| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Chubb | +8.1% | 8K | 8/11/26 | ACEH-134915076 → |
| Nationwide | −0.4% | 10K | — | NWPP-134524125 → |
| The Hartford | +0.0% | 8K | 11/15/25 | HART-134684151 → |
| Homesite | +12.9% | 7K | 9/3/25 | HMSS-135017916 → |
| Grange | +3.8% | 6K | 5/18/26 | GRAN-134826004 → |
| Horace Mann | +7.8% | 5K | 1/1/26 | HRMN-134631655 → |
If your Chubb renewal in Georgia came in higher, this is the source: Chubb filed for a rate increase (SERFF ACEH-134915076) and it was approved at +8.1% on about 7,560 policyholders, effective August 11, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The +8.1% is an average. Your Chubb change ranges +10.0% to +0.0%.
A statewide rate change is one blended number, but Chubb did not move every household by the same amount. Its own filing reports the spread: the largest increase in the book was about +10.0% and the smallest about +0.0%. So inside a “+8.1% average,” some Chubb households in Georgia were raised several times more than the headline while others barely moved. Where you land depends on your ZIP, home age, roof and claims history.
Chubb asked for more than it got.
The filing shows an indicated need of +11.6% — the increase Chubb’s own actuarial analysis said it required — against the +8.1% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other Georgia insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Georgia the direction is not uniform: Nationwide (−0.4%) filed decreases in the same period. A Chubb increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Georgia homeowners rate filing →