeowners | +3.3% | Dec 11, 2025 | PA DOI SERFF filing GRAN-134639913 |
| Selective Selective Ins. Co. of the Southeast | +8.5% | Feb 28, 2026 | PA DOI SERFF filing SELC-134697411 |
| Cincinnati Insurance Cincinnati Casualty (2 entities +3.6/+4.0) | +3.8% | Jun 15, 2026 | PA DOI SERFF filing CNNB-134791320 |
| USAA USAA + USAA Casualty (filing-level) | +6.2% | Jul 13, 2026 | PA DOI SERFF filing USAA-134883881 |
Carriers that cut Pennsylvania home rates in 2026
| Carrier | Change | Effective | Source |
|---|---|---|---|
| Acuity Acuity, A Mutual Insurance Company | −1% | — | PA DOI SERFF ACUT-134901103 |
| Farmers Farmers Insurance Exchange (FLEX Home) | −10% | Jul 10, 2026 | PA DOI SERFF filing FARM-134993574 |
Are you actually getting the new rate?
Approved changes are statewide averages, and they reach your policy at renewal. A cut often reaches new buyers first; a hike lands on your next renewal notice. Re-shopping is the only way to know you’re on the best current price for your home.
Figures are filed/approved statewide-average changes from each state’s Department of Insurance (CA via CDI, TX via data.texas.gov, others via SERFF). Individual rates vary by home, roof age, and risk. Each filing links to its source. Not a quote.