| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Cincinnati | +7.5% | 12K | — | CNNB-134734847 → |
| Nationwide | −0.4% | 10K | — | NWPP-134524125 → |
| Allstate | +0.0% | 12K | 10/13/26 | ALSE-134921023 → |
| The Hartford | +0.0% | 8K | 11/15/25 | HART-134684151 → |
| Chubb | +8.1% | 8K | 8/11/26 | ACEH-134915076 → |
| Homesite | +12.9% | 7K | 9/3/25 | HMSS-135017916 → |
If your Cincinnati renewal in Georgia came in higher, this is the source: Cincinnati filed for a rate increase (SERFF CNNB-134734847) and it was approved at +7.5% on about 11,832 policyholders, effective July 1, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The +7.5% is an average. Your Cincinnati change ranges +25.0% to +0.0%.
A statewide rate change is one blended number, but Cincinnati did not move every household by the same amount. Its own filing reports the spread: the largest increase in the book was about +25.0% and the smallest about +0.0%. So inside a “+7.5% average,” some Cincinnati households in Georgia were raised several times more than the headline while others barely moved. Where you land depends on your ZIP, home age, roof and claims history.
Other Georgia insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Georgia the direction is not uniform: Nationwide (−0.4%) filed decreases in the same period. A Cincinnati increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Georgia homeowners rate filing →