| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Homesite | +12.9% | 7K | 9/3/25 | HMSS-135017916 → |
| Nationwide | −0.4% | 10K | — | NWPP-134524125 → |
| The Hartford | +0.0% | 8K | 11/15/25 | HART-134684151 → |
| Chubb | +8.1% | 8K | 8/11/26 | ACEH-134915076 → |
| Grange | +3.8% | 6K | 5/18/26 | GRAN-134826004 → |
| Horace Mann | +7.8% | 5K | 1/1/26 | HRMN-134631655 → |
If your Homesite renewal in Georgia came in higher, this is the source: Homesite filed for a rate increase (SERFF HMSS-135017916) and it was approved at +12.9% on about 7,420 policyholders, effective September 3, 2025. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
Homesite asked for more than it got.
The filing shows an indicated need of +20.4% — the increase Homesite’s own actuarial analysis said it required — against the +12.9% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other Georgia insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Georgia the direction is not uniform: Nationwide (−0.4%) filed decreases in the same period. A Homesite increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Georgia homeowners rate filing →