Every approved 2026 auto and homeowners insurance rate filing we’ve collected, by state and carrier — 262 increases, 187 decreases across 15 states and 131 carriers. Each row links to its primary source: the state Department of Insurance filing (by SERFF tracking number) or open-data portal it came from. Filter by product, state, or direction and search any carrier; click any column to sort by rate change, effective date, or national market share.
For journalists & researchers: figures are filed/approved statewide-average rate changes from state insurance regulators. Sources are the SERFF Filing Access system (session-bound — cited by tracking number), Texas TDI open data (data.texas.gov), and the California CDI filings list. Please cite as “BoringRate, 2026 rate-filing roll-up, September 2026.”
| State | Product | Carrier | Change | Effective | U.S. share | % of brand | Source |
|---|---|---|---|---|---|---|---|
| Illinois | Auto | Kemper Kemper Reciprocal (open book) | +41.5% | May 25, 2026 | 0.83% | — | SERFF Filing Access UTRN-134957968 |
Kemper’s actuaries indicated it needed +41.7%, and it filed +41.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +41.5% is a statewide average. Individual policies in this filing moved +53.2% to +15.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 18,797 policyholders. The carrier’s previous revision in this state was +30.4%. Kemper Reciprocal, a member of Kemper Corporation, is submitting for your review this rate revision filing for our Illinois Metro 2.0 Private Passenger Automobile program. The following changes are included in this program revisions: -Territory Base Rates- The base rates by territory have been revised. Chicago zip codes have been moved…— Kemper, filing UTRN-134957968 | |||||||
| Michigan | Home | Central Central Insurance | +35.1% | Nov 1, 2025 | — | — | SERFF Filing Access CEMC-134658511 |
Central’s actuaries indicated it needed +42.5%, and it filed +35.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 1,121 policyholders. Effective with November 1, 2025 new business and December 1, 2025 renewal business, we wish to propose a base rate adjustment for Owners perils only.— Central, filing CEMC-134658511 | |||||||
| California | Home | Cincinnati Cincinnati Insurance Company | +35.0% | Mar 10, 2026 | — | — | CA CDI filings list CNNB-134530349 |
| California | Home | Progressive ASI Select Insurance Corp (Progressive/ASI home) | +31.9% | Jan 6, 2026 | — | — | CA CDI filings list AMSI-134422446 |
| Illinois | Home | Central Central Insurance (HO Rate Change) | +30.8% | Nov 1, 2025 | — | — | SERFF Filing Access CEMC-134637698 |
Central’s actuaries indicated it needed +32.9%, and it filed +30.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +30.8% is a statewide average. Individual policies in this filing moved +128.3% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2,764 policyholders. | |||||||
| Louisiana | Auto | AIG AIG Property Casualty | +29.9% | Jun 1, 2026 | — | — | SERFF Filing Access APCG-134615404 |
AIG’s actuaries indicated it needed +35.1%, and it filed +29.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +29.9% is a statewide average. Individual policies in this filing moved +151.3% to −0.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 113 policyholders. On behalf of AIG Property Casualty Company (the Company), we are proposing rate and rule changes to the Companys Private Client Group Private Passenger Automobile Program in the state of Louisiana. The overall rate impact is +29.9%. This revision includes the following changes: 1.Revised Regular Vehicle Base Rates by coverage…— AIG, filing APCG-134615404 | |||||||
| Texas | Home | Texas Farm Bureau Texas Farm Bureau Underwriters | +29.8% | Sep 22, 2025 | — | — | TX TDI open data TXFB-134671895 |
| Texas | Home | Vault Vault Reciprocal Exchange | −29.7% | Mar 26, 2026 | — | — | TX TDI open data SPIS-134789592 |
| Texas | Home | Texas FAIR Plan Texas FAIR Plan Association | −25.0% | Sep 1, 2026 | — | — | TX TDI open data TWIA-134850673 |
| Michigan | Auto | Donegal Insurance Atlantic States Insurance | −21.7% | Jul 15, 2026 | — | 9.7% | SERFF Filing Access DNGL-134902602 |
Donegal Insurance’s actuaries indicated it needed −12.0%, and it filed −21.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −21.7% is a statewide average. Individual policies in this filing moved ±0.0% to −31.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,344 policyholders. Donegal Insurance Group is proposing to revise the Atlantic States Insurance Company private passenger automobile program in the state of Michigan. In order to improve our competitiveness within the state we are proposing to decrease base rates to several coverages as well as increase our Multi-Car discount from 10% to 20%. This program…— Donegal Insurance, filing DNGL-134902602 | |||||||
| Louisiana | Auto | GM National GM National Insurance | −19.5% | Feb 5, 2026 | — | — | SERFF Filing Access ONST-134817628 |
GM National’s actuaries indicated it needed ±0.0%, and it filed −19.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −19.5% is a statewide average. Individual policies in this filing moved −14.9% to −25.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 94 policyholders. GM National Insurance Company (GMNC) is filing an update to our Private Passenger Auto Insurance program. This filing is intended to adjust our rates previously included in our rate manual. Please see the Cover Letter for additional details.— GM National, filing ONST-134817628 | |||||||
| Illinois | Auto | Kemper Kemper Reciprocal | +19.2% | Nov 24, 2025 | 0.83% | — | SERFF Filing Access UTRN-134740540 |
Kemper’s actuaries indicated it needed +20.2%, and it filed +19.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +19.2% is a statewide average. Individual policies in this filing moved +35.4% to −6.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 13,280 policyholders. The carrier’s previous revision in this state was +19.8%. Kemper Reciprocal, a member of Kemper Corporation, is submitting for your review this rate revision filing for our Illinois Newstar 3.0 Private Passenger Automobile program. The following changes are included in this program revisions: - Territory Base Rates - The base rates by territory have been revised. There have been no changes to…— Kemper, filing UTRN-134740540 | |||||||
| Texas | Home | State Farm State Farm Lloyds | +19.1% | Aug 15, 2025 | — | — | TX TDI open data SFMA-134605527 |
| South Carolina | Auto | American National American National Property And Casualty Company | +19.0% | Apr 3, 2026 | — | — | SERFF Filing Access ANPC-134772485 |
Book size: 5,901 policyholders. | |||||||
| Illinois | Home | Madison Mutual Madison Mutual Insurance Company | +18.9% | Feb 1, 2026 | — | — | SERFF Filing Access MAMI-134702511 |
Madison Mutual filed +18.9% — exactly the change its actuaries indicated the book needed. The +18.9% is a statewide average. Individual policies in this filing moved +60.3% to −42.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 8,158 policyholders. | |||||||
| Virginia | Auto | Bristol West Bristol West Insurance | +18.4% | Jun 12, 2026 | — | — | SERFF Filing Access BRWS-134973519 |
Bristol West’s actuaries indicated it needed +27.4%, and it filed +18.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +18.4% is a statewide average. Individual policies in this filing moved +25.0% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 15,812 policyholders. | |||||||
| Texas | Home | Progressive ASI Lloyds (Progressive/ASI home) | +18.0% | Aug 6, 2025 | — | — | TX TDI open data AMSI-134402892 |
| Texas | Home | Foremost Foremost Insurance Company (Farmers) | +17.2% | Jan 15, 2026 | — | — | TX TDI open data FORE-134723042 |
| Ohio | Home | Central Central Insurance (2 entities +15.9/+18.1) | +17.1% | Dec 1, 2025 | — | — | SERFF Filing Access CEMC-134676417 |
Central’s actuaries indicated it needed +17.9%, and it filed +17.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. | |||||||
| Ohio | Auto | Shelter Shelter Mutual Insurance | −16.9% | Mar 25, 2026 | 0.44% | — | SERFF Filing Access SHEL-134793932 |
Shelter’s actuaries indicated it needed +13.5%, and it filed −16.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −16.9% is a statewide average. Individual policies in this filing moved +7.3% to −53.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 10,139 policyholders. Shelter Mutual Insurance Company submits this filing to revise rates and rules for the Private Passenger Automobile program. Base rates have been revised for Bodily Injury Liability, Property Damage Liability, Medical Payments, Uninsured / Underinsured Motorist, Collision and Comprehensive coverages. The Loyalty Discount and Companion…— Shelter, filing SHEL-134793932 | |||||||
| Illinois | Home | Cincinnati Insurance Cincinnati Casualty (CCC) | +16.7% | Dec 1, 2025 | — | — | SERFF Filing Access CNNB-134582223 |
Cincinnati Insurance’s actuaries indicated it needed +16.9%, and it filed +16.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +16.7% is a statewide average. Individual policies in this filing moved +76.7% to −0.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 24,448 policyholders. | |||||||
| Michigan | Home | The Hartford Hartford Insurance Company of the Southeast | +16.1% | Feb 5, 2026 | — | — | SERFF Filing Access HART-134695175 |
The Hartford’s actuaries indicated it needed +29.3%, and it filed +16.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 10,705 policyholders. With this filing, we are proposing revisions to The Hartfords Home product in the writing company referenced above. This change will be effective for new business policies written on or after February 5, 2026, and will affect renewal policies effective on or after March 28, 2026. The overall impact of the proposed changes is 16.1%. Base…— The Hartford, filing HART-134695175 | |||||||
| Ohio | Home | USAA USAA + USAA Casualty (filing-level) | +15.8% | Mar 16, 2026 | — | — | SERFF Filing Access USAA-134785241 |
The +15.8% is a statewide average. Individual policies in this filing moved +63.7% to −25.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 105,620 policyholders. | |||||||
| Ohio | Auto | Harleysville Teachers Insurance | −15.2% | Mar 2, 2026 | — | 6.9% | SERFF Filing Access HRMN-134536849-3 |
Harleysville’s actuaries indicated it needed +8.2%, and it filed −15.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 158 policyholders. | |||||||
| Louisiana | Auto | Encompass Encompass Insurance Company of America | −15.0% | Nov 3, 2025 | — | — | SERFF Filing Access GMMX-134720358 |
Encompass’s actuaries indicated it needed ±0.0%, and it filed −15.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −15.0% is a statewide average. Individual policies in this filing moved −6.4% to −15.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,516 policyholders. National General is filing a revision to our Custom360 Private Passenger Automobile program within the Encompass Insurance Company of America (EICA) underwriting company. This filing proposes revisions to the following: - Base Rates - Fixed Expense Base Rates Please refer to the enclosed filing for more information.— Encompass, filing GMMX-134720358 | |||||||
| Virginia | Auto | Cincinnati Insurance The Cincinnati Casualty | +15.0% | Feb 1, 2026 | — | — | SERFF Filing Access CNNB-134586864 |
Cincinnati Insurance’s actuaries indicated it needed +20.5%, and it filed +15.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +15.0% is a statewide average. Individual policies in this filing moved +41.0% to −3.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,409 policyholders. With this filing, we are revising rates to be used with the Personal Auto Program of The Cincinnati Casualty Company. Please see the Explanatory Memo and track changes for details.— Cincinnati Insurance, filing CNNB-134586864 | |||||||
| Louisiana | Home | Louisiana Farm Bureau Louisiana Farm Bureau Casualty Insurance Company | +14.8% | Oct 1, 2025 | — | — | SERFF Filing Access SFBC-134582157 |
Louisiana Farm Bureau’s actuaries indicated it needed +17.8%, and it filed +14.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +14.8% is a statewide average. Individual policies in this filing moved +17.8% to +14.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 7,321 policyholders. | |||||||
| Texas | Home | Homebound Homebound Insurance Exchange | −14.0% | Feb 20, 2026 | — | — | TX TDI open data NLGA-134978400 |
| Michigan | Auto | National General Encompass Insurance | −12.9% | Jul 20, 2026 | — | <0.1% | SERFF Filing Access GMMX-134900456 |
National General’s actuaries indicated it needed ±0.0%, and it filed −12.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 1 policyholders. With this filing, Encompass Insurance Company proposes an overall rate change of -12.9% for its Private Personal Auto lines of business in the state of Michigan. This filing proposes revision to the following: -Base Rates and Rate Level Management Factors -Fixed Expense Rating Factors Editorial: -Model Year Factors No indication was run…— National General, filing GMMX-134900456 | |||||||
| Michigan | Home | Donegal Insurance Atlantic States Insurance | −12.9% | Jun 15, 2026 | — | — | SERFF Filing Access DNGL-134907426 |
Donegal Insurance filed −12.9%, above the −15.6% its actuaries indicated the book needed. Book size: 1,827 policyholders. Atlantic States Insurance Company is proposing several revisions to its Homeowners Program in the state of Michigan. The overall rate effect of these changes is -12.9%.— Donegal Insurance, filing DNGL-134907426 | |||||||
| Virginia | Auto | American National American National Property And Casualty | +12.8% | Nov 1, 2025 | — | — | SERFF Filing Access ANPC-134645401 |
American National filed +12.8% — exactly the change its actuaries indicated the book needed. The +12.8% is a statewide average. Individual policies in this filing moved +88.4% to −5.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2,413 policyholders. American National Property and Casualty Company files the revisions listed below to our Private Passenger Automobile Program. I. Rate Revisions: Please see accompanying actuarial memorandum and exhibits for more detail on the rate change. II. General Rules Revisions: * Automobile Rule 256, Annual Miles Driven Factor, is revised to remove…— American National, filing ANPC-134645401 | |||||||
| Michigan | Home | Hastings Mutual Hastings Insurance | +12.5% | Oct 1, 2025 | — | — | SERFF Filing Access HAST-134555178 |
Hastings Mutual filed +12.5% — exactly the change its actuaries indicated the book needed. Book size: 14,703 policyholders. | |||||||
| Illinois | Home | USAA USAA group (filing-level) | +12.3% | Jan 18, 2026 | — | — | SERFF Filing Access USAA-134732676 |
The +12.3% is a statewide average. Individual policies in this filing moved +14.1% to +0.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 78,793 policyholders. | |||||||
| Virginia | Auto | National General Encompass Insurance | −12.3% | Nov 3, 2025 | — | 0.1% | SERFF Filing Access GMMX-134634752 |
National General’s actuaries indicated it needed −3.3%, and it filed −12.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −12.3% is a statewide average. Individual policies in this filing moved +10.2% to −26.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 161 policyholders. With this filing, Encompass Insurance Company (EIC) proposes an overall -12.3% rate change for its Private Passenger Auto line of business in the state of Virginia. This filing proposes revisions to the following: - Table of Contents - Installment/Down Payment - Territorial Relativities - Base Rates - Welcome Discount - Fixed Expense…— National General, filing GMMX-134634752 | |||||||
| Michigan | Auto | Cincinnati Insurance The Cincinnati Casualty | +11.8% | Jul 1, 2026 | — | 65.6% | SERFF Filing Access CNNB-134779502 |
Cincinnati Insurance’s actuaries indicated it needed +11.9%, and it filed +11.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +11.8% is a statewide average. Individual policies in this filing moved +49.8% to −0.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 10,459 policyholders. With this filing, we are updating rates and rules for the Personal Auto Program of our Cincinnati Casualty Company. Please see the memo and exhibits located on the Supporting Documentation tab for details.— Cincinnati Insurance, filing CNNB-134779502 | |||||||
| Texas | Auto | Allstate Allstate County Mutual Insurance Company | −11.4% | Aug 1, 2025 | 10.19% | — | TX TDI open data ALSE-134618548 |
| New Jersey | Home | Andover Andover Companies (Merrimack/Cambridge) | +11.3% | Dec 5, 2025 | — | — | SERFF Filing Access ANDV-134492067 |
Book size: 33,160 policyholders. | |||||||
| Tennessee | Auto | State Farm State Farm Mutual Automobile Insurance Company | −10.7% | Dec 15, 2025 | 18.87% | 97.8% | SERFF Filing Access SFMA-134611724 |
State Farm’s actuaries indicated it needed −4.0%, and it filed −10.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Not every coverage moved the same way:
Book size: 1,279,525 policyholders. The carrier’s previous revision in this state was −6.9%. | |||||||
| Louisiana | Auto | Louisiana Farm Bureau Southern Farm Bureau Casualty Insurance | −10.6% | Jul 25, 2026 | — | — | SERFF Filing Access SFBC-134913662 |
Louisiana Farm Bureau’s actuaries indicated it needed +0.9%, and it filed −10.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −10.6% is a statewide average. Individual policies in this filing moved +20.3% to −29.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 39,332 policyholders. With this filing, we are requesting changes to multiple rating factors and base rates for the Personal Auto program.— Louisiana Farm Bureau, filing SFBC-134913662 | |||||||
| Georgia | Auto | Travelers Travelers Property Casualty Insurance Company | −10.1% | May 8, 2026 | 2% | — | SERFF Filing Access TRVD-G134911970 |
Travelers filed −10.1%, above the −24.0% its actuaries indicated the book needed. Book size: 109,120 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Ohio | Auto | GEICO GEICO Marine Insurance | −10.1% | Apr 3, 2026 | 11.63% | 6.1% | SERFF Filing Access GECC-134888669-2 |
GEICO filed −10.1%, above the −11.5% its actuaries indicated the book needed. Book size: 16,997 policyholders. | |||||||
| Texas | Auto | Farmers Mid-Century Insurance Company of Texas | −10.1% | Jan 31, 2026 | 3.76% | — | TX TDI open data FARM-134817393 |
| Texas | Home | Amica Amica Mutual Insurance Company | +10.1% | Jan 1, 2026 | — | — | TX TDI open data AMMA-134668220 |
| Louisiana | Auto | Vault Vault Reciprocal Exchange | −10.0% | Mar 11, 2026 | — | — | SERFF Filing Access SPIS-134785306 |
Vault filed −10.0%, above the −10.7% its actuaries indicated the book needed. The −10.0% is a statewide average. Individual policies in this filing moved +5.2% to −42.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing caps individual rate changes at ±10%, for five years, so a policy moves toward its full new rate over several renewals rather than all at once. Book size: 62 policyholders. Vault Reciprocal Exchange (Vault) is filing to revise its Auto Complete Private Passenger Auto Program in Louisiana. Vault is a reciprocal insurer focused on serving the high-net-worth personal lines market consisting of individuals with higher valued assets. The filing is to revise the program with key changes detailed in the Filing…— Vault, filing SPIS-134785306 | |||||||
| Ohio | Auto | Liberty Mutual American Economy Insurance Company | −10.0% | Jul 24, 2025 | 3.27% | 18.1% | SERFF Filing Access LBPM-134611025 |
Liberty Mutual filed −10.0%, above the −11.9% its actuaries indicated the book needed. The −10.0% is a statewide average. Individual policies in this filing moved −0.3% to −16.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 14,564 policyholders. We are submitting a revision to our auto program effective July 24, 2025 for new business and September 2, 2025 for renewal business in American Economy Insurance Company. The proposed changes will result in an overall rate change of -10.0%. Please see the attached exhibits for more details of this filing. With this revision we are…— Liberty Mutual, filing LBPM-134611025 | |||||||
| Ohio | Auto | Nationwide Nationwide Insurance Company of America (FLAG: single-entity filing — only in-window Nationwide rate filing; understates the OH book, do not present as family-wide) | −10.0% | Dec 20, 2025 | 1.34% | — | SERFF Filing Access NWPP-G134739089 |
Nationwide’s actuaries indicated it needed −3.9%, and it filed −10.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −10.0% is a statewide average. Individual policies in this filing moved +1.7% to −28.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 28,168 policyholders. Submitted for your review are revisions to our Ohio Private Passenger Auto program for policies written in the Nationwide Insurance Company of America.— Nationwide, filing NWPP-G134739089 | |||||||
| Ohio | Auto | Ohio Mutual United Ohio Insurance | −10.0% | Nov 1, 2025 | — | 22.5% | SERFF Filing Access OHMG-134691392 |
Ohio Mutual’s actuaries indicated it needed −1.0%, and it filed −10.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −10.0% is a statewide average. Individual policies in this filing moved −6.3% to −16.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,027 policyholders. With this rate review we are proposing a rate level change for our Accommodator Auto (NSA) product. These changes are scheduled to be effective 11/1/2025 for new business and 12/15/2025 for renewal business.— Ohio Mutual, filing OHMG-134691392 | |||||||
| Ohio | Home | NJM Insurance New Jersey Manufacturers | +10.0% | Apr 15, 2026 | — | — | SERFF Filing Access NJMI-134742573 |
NJM Insurance’s actuaries indicated it needed +24.1%, and it filed +10.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +10.0% is a statewide average. Individual policies in this filing moved +76.5% to −16.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,190 policyholders. | |||||||
| Pennsylvania | Auto | Nationwide Nationwide Insurance Company of America | −10.0% | Jan 31, 2026 | 1.34% | — | SERFF Filing Access NWPP-G134710868 |
The −10.0% is a statewide average. Individual policies in this filing moved −3.6% to −11.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 10,280 policyholders. The carrier’s previous revision in this state was +0.2%. Nationwide respectfully submits a Chapter 130 Rate Decrease for our Personal Auto Program in the Nationwide Insurance Company of America (NICOA). As required by Chapter 130 of Title 31, we are giving 30 days' notice of this rate decrease and the revised rates will be in effect for at least three months from the Effective date of January…— Nationwide, filing NWPP-G134710868 | |||||||
| Pennsylvania | Home | Farmers Farmers Insurance Exchange (FLEX Home) | −10.0% | Jul 10, 2026 | — | — | SERFF Filing Access FARM-134993574 |
Farmers filed −10.0%, above the −32.7% its actuaries indicated the book needed. The −10.0% is a statewide average. Individual policies in this filing moved +13.8% to −25.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,071 policyholders. | |||||||
| Tennessee | Auto | Nationwide Nationwide Mutual Insurance Company | −10.0% | Mar 6, 2026 | 1.34% | 26.3% | SERFF Filing Access NWPP-G134730628 |
Nationwide’s actuaries indicated it needed −4.0%, and it filed −10.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 6,755 policyholders. The carrier’s previous revision in this state was −5.0%. | |||||||
| Virginia | Home | Progressive American Strategic Insurance Corp. | +10.0% | Sep 24, 2025 | — | — | SERFF Filing Access AMSI-134485084 |
Progressive’s actuaries indicated it needed +13.1%, and it filed +10.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +10.0% is a statewide average. Individual policies in this filing moved +67.2% to −24.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 48,058 policyholders. American Strategic Insurance Corp. (ASIC) respectfully submits for your approval a rate revision to our Homeowners program. Please see the Cover Letter for further details. After you have had an opportunity to review our filing, please contact me with any questions. Thank you, Sean Gump Product Manager SEAN_GUMP@progressive.com— Progressive, filing AMSI-134485084 | |||||||
| Georgia | Auto | USAA USAA (4 entities, minimum-limits program) | +9.9% | Sep 21, 2026 | 6.17% | — | SERFF Filing Access USAA-134985185 |
Book size: 335,141 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Louisiana | Auto | PURE Privilege Underwriters Reciprocal Exchange | +9.9% | Nov 15, 2025 | — | — | SERFF Filing Access PRIV-134590666 |
PURE’s actuaries indicated it needed +10.6%, and it filed +9.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +9.9% is a statewide average. Individual policies in this filing moved +41.6% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 987 policyholders. Privilege Underwriters Reciprocal Exchange (PURE or the Company) is a Florida-domiciled reciprocal insurer focused on the high net worth personal lines market and offers Automobile coverage serving the high net worth personal lines segment of the Louisiana insurance market. The purpose of this rate filing is to address positive rate…— PURE, filing PRIV-134590666 | |||||||
| Michigan | Home | Berkley Berkley Insurance | +9.9% | May 18, 2026 | — | — | SERFF Filing Access BKON-134688583 |
Berkley’s actuaries indicated it needed +15.6%, and it filed +9.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 1,082 policyholders. With this filing, Berkley Insurance Company (the Company or Berkley) is proposing revisions to the Companys One Suite Homeowners Program. Berkley is proposing base rate adjustments and minor rule language revisions with no anticipated premium impact. Please see the attached actuarial memorandum and side-by-sides for your review and…— Berkley, filing BKON-134688583 | |||||||
| Pennsylvania | Auto | Grange Grange Insurance Company | +9.9% | Jun 1, 2026 | — | — | SERFF Filing Access GRAN-134679118 |
Grange’s actuaries indicated it needed +14.7%, and it filed +9.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +9.9% is a statewide average. Individual policies in this filing moved +35.0% to −22.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 8,200 policyholders. The carrier’s previous revision in this state was +4.1%. With this filing, we are making modifications to the Grange Insurance Company PinPoint Auto® 3 program. We are proposing that these modifications to the program will be effective 6/1/2026 for new business and 7/1/2026 for renewal business. Manual pages are provided under the Rate/Rule Schedule. The actuarial memo and actuarial support…— Grange, filing GRAN-134679118 | |||||||
| Texas | Auto | Allstate Allstate County Mutual Insurance Company | +9.9% | Apr 13, 2026 | 10.19% | — | TX TDI open data ALSE-134899636 |
| Texas | Home | The Hartford Hartford Insurance Company of the Southeast | +9.9% | Aug 14, 2025 | — | — | TX TDI open data HART-134609036 |
| Virginia | Auto | American National American National Property And Casualty | +9.9% | May 29, 2026 | — | — | SERFF Filing Access ANPC-134879394 |
American National’s actuaries indicated it needed +12.9%, and it filed +9.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +9.9% is a statewide average. Individual policies in this filing moved +22.1% to −9.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,762 policyholders. Please see the actuarial memorandum and exhibits attached on the supporting documentation tab in SERFF for a complete description of the rate revisions proposed with this filing.— American National, filing ANPC-134879394 | |||||||
| Virginia | Auto | Clearcover Clearcover Insurance | +9.9% | Nov 15, 2024 | — | — | SERFF Filing Access CLEA-134264224 |
Clearcover’s actuaries indicated it needed +12.8%, and it filed +9.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +9.9% is a statewide average. Individual policies in this filing moved +14.0% to +5.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2,991 policyholders. Clearcover Insurance Company (Clearcover) respectfully submits for your review an overall base rate level change of +9.9% of our Private Passenger Automobile (PPA) program. This filing is being submitted as File and Use with the requested effective dates of 11/15/2024 for new business and renewal business.— Clearcover, filing CLEA-134264224 | |||||||
| Michigan | Home | Wolverine Mutual Wolverine Mutual Ins Co | +9.9% | Oct 1, 2025 | — | — | SERFF Filing Access WOMI-134600286 |
Wolverine Mutual’s actuaries indicated it needed +13.1%, and it filed +9.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 6,430 policyholders. With this filing we propose revisions to our Coverage A factors, Deductible options, and some Rule clarifications. This proposal will result in an overall premium increase of 9.88%.— Wolverine Mutual, filing WOMI-134600286 | |||||||
| Illinois | Auto | State Farm State Farm Fire and Casualty Company | −9.8% | Dec 4, 2025 | 18.87% | 2.4% | SERFF Filing Access SFMA-134704563-2 |
State Farm’s actuaries indicated it needed +7.0%, and it filed −9.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 81,539 policyholders. The carrier’s previous revision in this state was −5.6%. | |||||||
| Louisiana | Home | State Farm State Farm Fire and Casualty Company | +9.7% | Oct 15, 2025 | — | — | SERFF Filing Access SFMA-134661164 |
State Farm’s actuaries indicated it needed +10.3%, and it filed +9.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 303,638 policyholders. | |||||||
| New York | Home | Liberty Mutual Safeco Insurance Cos. | +9.7% | Jun 25, 2026 | — | — | SERFF Filing Access LBPM-134516900 |
The +9.7% is a statewide average. Individual policies in this filing moved +29.9% to +0.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 16,190 policyholders. | |||||||
| Louisiana | Auto | Hugo Hugo Insurance Exchange | −9.6% | Sep 30, 2025 | — | — | SERFF Filing Access HUGO-134671603 |
Hugo filed −9.6%, above the −15.1% its actuaries indicated the book needed. The −9.6% is a statewide average. Individual policies in this filing moved +26.3% to −35.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 152 policyholders. We are pleased to submit a rate decrease in our private passenger automobile program in Louisiana. Enclosed are the rates with a proposed effective date of 9/30/2025 for new business and 10/30/2025 for renewal business. Please contact me should you have any questions regarding the filing.— Hugo, filing HUGO-134671603 | |||||||
| Michigan | Home | Chubb Great Northern Insurance (dominant of 4 entities) | +9.6% | May 7, 2026 | — | — | SERFF Filing Access ACEH-134765370 |
Chubb’s actuaries indicated it needed +14.2%, and it filed +9.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 2,281 policyholders. With this filing we are revising our Rates for our Legacy Masterpiece Manual in the State of Michigan. We are revising our Base Rates, Writing Company Factors, Primary Liability Surcharge and Deductible Factors. We have provided updated Rates pages in the Rate/Rule Schedule Tab as well as an updated Complete Manual. Our intent is to…— Chubb, filing ACEH-134765370 | |||||||
| Illinois | Auto | State Farm State Farm Mutual Automobile Insurance Company (aggregate fake 0%; open book) | −9.4% | Dec 4, 2025 | 18.87% | 97.6% | SERFF Filing Access SFMA-134704563 |
State Farm’s actuaries indicated it needed −0.3%, and it filed −9.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −9.4% is a statewide average. Individual policies in this filing moved −0.1% to −18.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 3,330,568 policyholders. The carrier’s previous revision in this state was −5.6%. We are filing revised rates to our independent Illinois Private Passenger Auto Program, which results in a rate level change of - 9.4% for that program in the State Farm Mutual Automobile Insurance Company and -9.8% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in the…— State Farm, filing SFMA-134704563 | |||||||
| New Jersey | Home | Hanover The Hanover Insurance Company | +9.3% | Jun 16, 2026 | — | — | SERFF Filing Access HNVR-G134644865 |
| Louisiana | Home | USAA USAA / Garrison P&C (filing-level) | +9.2% | Mar 15, 2026 | — | — | SERFF Filing Access USAA-134777840 |
The +9.2% is a statewide average. Individual policies in this filing moved +44.7% to −38.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 76,209 policyholders. | |||||||
| Georgia | Auto | Amica Amica Mutual Insurance Company | +8.9% | Jun 1, 2026 | — | — | SERFF Filing Access AMMA-134629855 |
Book size: 19,212 policyholders. The carrier’s previous revision in this state was +14.7%. | |||||||
| Ohio | Auto | Grinnell Grinnell Compass, Inc. | −8.8% | Feb 1, 2026 | — | — | SERFF Filing Access GRCP-134675159 |
Grinnell’s actuaries indicated it needed −5.9%, and it filed −8.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −8.8% is a statewide average. Individual policies in this filing moved +11.4% to −27.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,307 policyholders. Grinnell Compass, Inc is submitting this Independent Rate/Rule filing for Personal Auto to be effective on or after February 1, 2026 for new business and effective on or after April 1, 2026 for renewals. This filings includes the following: Rules - Refer to the attached Rules Synopsis for a complete description of changes. Rates - Refer…— Grinnell, filing GRCP-134675159 | |||||||
| South Carolina | Auto | American Family American Family Connect Property and Casualty Insurance Company | +8.8% | Sep 1, 2026 | 1.72% | — | SERFF Filing Access PRCA-134889827 |
Book size: 8,107 policyholders. The carrier’s previous revision in this state was +14.0%. | |||||||
| New York | Auto | Farmers Farmers Property & Casualty Insurance Company | +8.7% | Aug 18, 2025 | 3.76% | — | SERFF Filing Access FAIG-134358402 |
Farmers’s actuaries indicated it needed +42.8%, and it filed +8.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. | |||||||
| Texas | Home | Allstate Allstate entities (Texas Lloyd's et al.) | +8.7% | Apr 20, 2026 | — | — | TX TDI open data ALSE-134902795 |
| Pennsylvania | Auto | Selective Selective Insurance Company of the Southeast | +8.6% | Dec 31, 2025 | — | — | SERFF Filing Access SELC-134573770 |
Selective’s actuaries indicated it needed +13.4%, and it filed +8.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +8.6% is a statewide average. Individual policies in this filing moved +201.9% to −26.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 11,227 policyholders. The carrier’s previous revision in this state was +15.0%. Company and Contact Selective Insurance Company of the Southeast is revising rates in our Personal Automobile program. Our last rate revision was effective 10/31/2024 under SELC-133962788. Overall Indication: 13.4% Overall Rate Effective: 8.6% This filing includes factor changes and new rating elements, supported by our latest GLM study…— Selective, filing SELC-134573770 | |||||||
| Tennessee | Auto | State Farm State Farm Fire and Casualty Company | −8.6% | Jun 1, 2026 | 18.87% | 2.2% | SERFF Filing Access SFMA-134859733-FC |
Book size: 28,692 policyholders. | |||||||
| Pennsylvania | Home | Selective Selective Ins. Co. of the Southeast | +8.5% | Feb 28, 2026 | — | — | SERFF Filing Access SELC-134697411 |
Selective’s actuaries indicated it needed +10.1%, and it filed +8.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. | |||||||
| Texas | Home | USAA USAA Casualty / Garrison | +8.5% | Apr 19, 2026 | — | — | TX TDI open data USAA-134863482 |
| Michigan | Home | Michigan Basic Michigan Basic Property Insurance | +8.1% | Oct 1, 2026 | — | — | SERFF Filing Access MBPI-134980755 |
Michigan Basic filed +8.1% — exactly the change its actuaries indicated the book needed. Book size: 107 policyholders. Michigan Basic Property Insurance Association through its actuary, Willis Towers Watson, has calculated new rate level indications for Form HO-3. The overall statewide average change proposed in this filing is an increase of 8.1% effective October 1, 2026, for both new and renewal business.— Michigan Basic, filing MBPI-134980755 | |||||||
| South Carolina | Auto | State Farm State Farm Mutual Automobile Insurance Company | −8.1% | Feb 16, 2026 | 18.87% | — | SERFF Filing Access SFMA-134701541 |
State Farm’s actuaries indicated it needed −8.0%, and it filed −8.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 1,199,271 policyholders. The carrier’s previous revision in this state was −6.7%. | |||||||
| Tennessee | Auto | American National American National General Insurance Company | +8.1% | Jun 26, 2026 | — | 21.6% | SERFF Filing Access ANPC-134881820 |
American National’s actuaries indicated it needed +17.1%, and it filed +8.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 431 policyholders. The carrier’s previous revision in this state was +3.1%. | |||||||
| Illinois | Auto | Country Financial COUNTRY Mutual/Preferred/Casualty Insurance (open book) | −8.0% | Jun 24, 2026 | — | — | SERFF Filing Access CFPC-134932067 |
Country Financial filed −8.0% — exactly the change its actuaries indicated the book needed. The −8.0% is a statewide average. Individual policies in this filing moved +14.1% to −39.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 241,547 policyholders. The carrier’s previous revision in this state was −6.1%. Please see our Filing Memo under Supporting Documentation for details.— Country Financial, filing CFPC-134932067 | |||||||
| Michigan | Home | Fremont Fremont Insurance | +8.0% | Apr 1, 2026 | — | — | SERFF Filing Access FRIC-134737638 |
Fremont’s actuaries indicated it needed +17.9%, and it filed +8.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 71,331 policyholders. Fremont Insurance Company - Michigan Homeowners - Rate/Rule/Form NAIC Company Number: 13994 Company Tracking Number: MI FMIC 040126 HRRF Effective Date: April 1, 2026 New Renewal— Fremont, filing FRIC-134737638 | |||||||
| Michigan | Home | Frankenmuth Insurance Frankenmuth Insurance | +8.0% | Nov 1, 2025 | — | — | SERFF Filing Access FRNK-134596535 |
Frankenmuth Insurance’s actuaries indicated it needed +15.4%, and it filed +8.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 93,621 policyholders. Please see Memorandum attached to the Supporting documentation tab.— Frankenmuth Insurance, filing FRNK-134596535 | |||||||
| New Jersey | Home | Palisades AtHome/Palisades (Plymouth Rock grp) | −8.0% | May 15, 2026 | — | — | SERFF Filing Access PRAC-134884448 |
Book size: 10,855 policyholders. | |||||||
| Virginia | Home | Erie Erie Insurance Company | +8.0% | Jan 1, 2026 | — | — | SERFF Filing Access ERPP-134682697 |
Erie’s actuaries indicated it needed +11.0%, and it filed +8.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +8.0% is a statewide average. Individual policies in this filing moved +40.0% to −48.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 167,000 policyholders. The information below contains changes relating to our homeowners rates. These rates will apply to all new and renewal policies effective on and after 01/01/2026. These changes do not apply to ErieSecure Extended Replacement Cost loss settlement. See attached memorandum for changes to ErieSecure Extended Replacement Cost. The filing…— Erie, filing ERPP-134682697 | |||||||
| Nevada | Auto | Allstate Allstate Fire and Casualty Insurance Company | +8.0% | Jul 6, 2026 | 10.19% | 98.7% | SERFF Filing Access ALSE-134923648 |
Not every coverage moved the same way:
Book size: 111,863 vehicles. | |||||||
| Florida | Auto | Liberty Mutual LM General Insurance Company + LM Insurance Corporation | −7.9% | May 29, 2026 | 3.27% | — | FL FLOIR IRFS 26-014714 |
Liberty Mutual filed −7.9% — exactly the change its actuaries indicated the book needed. | |||||||
| Tennessee | Auto | American National American National Property And Casualty Company | +7.9% | Jun 26, 2026 | — | 78.4% | SERFF Filing Access ANPC-134881820-2 |
American National’s actuaries indicated it needed +17.1%, and it filed +7.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 1,567 policyholders. The carrier’s previous revision in this state was +3.1%. | |||||||
| Texas | Auto | Germania Germania Fire & Casualty / Insurance / Select | −7.9% | Feb 4, 2026 | — | — | TX TDI open data GEIN-134805604 |
| Illinois | Home | Selective Selective Ins. Co. of South Carolina | +7.8% | Dec 31, 2025 | — | — | SERFF Filing Access SELC-134658819 |
Selective’s actuaries indicated it needed +10.5%, and it filed +7.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +7.8% is a statewide average. Individual policies in this filing moved +31.7% to −23.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,672 policyholders. | |||||||
| Louisiana | Auto | GEICO GEICO Advantage Insurance Company (dominant of 2 entities) | +7.8% | Mar 17, 2026 | 11.63% | — | SERFF Filing Access GECC-134834194 |
GEICO’s actuaries indicated it needed +21.9%, and it filed +7.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +7.8% is a statewide average. Individual policies in this filing moved +9.6% to +4.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 26,816 policyholders. Re: GEICO Advantage Insurance Company (GV) NAIC: 031-14138 GEICO Marine Insurance Company (GB) NAIC: 031-37923 Automobile Casualty Manual Rate Revision File No.: 2026-048 Dear Commissioner Temple: For your review, the above referenced companies herewith submit a revision to our Automobile Casualty Manuals currently on file with your…— GEICO, filing GECC-134834194 | |||||||
| Georgia | Auto | American Family American Family Connect Property and Casualty Insurance Company | +7.5% | Oct 1, 2026 | 1.72% | — | SERFF Filing Access PRCA-134928738 |
Book size: 654 policyholders. The carrier’s previous revision in this state was +7.2%. | |||||||
| Louisiana | Auto | Allstate Allstate North American Insurance Company | −7.5% | Apr 9, 2026 | 10.19% | — | SERFF Filing Access ALSE-134805735 |
Allstate’s actuaries indicated it needed ±0.0%, and it filed −7.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −7.5% is a statewide average. Individual policies in this filing moved −5.9% to −18.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 17,653 policyholders. With this filing, Allstate is proposing an overall -7.5% rate level change to the Allstate North American Insurance Company (ANAIC) Private Passenger Auto (PPA) program in the state of Louisiana. Allstate is proposing revisions to the following rating plans: Months of Continuous Prior Insurance Factors. The overall rate level change has…— Allstate, filing ALSE-134805735 | |||||||
| New Jersey | Home | Palisades Palisades Property and Casualty Insurance | +7.5% | Sep 7, 2026 | — | — | SERFF Filing Access HPIC-134781377 |
Palisades’s actuaries indicated it needed +29.1%, and it filed +7.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +7.5% is a statewide average. Individual policies in this filing moved +30.0% to −11.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 74,291 policyholders. Please see the attached Cover Letter for a full description of this filing. Additionally, per N.J.S.A. 52:27EE-51, we have attached copies of the Notice to Policyholders of Consumer Rate Increases with this filing. We have also mailed the Division of Rate Counsel a paper copy of this filing.— Palisades, filing HPIC-134781377 | |||||||
| Virginia | Auto | MGA Insurance MGA Insurance Company, Inc. | +7.4% | Feb 20, 2026 | — | — | SERFF Filing Access GNSC-134847500 |
MGA Insurance’s actuaries indicated it needed +22.3%, and it filed +7.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +7.4% is a statewide average. Individual policies in this filing moved +114.4% to −65.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 10,505 policyholders. Please find enclosed a rate/rule revision of the private passenger auto program for MGA Insurance Company, Inc. We have included change details in our filing memo. We would like to request an effective date of February 20, 2026 for new business and April 14, 2026 for renewal business.— MGA Insurance, filing GNSC-134847500 | |||||||
| Illinois | Home | Progressive American Strategic Ins. (Progressive/ASI) | +7.3% | Jun 10, 2026 | — | — | SERFF Filing Access AMSI-134665287 |
Progressive’s actuaries indicated it needed +7.5%, and it filed +7.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +7.3% is a statewide average. Individual policies in this filing moved +39.0% to −18.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 15,984 policyholders. | |||||||
| Ohio | Home | Ohio Mutual Ohio Mutual (Master Series) | +7.3% | Jan 15, 2026 | — | — | SERFF Filing Access OHMG-134556446 |
Ohio Mutual filed +7.3% — exactly the change its actuaries indicated the book needed. The +7.3% is a statewide average. Individual policies in this filing moved +17.0% to −9.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 32,269 policyholders. | |||||||
| Ohio | Home | State Farm State Farm Fire and Casualty Company | +7.2% | Mar 15, 2026 | — | — | SERFF Filing Access SFMA-134817304 |
| Illinois | Home | Erie Erie Insurance Company (8/1/26 Rate Review) | +7.1% | Aug 1, 2026 | — | — | SERFF Filing Access ERPP-134891551 |
Erie’s actuaries indicated it needed +7.6%, and it filed +7.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +7.1% is a statewide average. Individual policies in this filing moved +176.5% to −11.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 107,000 policyholders. | |||||||
| California | Home | Wawanesa Wawanesa General Insurance Company | +7.0% | Jan 26, 2026 | — | — | CA CDI filings list WAWA-134541978 |
Wawanesa’s actuaries indicated it needed +9.8%, and it filed +7.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. | |||||||
| Michigan | Home | Armed Forces Armed Forces Insurance Exchange | +7.0% | Jul 27, 2026 | — | — | SERFF Filing Access ARMD-134794055 |
Armed Forces’s actuaries indicated it needed +7.3%, and it filed +7.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 537 policyholders. The purpose of this filing is to: 1. Revise Rates We are filing to revise our rates as detailed in the Rate/Rule Schedule and in attached supporting documents. 2. Revise our Homeowners Policy Program Manual: We have revised our manual to incorporate the changes noted above. Any changes made to the content of our manual pages have been…— Armed Forces, filing ARMD-134794055 | |||||||
| Michigan | Home | MEEMIC MEEMIC Insurance | +7.0% | Jun 1, 2026 | — | — | SERFF Filing Access MEEM-134736510 |
MEEMIC’s actuaries indicated it needed +25.0%, and it filed +7.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 118,182 policyholders. Meemic Insurance Company Michigan Homeowners NAIC Company Number: 16101 Company Filing Number: MI MEEMIC 060126 HR Effective Date: June 1, 2026 New and Renewal— MEEMIC, filing MEEM-134736510 | |||||||
| New Jersey | Auto | Farmers Farmers Insurance Exchange | +7.0% | May 24, 2026 | 3.76% | — | SERFF Filing Access FARM-134703203 |
Farmers’s actuaries indicated it needed +13.4%, and it filed +7.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +7.0% is a statewide average. Individual policies in this filing moved +15.9% to −4.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 7,379 policyholders. Please refer to our cover letter located in the Supporting Documentation tab.— Farmers, filing FARM-134703203 | |||||||
| South Carolina | Auto | Allstate Allstate North American Insurance Company | −7.0% | Feb 23, 2026 | 10.19% | — | SERFF Filing Access ALSE-134847054 |
| Tennessee | Auto | State Farm State Farm Fire and Casualty Company | −7.0% | Dec 15, 2025 | 18.87% | 2.2% | SERFF Filing Access SFMA-134611724-FC |
State Farm’s actuaries indicated it needed +11.5%, and it filed −7.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Not every coverage moved the same way:
Book size: 30,274 policyholders. | |||||||
| New Jersey | Home | Stillwater Stillwater Property and Casualty Insurance | +7.0% | Apr 10, 2026 | — | — | SERFF Filing Access FDLY-134630423 |
Stillwater’s actuaries indicated it needed +19.4%, and it filed +7.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +7.0% is a statewide average. Individual policies in this filing moved +45.3% to −33.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 25,749 policyholders. Enclosed is a revision to the homeowners program. Please refer to Exhibit I - Actuarial Memorandum and Exhibit II - Summary of Rate and Rule Revisions.— Stillwater, filing FDLY-134630423 | |||||||
| California | Home | USAA USAA / Casualty / General Indemnity / Garrison | +6.9% | Feb 6, 2026 | — | — | CA CDI filings list USAA-134678224 |
| California | Home | Mercury California Automobile Insurance Company (Mercury) | +6.9% | Jun 2, 2026 | — | — | CA CDI filings list MERY-134655346 |
| California | Home | California Casualty California Casualty Indemnity Exchange | +6.9% | Feb 17, 2026 | — | — | CA CDI filings list CALC-134655443 |
| Michigan | Home | AIG AIG Property Casualty | +6.9% | Apr 1, 2026 | — | — | SERFF Filing Access APCG-134649049 |
AIG’s actuaries indicated it needed +28.4%, and it filed +6.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 858 policyholders. AIG Property Casualty Company is filing to revise its Private Client Group Homeowners Program in Michigan. The net impact is +6.9%. The revisions contained in this filing include the following: 1.Revise Major Coverage x Deductible Factors 2.Update By-Peril Base Rates Please see the Explanatory Memo for details.— AIG, filing APCG-134649049 | |||||||
| New Jersey | Auto | Encompass Encompass Property and Casualty Insurance Company of New Jersey | +6.9% | Oct 24, 2026 | — | — | SERFF Filing Access GMMX-134806021 |
Encompass’s actuaries indicated it needed +9.6%, and it filed +6.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.9% is a statewide average. Individual policies in this filing moved +13.8% to +1.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,267 policyholders. With this filing, Encompass Property and Casualty Insurance Company of New Jersey proposes an overall rate change of 6.9% for its Private Passenger Automobile lines of business in the state of New Jersey. This filing proposes revisions to the following: - Rate Adjustment Factors. Please refer to the enclosed filing for more information.— Encompass, filing GMMX-134806021 | |||||||
| New Jersey | Auto | Mercury Insurance Mercury Indemnity Company of America | +6.9% | Oct 2, 2026 | — | — | SERFF Filing Access MERY-134759707 |
Mercury Insurance’s actuaries indicated it needed +19.0%, and it filed +6.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.9% is a statewide average. Individual policies in this filing moved +16.1% to −1.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2,465 policyholders. This is for our closed book of New Jersey business in Mercury Indemnity Company of America (NJ MICA). Prior Approval Filing increase of +6.9%.— Mercury Insurance, filing MERY-134759707 | |||||||
| California | Home | Pacific Specialty Pacific Specialty Insurance Company | +6.8% | Feb 6, 2026 | — | — | CA CDI filings list PERR-134651358 |
| New Jersey | Auto | Selective Insurance Selective Auto Insurance Company of New Jersey | +6.8% | Sep 30, 2025 | — | — | SERFF Filing Access SELC-134599344 |
Selective Insurance’s actuaries indicated it needed +23.6%, and it filed +6.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.8% is a statewide average. Individual policies in this filing moved +15.4% to +3.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 21,017 policyholders. The Selective Auto Insurance Company of New Jersey (SAICNJ) submits this filing to revise its rates for the Personal Auto program in the state of New Jersey. The overall rate level effect is 6.8% and is supported by an indication of +23.6%. We are proposing that these changes be effective for new and renewal business processed after…— Selective Insurance, filing SELC-134599344 | |||||||
| Tennessee | Auto | State Farm State Farm Mutual Automobile Insurance Company | −6.8% | Jun 1, 2026 | 18.87% | 97.8% | SERFF Filing Access SFMA-134859733 |
Book size: 1,305,309 policyholders. The carrier’s previous revision in this state was −10.7%. | |||||||
| Nevada | Auto | Allstate Allstate Indemnity Company | +6.7% | Jul 6, 2026 | 10.19% | 1.3% | SERFF Filing Access ALSE-134923710 |
Not every coverage moved the same way:
Book size: 1,455 vehicles. | |||||||
| New Jersey | Home | Homesite Homesite Insurance | +6.7% | Aug 1, 2025 | — | — | SERFF Filing Access HMSS-134461776 |
Homesite’s actuaries indicated it needed +16.8%, and it filed +6.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.7% is a statewide average. Individual policies in this filing moved +7.3% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 43,461 policyholders. Homesite Insurance Company hereby respectfully submits for your review a rate revision for our HO 00 03 and HO 00 06 programs. We are revising the Rate Adjustment factor. Please see the Actuarial Memorandum and support for more detailed information regarding this revision. If there are any questions or concerns, please let me know.…— Homesite, filing HMSS-134461776 | |||||||
| Virginia | Home | Auto-Owners Auto-Owners Insurance | +6.7% | Oct 28, 2025 | — | — | SERFF Filing Access AOIC-134474539 |
Auto-Owners’s actuaries indicated it needed +7.5%, and it filed +6.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.7% is a statewide average. Individual policies in this filing moved +22.6% to −27.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 32,641 policyholders. We certify that this policy and all endorsements attached hereto are in compliance with 14 VAC 5-341-10 et seq. and 14 VAC 5-342-10 et seq. of the Virginia Administrative Code. Please see the Explanatory Memorandums in the Supporting Documentation tab for a detailed description of the changes.— Auto-Owners, filing AOIC-134474539 | |||||||
| Louisiana | Auto | Progressive Progressive Security Insurance Company | −6.6% | Jan 16, 2026 | 16.73% | 58.0% | SERFF Filing Access PRGS-134737690 |
Progressive filed −6.6%, above the −7.9% its actuaries indicated the book needed. The −6.6% is a statewide average. Individual policies in this filing moved +15.5% to −34.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 273,506 policyholders. The Progressive Security Insurance Company hereby submits a private passenger automobile filing for your review and approval. With this filing, we are lowering our rates -6.6% and revising a few other factor tables. The Summary of Change document included in this filing describes the changes requested with this revision.— Progressive, filing PRGS-134737690 | |||||||
| New Jersey | Home | Progressive American Strategic Ins. (Progressive/ASI) | +6.6% | Feb 4, 2026 | — | — | SERFF Filing Access AMSI-134319380 |
| New Jersey | Home | Preferred Mutual Preferred Mutual Insurance Company | +6.6% | Oct 1, 2026 | — | — | SERFF Filing Access PMUT-134806565 |
Preferred Mutual’s actuaries indicated it needed +8.8%, and it filed +6.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.6% is a statewide average. Individual policies in this filing moved +25.0% to −2.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 16,748 policyholders. Preferred Mutual would like to file the following changes for NJ Homeowners: We estimate the overall impact to be an increase of +6.6% overall with a +6.9% Owners Forms, -0.1% Tenants Forms, -0.3% Condos Forms. List of Changes by Form: Owners Forms: Increase base rates for all territories by 6.5% Increase minimum premium from $80 to…— Preferred Mutual, filing PMUT-134806565 | |||||||
| New Jersey | Auto | PURE Privilege Underwriters Reciprocal Exchange | +6.5% | May 15, 2026 | — | — | SERFF Filing Access PRIV-134638422 |
PURE’s actuaries indicated it needed +15.0%, and it filed +6.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.5% is a statewide average. Individual policies in this filing moved +16.0% to +0.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2,063 policyholders. Privilege Underwriters Reciprocal Exchange (PURE) is filing to revise its Automobile Program Base Rates in New Jersey. Please refer to the Actuarial Memorandum for more information.— PURE, filing PRIV-134638422 | |||||||
| New Jersey | Home | Franklin Mutual FMI / Franklin Mutual Insurance | +6.5% | Jul 1, 2026 | — | — | SERFF Filing Access MUOF-134734326 |
In this filing, FMI proposes a rate increase of 6.2%. In corresponding filing #MUOF-134734356, the company submits a subsequent Expedited base rate adjustment.— Franklin Mutual, filing MUOF-134734326 | |||||||
| Ohio | Home | Westfield Insurance Westfield (Ohio Farmers) | +6.5% | Sep 25, 2025 | — | — | SERFF Filing Access WSFG-G134594507 |
Westfield Insurance’s actuaries indicated it needed +8.3%, and it filed +6.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.5% is a statewide average. Individual policies in this filing moved +8.4% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 36,278 policyholders. | |||||||
| Virginia | Auto | State Farm State Farm Mutual Automobile Insurance (dominant of 2 entities) | −6.5% | Dec 11, 2025 | 18.87% | — | SERFF Filing Access SFMA-134688491 |
Book size: 1,431,955 policyholders. | |||||||
| Louisiana | Auto | Amica Amica Mutual Insurance | +6.4% | Aug 1, 2026 | — | — | SERFF Filing Access AMMA-134704578 |
Amica’s actuaries indicated it needed +6.9%, and it filed +6.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.4% is a statewide average. Individual policies in this filing moved +37.0% to −15.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,162 policyholders. | |||||||
| Tennessee | Auto | Tennessee Farm Bureau Tennessee Farmers Mutual Insurance Company (pre-window — effective before the 2025-07 tracking window; pre-baked into the anchor snapshot, not a 2026 move) | +6.4% | Jun 1, 2024 | — | — | SERFF Filing Access TNFA-133965333 |
Tennessee Farm Bureau’s actuaries indicated it needed +11.4%, and it filed +6.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 546,091 policyholders. The carrier’s previous revision in this state was +7.6%. | |||||||
| Pennsylvania | Auto | NJM NJM Personal Auto (earlier book) | +6.3% | Jun 1, 2026 | — | — | SERFF Filing Access NJMI-134757403 |
NJM’s actuaries indicated it needed +9.1%, and it filed +6.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.3% is a statewide average. Individual policies in this filing moved +10.0% to +0.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 3,574 policyholders. The carrier’s previous revision in this state was ±0.0%. New Jersey Manufacturers Insurance Company is requesting approval for revisions to rates for its private passenger auto program for policies with inception dates prior to June 1, 2020 (PAX Block 1). The Rate Pages include revisions to the Base Rates, Expense Fees and First Party Benefits. The Class Plan Pages include a revision to the…— NJM, filing NJMI-134757403 | |||||||
| Pennsylvania | Home | State Farm State Farm Fire and Casualty Company | +6.3% | Nov 1, 2025 | — | — | SERFF Filing Access SFMA-134511098 |
| California | Auto | State Farm State Farm Mutual Automobile Insurance Company | −6.2% | May 8, 2026 | 18.87% | — | CA CDI filings list SFMA-134750464 |
State Farm filed −6.2% — exactly the change its actuaries indicated the book needed. | |||||||
| Illinois | Auto | Grinnell Grinnell Compass, Inc. | −6.2% | Feb 1, 2026 | — | — | SERFF Filing Access GRCP-134704653 |
Grinnell’s actuaries indicated it needed +1.5%, and it filed −6.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −6.2% is a statewide average. Individual policies in this filing moved +50.7% to −25.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,623 policyholders. The carrier’s previous revision in this state was −7.4%. Grinnell Compass, Inc is submitting this Independent Rate/Rule filing for Personal Auto to be effective on or after February 1, 2026 for new business and effective on or after April 1, 2026 for renewals. This filings includes the following: Rules - Refer to the attached Rules Synopsis for a complete description of changes. Rates - Refer…— Grinnell, filing GRCP-134704653 | |||||||
| Pennsylvania | Home | USAA USAA + USAA Casualty (filing-level) | +6.2% | Jul 13, 2026 | — | — | SERFF Filing Access USAA-134883881 |
The +6.2% is a statewide average. Individual policies in this filing moved +7.3% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 120,317 policyholders. | |||||||
| Tennessee | Auto | Country Financial COUNTRY Mutual Insurance Company | −6.2% | Mar 6, 2026 | — | 28.4% | SERFF Filing Access CFPC-134718424 |
Country Financial’s actuaries indicated it needed −6.0%, and it filed −6.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 1,073 policyholders. The carrier’s previous revision in this state was −0.1%. | |||||||
| New Jersey | Home | Chubb Chubb Masterpiece | +6.1% | Feb 16, 2026 | — | — | SERFF Filing Access ACEH-134510614 |
The +6.1% is a statewide average. Individual policies in this filing moved +6.7% to +6.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 106 policyholders. | |||||||
| California | Auto | Wawanesa Wawanesa General Insurance Company | +6.0% | May 15, 2026 | — | — | CA CDI filings list WAWA-134754803 |
Wawanesa’s actuaries indicated it needed +6.9%, and it filed +6.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. | |||||||
| Illinois | Auto | Country Financial COUNTRY Mutual/Preferred/Casualty Insurance | −6.0% | Dec 24, 2025 | — | — | SERFF Filing Access CFPC-134703367 |
Country Financial filed −6.0%, above the −8.2% its actuaries indicated the book needed. The −6.0% is a statewide average. Individual policies in this filing moved +5.1% to −11.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 302,139 policyholders. The carrier’s previous revision in this state was −4.4%. | |||||||
| New Jersey | Auto | CURE Citizens United Reciprocal Exchange | +6.0% | Nov 22, 2025 | — | — | SERFF Filing Access CURE-134400950 |
CURE’s actuaries indicated it needed +9.0%, and it filed +6.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +6.0% is a statewide average. Individual policies in this filing moved +15.4% to −15.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Not every coverage moved the same way:
Book size: 45,552 policyholders. CURE is submitting this filing to revise the rates in its Private Passenger Auto program in the state of New Jersey. We are proposing the following changes: Increase Bodily Injury base rates by +8% Increase Uninsured Motorist/Underinsured Motorist Bodily Injury by +30% Increase Property Damage and Uninsured/Underinsured Motorist…— CURE, filing CURE-134400950 | |||||||
| Ohio | Home | Progressive American Strategic Ins. (Progressive/ASI) | −6.0% | Oct 10, 2025 | — | — | SERFF Filing Access AMSI-134627974 |
Progressive filed −6.0%, above the −11.8% its actuaries indicated the book needed. The −6.0% is a statewide average. Individual policies in this filing moved +27.6% to −11.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. | |||||||
| Virginia | Auto | Donegal Insurance Peninsula Insurance | −6.0% | Jul 20, 2026 | — | 25.2% | SERFF Filing Access DNGL-134975511 |
Donegal Insurance’s actuaries indicated it needed ±0.0%, and it filed −6.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −6.0% is a statewide average. Individual policies in this filing moved ±0.0% to −20.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,512 policyholders. Peninsula Insurance Company is proposing to revise the private passenger automobile rates in the state of Virginia. See filing memorandum for additional information.— Donegal Insurance, filing DNGL-134975511 | |||||||
| Virginia | Auto | MGA Insurance MGA Insurance Company, Inc. | −6.0% | Apr 18, 2025 | — | — | SERFF Filing Access GNSC-134500272 |
MGA Insurance’s actuaries indicated it needed +4.9%, and it filed −6.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −6.0% is a statewide average. Individual policies in this filing moved +148.8% to −93.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 6,691 policyholders. Please find enclosed a rate/rule revision of the private passenger auto program for MGA Insurance Company, Inc. We have made the following changes to our rate plan: Base Rate Territory Assignment Factor Advanced Shopping Factor Renewal Factor POP-ISP-Lapse Factor Initial Model Age Factor Source Factor Capping We would…— MGA Insurance, filing GNSC-134500272 | |||||||
| Virginia | Auto | Tesla Tesla General Insurance, Inc. | −6.0% | Apr 14, 2026 | — | — | SERFF Filing Access TSIS-134874643 |
Tesla filed −6.0% — exactly the change its actuaries indicated the book needed. The −6.0% is a statewide average. Individual policies in this filing moved +80.0% to −29.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 9,288 policyholders. Tesla General Insurance, Inc. is submitting for your approval the following changes to the Tesla Insurance Program: 1) Update the Safety Score Model and Safety Factor calculation, 2) update the Annual Mileage factor, 3) update vehicle symbol assignments, and 4) update base rates. The overall rate impact is -6%. Please see the Actuarial…— Tesla, filing TSIS-134874643 | |||||||
| Nevada | Auto | Safeco Safeco Insurance Company of Illinois | +6.0% | May 16, 2026 | 3.27% | — | SERFF Filing Access LBPM-134798717 |
Not every coverage moved the same way:
Book size: 17,980 vehicles. | |||||||
| Tennessee | Auto | Country Financial COUNTRY Preferred Insurance Company | −6.0% | Mar 6, 2026 | — | 69.3% | SERFF Filing Access CFPC-134718424-2 |
Country Financial filed −6.0%, above the −6.0% its actuaries indicated the book needed. Book size: 2,620 policyholders. The carrier’s previous revision in this state was −0.1%. | |||||||
| Louisiana | Auto | State Farm State Farm Mutual Automobile Insurance (dominant of 2 entities) | −5.8% | Jan 1, 2026 | 18.87% | — | SERFF Filing Access SFMA-134723185 |
State Farm’s actuaries indicated it needed +1.7%, and it filed −5.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −5.8% is a statewide average. Individual policies in this filing moved +22.4% to −30.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,044,832 policyholders. We are filing revised rates to our independent Louisiana Private Passenger Auto Program, which results in a rate level change of -5.839% for that program in the State Farm Mutual Automobile Insurance Company and -6.532% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in…— State Farm, filing SFMA-134723185 | |||||||
| Louisiana | Auto | Safeway Safeway Insurance Company of Louisiana | −5.8% | Dec 1, 2025 | — | — | SERFF Filing Access PERR-134665768 |
Safeway’s actuaries indicated it needed −5.1%, and it filed −5.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −5.8% is a statewide average. Individual policies in this filing moved +17.9% to −59.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,228 policyholders. On behalf of Safeway Insurance Company of Louisiana (The Company), we are submitting this filing under the Private Passenger Auto line of business. Please see the Filing Memorandum for additional details. Enclosed is authorization for Perr&Knight to submit this filing on behalf of the Company. All correspondence related to this filing…— Safeway, filing PERR-134665768 | |||||||
| Pennsylvania | Auto | Hanover The Hanover Insurance Company | +5.8% | Mar 13, 2026 | — | — | SERFF Filing Access HNVR-G134656976 |
Hanover’s actuaries indicated it needed +16.7%, and it filed +5.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +5.8% is a statewide average. Individual policies in this filing moved +14.8% to +1.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 10,704 policyholders. The carrier’s previous revision in this state was ±0.0%. As of the requested effective dates, we are filing the following revisions to our Connections Auto Product for both new business and renewal business policies. -Base Rates -Intent to Cancel -Rate Caps -Adding 5k, 10k Auto Physical Damage Limits -Rental Reimbursement -Territory -Kia/Hyundai Make Factors -Rule R7 - Account Credit -Rule P36…— Hanover, filing HNVR-G134656976 | |||||||
| Ohio | Home | Grange Grange Indemnity (OH HM) | +5.7% | Oct 24, 2025 | — | — | SERFF Filing Access GRAN-134602478 |
Grange’s actuaries indicated it needed +11.7%, and it filed +5.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +5.7% is a statewide average. Individual policies in this filing moved +21.1% to −7.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 99,058 policyholders. | |||||||
| Tennessee | Auto | Root Root Insurance Company | −5.7% | May 29, 2026 | — | — | SERFF Filing Access CLIN-134910716 |
Root filed −5.7%, above the −6.3% its actuaries indicated the book needed. Book size: 8,010 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Illinois | Auto | State Farm State Farm Mutual Automobile Insurance Company (aggregate fake 0%) | −5.6% | Jul 18, 2025 | 18.87% | 97.6% | SERFF Filing Access SFMA-134548953 |
State Farm’s actuaries indicated it needed −0.9%, and it filed −5.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −5.6% is a statewide average. Individual policies in this filing moved +15.8% to −34.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 3,179,517 policyholders. The carrier’s previous revision in this state was +5.8%. We are filing revised rates to our independent Illinois Private Passenger Auto Program, which results in a rate level change of - 5.6% for that program in the State Farm Mutual Automobile Insurance Company and -5.4% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in the…— State Farm, filing SFMA-134548953 | |||||||
| New York | Home | USAA USAA + USAA General Indemnity (filing-level) | +5.6% | Aug 18, 2025 | — | — | SERFF Filing Access USAA-134245824 |
The +5.6% is a statewide average. Individual policies in this filing moved +20.1% to +15.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 90,145 policyholders. | |||||||
| Georgia | Auto | Allstate Allstate Indemnity Company | +5.5% | Jul 13, 2026 | 10.19% | — | SERFF Filing Access ALSE-134945888 |
Allstate filed +5.5% — exactly the change its actuaries indicated the book needed. Book size: 434 policyholders. The carrier’s previous revision in this state was +7.0%. | |||||||
| Illinois | Auto | State Farm State Farm Fire and Casualty Company | −5.4% | Jul 18, 2025 | 18.87% | 2.4% | SERFF Filing Access SFMA-134548953-2 |
State Farm’s actuaries indicated it needed +7.4%, and it filed −5.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 73,018 policyholders. The carrier’s previous revision in this state was +5.8%. | |||||||
| Ohio | Auto | Allstate Allstate North American Insurance Company | −5.4% | Jul 7, 2025 | 10.19% | 99.2% | SERFF Filing Access ALSE-134591448 |
The −5.4% is a statewide average. Individual policies in this filing moved −3.3% to −6.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 79,136 policyholders. With this filing, Allstate is proposing an overall -5.4% rate level change to the Allstate North American Insurance Company (ANAIC) Private Passenger Auto (PPA) program in the state of Ohio. Allstate is proposing revisions to the following rating plans: Channel Factors. The overall rate level change has been achieved through revision of…— Allstate, filing ALSE-134591448 | |||||||
| Ohio | Home | The Hartford Hartford entities (Prevail) | +5.4% | Oct 7, 2025 | — | — | SERFF Filing Access HART-134652413 |
The +5.4% is a statewide average. Individual policies in this filing moved +55.9% to −21.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 9,662 policyholders. | |||||||
| Illinois | Auto | Progressive Progressive Direct/Northern/Universal | −5.3% | Aug 15, 2025 | 16.73% | — | SERFF Filing Access PRGS-134633994 |
Progressive’s actuaries indicated it needed −2.7%, and it filed −5.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −5.3% is a statewide average. Individual policies in this filing moved +3.9% to −12.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 746,310 policyholders. The carrier’s previous revision in this state was −3.4%. Progressive Direct, Progressive Northern, and Progressive Universal rate filing for August— Progressive, filing PRGS-134633994 | |||||||
| Virginia | Auto | Trexis Trexis Insurance Corporation | −5.3% | Oct 20, 2025 | — | 59.4% | SERFF Filing Access VSGP-134630774 |
Trexis filed −5.3%, above the −10.8% its actuaries indicated the book needed. The −5.3% is a statewide average. Individual policies in this filing moved −2.4% to −12.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 7,470 policyholders. Please accept the following rate and rule filing with a new business effective date of 10/20/2025 and a renewal effective date of 11/07/2025. In addition to minor rule modifications, we are making the following relativity changes to our rate plan: Base Rates Vehicle Coverage (adding LC / Liability + Comprehensive option) Retention…— Trexis, filing VSGP-134630774 | |||||||
| Pennsylvania | Auto | American National American National Property And Casualty Company | +5.2% | Dec 26, 2025 | — | — | SERFF Filing Access ANPC-134643362 |
American National’s actuaries indicated it needed +5.4%, and it filed +5.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +5.2% is a statewide average. Individual policies in this filing moved +14.5% to −1.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,994 policyholders. The carrier’s previous revision in this state was −8.0%. American National Property And Casualty Company files revisions to our Pennsylvania Private Passenger Automobile Program. Please see the actuarial memorandum and exhibits for full details of the rate change.— American National, filing ANPC-134643362 | |||||||
| Texas | Auto | Farmers Farmers Property and Casualty Insurance Company | −5.2% | Dec 26, 2025 | 3.76% | — | TX TDI open data FAIG-134773153 |
| New Jersey | Auto | Bristol West Foremost Insurance Company Grand Rapids, Michigan | +5.1% | Sep 12, 2025 | — | — | SERFF Filing Access BRWS-134378141 |
Bristol West’s actuaries indicated it needed +14.1%, and it filed +5.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +5.1% is a statewide average. Individual policies in this filing moved +25.0% to −5.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 58,109 policyholders. Please find enclosed, on behalf of Foremost Insurance Company, a rate and rule filing for our Select 3.0 auto program in New Jersey. With this rate revision we are making updates to our base rates, FDL factors, and rate capping rule P30.— Bristol West, filing BRWS-134378141 | |||||||
| Tennessee | Auto | Progressive Progressive Casualty Insurance Company | −5.1% | May 29, 2026 | 16.73% | 7.9% | SERFF Filing Access PRGS-134800104-2 |
Progressive filed −5.1%, above the −10.8% its actuaries indicated the book needed. Book size: 34,886 policyholders. The carrier’s previous revision in this state was −3.4%. | |||||||
| Tennessee | Auto | Progressive Progressive Hawaii Insurance Corp. | −5.1% | May 29, 2026 | 16.73% | 39.4% | SERFF Filing Access PRGS-134800104-4 |
Progressive filed −5.1%, above the −10.8% its actuaries indicated the book needed. Book size: 174,968 policyholders. The carrier’s previous revision in this state was −3.4%. | |||||||
| Georgia | Auto | Donegal Southern Insurance Company of Virginia | +5.0% | Apr 1, 2026 | — | — | SERFF Filing Access DNGL-134767488 |
Book size: 2,800 policyholders. The carrier’s previous revision in this state was +9.9%. | |||||||
| Georgia | Auto | Farmers Farmers Group Property and Casualty Insurance Company | +5.0% | Feb 2, 2026 | 3.76% | 39.1% | SERFF Filing Access FAIG-134716067 |
Farmers’s actuaries indicated it needed +5.7%, and it filed +5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 5,185 policyholders. The carrier’s previous revision in this state was +7.0%. | |||||||
| Illinois | Auto | Progressive Progressive Direct/Northern/Universal | −5.0% | Jan 30, 2026 | 16.73% | — | SERFF Filing Access PRGS-134785395 |
Progressive filed −5.0%, above the −5.1% its actuaries indicated the book needed. The −5.0% is a statewide average. Individual policies in this filing moved +55.5% to −41.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 762,218 policyholders. The carrier’s previous revision in this state was −5.3%. Progressive Direct, Progressive Northern, and Progressive Universal rate filing for January— Progressive, filing PRGS-134785395 | |||||||
| Illinois | Auto | American Family American Family Insurance Company (open book) | −5.0% | Jun 18, 2026 | 1.72% | — | SERFF Filing Access AMFC-134924309 |
American Family filed −5.0%, above the −5.5% its actuaries indicated the book needed. The −5.0% is a statewide average. Individual policies in this filing moved +384.9% to −73.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 61,561 policyholders. The carrier’s previous revision in this state was ±0.0%. On behalf of American Family Insurance Company, we are submitting the enclosed rate & rule revision for your review and approval for our Private Passenger Auto Program. For specific details of the filing and support for the updates, please reference the Filing Memorandum and Actuarial Exhibits, attached under the "Supporting…— American Family, filing AMFC-134924309 | |||||||
| Michigan | Home | PURE Privilege Underwriters Reciprocal Exchange | −5.0% | Oct 1, 2026 | — | — | SERFF Filing Access PRIV-134947731 |
PURE’s actuaries indicated it needed +8.1%, and it filed −5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 2,229 policyholders. The purpose of this filing is to improve rate sophistication to achieve a more appropriate rate level for individual locations, maintain renewal retention, and enable continued profitable growth.— PURE, filing PRIV-134947731 | |||||||
| New Jersey | Auto | Palisades Palisades Safety and Insurance Association | −5.0% | Apr 17, 2026 | — | — | SERFF Filing Access HPIC-134859181 |
The −5.0% is a statewide average. Individual policies in this filing moved −2.9% to −6.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 97,715 policyholders. Enclosed please find proposed rate adjustments to the private passenger auto program for Palisades Safety and Insurance Association.— Palisades, filing HPIC-134859181 | |||||||
| New Jersey | Home | Mercury Mercury (NJ HO RL32) | +5.0% | Apr 29, 2026 | — | — | SERFF Filing Access MERY-134666161 |
Mercury Insurance Company of Illinois is respectfully submitting a rate revision to our Homeowners program as an Expedited Filing according to N.J.A.C. 11:2-42. The overall rate impact for this filing is 5.0% with a proposed effective date of December 17, 2025 for new business and February 5, 2026 for renewal business.— Mercury, filing MERY-134666161 | |||||||
| New Jersey | Home | Selective Selective Auto Ins. Co. of NJ | +5.0% | Feb 6, 2026 | — | — | SERFF Filing Access SELC-134632026 |
Selective Auto Insurance Company of New Jersey (SAICNJ) is revising its base rates for its Homeowners program in the state of New Jersey under the expedited review process. The overall rate level effect is +5.0%, supported by an indication of +18.9%. The proposed process date is 09/30/2025 for new and renewal business. Our indicated rate…— Selective, filing SELC-134632026 | |||||||
| New Jersey | Home | Norfolk & Dedham Norfolk & Dedham (NextPak Home) | +5.0% | Dec 1, 2025 | — | — | SERFF Filing Access NFDG-134515127 |
The +5.0% is a statewide average. Individual policies in this filing moved +5.8% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 9,613 policyholders. The Norfolk & Dedham Mutual Fire Insurance Company submits this Expedited Homeowners filing to propose a rate increase for policies effective on or after 12/1/2025 in its New Jersey NextPak Homeowners program. The company will also be simultaneously submitting Prior Approval filing NFDG-134499296.— Norfolk & Dedham, filing NFDG-134515127 | |||||||
| New Jersey | Home | Providence Mutual Providence Mutual Fire Insurance | +5.0% | Jun 1, 2026 | — | — | SERFF Filing Access PRVD-134574914 |
With this filing, the company is seeking a 5% rate increase for our Homeowners product under the expedited approval procedure.— Providence Mutual, filing PRVD-134574914 | |||||||
| New York | Auto | Mercury Mercury Casualty Company | +5.0% | Jun 23, 2026 | — | — | SERFF Filing Access MERY-134872955 |
Mercury’s actuaries indicated it needed +9.7%, and it filed +5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 749 policyholders. | |||||||
| Ohio | Auto | The Hartford Nutmeg Insurance (dominant of 2 entities) | +5.0% | May 7, 2026 | 0.65% | — | SERFF Filing Access HART-134890745 |
The Hartford’s actuaries indicated it needed +23.7%, and it filed +5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +5.0% is a statewide average. Individual policies in this filing moved +13.0% to +0.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 12,187 policyholders. With this filing, we are proposing revisions to The Hartfords Auto product in the writing companies referenced above. This change will be effective for new business policies written on or after May 7, 2026 and will affect renewal policies effective on or after June 22, 2026. The overall impact of the proposed changes is 5.0%. In…— The Hartford, filing HART-134890745 | |||||||
| Ohio | Auto | Harleysville Horace Mann Insurance (dominant of 3 entities) | +5.0% | Mar 2, 2026 | — | 62.4% | SERFF Filing Access HRMN-134536849 |
Harleysville’s actuaries indicated it needed +8.2%, and it filed +5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +5.0% is a statewide average. Individual policies in this filing moved +61.5% to −44.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,425 policyholders. Company and Contact Ohio Department of Insurance Property and Casualty 50 W. Town Street Third Floor-Suite 300 Columbus, OH 43215-1067 Attention: Judith French Director of Insurance Re: Horace Mann Insurance Company NAIC #300-22578 Fein #59-1027412 Teachers Insurance Company NAIC #300-22683 Fein #23-1742051 Horace Mann Property &…— Harleysville, filing HRMN-134536849 | |||||||
| Ohio | Auto | Liberty Mutual American Economy Insurance Company | −5.0% | May 17, 2025 | 3.27% | 18.1% | SERFF Filing Access LBPM-134524595 |
Liberty Mutual filed −5.0%, above the −7.7% its actuaries indicated the book needed. The −5.0% is a statewide average. Individual policies in this filing moved +86.6% to −67.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 12,755 policyholders. We are submitting a revision to our auto program effective May 17, 2025 for new business and June 28, 2025 for renewal business in American Economy Insurance Company. The proposed changes will result in an overall rate change of -5.0%. Please see the attached exhibits for more details of this filing. With this revision we are proposing…— Liberty Mutual, filing LBPM-134524595 | |||||||
| Ohio | Auto | Liberty Mutual Liberty Mutual Personal Insurance Company (dominant of 2 entities) | −5.0% | Jun 25, 2025 | 3.27% | 34.4% | SERFF Filing Access LBPM-134577826 |
Liberty Mutual filed −5.0%, above the −5.5% its actuaries indicated the book needed. The −5.0% is a statewide average. Individual policies in this filing moved +17.0% to −41.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 39,574 policyholders. In accordance with the Ohio statutory and regulatory filing provisions, Liberty Mutual Personal Insurance Company and Liberty Mutual Insurance Company are proposing a rate revision to our auto product. Please see below for details on the applicable changes. The revisions contained within this filing result in an overall rate impact of…— Liberty Mutual, filing LBPM-134577826 | |||||||
| Ohio | Auto | Ohio Mutual Ohio Mutual Insurance | −5.0% | Nov 1, 2025 | — | 77.5% | SERFF Filing Access OHMG-134688799 |
Ohio Mutual’s actuaries indicated it needed +4.2%, and it filed −5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −5.0% is a statewide average. Individual policies in this filing moved +0.8% to −10.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 10,370 policyholders. With this rate review we are proposing a rate level change for our Ascend Personal Auto (ASD) product. The proposed rating plan changes are set to be effective for Renewal Business on 12/15/2025 and effective for New Business on 11/01/2025.— Ohio Mutual, filing OHMG-134688799 | |||||||
| Ohio | Auto | Ohio Mutual Ohio Mutual Insurance | −5.0% | Jun 15, 2026 | — | 77.5% | SERFF Filing Access OHMG-134945306 |
Ohio Mutual’s actuaries indicated it needed +13.7%, and it filed −5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −5.0% is a statewide average. Individual policies in this filing moved −3.2% to −6.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 13,909 policyholders. Ohio Mutual Insurance Company submits this rate filing for its Ascend Personal Auto (ASD) program in Ohio. The filing proposes an overall rate decrease, effective for new business on June 15, 2026, and for renewal business on July 15, 2026. Key elements of the filing include: Decreases to base rates across all primary coverages.…— Ohio Mutual, filing OHMG-134945306 | |||||||
| Ohio | Auto | Harleysville Horace Mann Property & Casualty Insurance | +5.0% | Mar 2, 2026 | — | 30.6% | SERFF Filing Access HRMN-134536849-2 |
Harleysville’s actuaries indicated it needed +8.2%, and it filed +5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 699 policyholders. | |||||||
| Ohio | Home | Liberty Mutual Liberty Mutual / Peerless entities | −5.0% | Aug 1, 2025 | — | — | SERFF Filing Access LBPM-134602374 |
The −5.0% is a statewide average. Individual policies in this filing moved −4.3% to −5.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 19,371 policyholders. | |||||||
| Tennessee | Auto | GEICO GEICO Indemnity Company | −5.0% | Apr 9, 2026 | 11.63% | 82.9% | SERFF Filing Access GECC-134888920 |
GEICO filed −5.0%, above the −6.4% its actuaries indicated the book needed. Book size: 36,932 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Tennessee | Auto | GEICO GEICO Marine Insurance Company | −5.0% | Apr 9, 2026 | 11.63% | 17.1% | SERFF Filing Access GECC-134888920-2 |
GEICO filed −5.0%, above the −6.9% its actuaries indicated the book needed. Book size: 7,613 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Texas | Home | Travelers Travelers Lloyds of Texas | −5.0% | — | — | TX TDI open data TRVD-G134788404 | |
| Virginia | Auto | Allstate Allstate North American Insurance Company | −5.0% | Jan 26, 2026 | 10.19% | 97.6% | SERFF Filing Access ALSE-134803401 |
The −5.0% is a statewide average. Individual policies in this filing moved −0.3% to −10.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 58,146 policyholders. With this filing, Allstate is proposing an overall -5.0% rate level change to the Allstate North American Insurance Company (ANAIC) Private Passenger Auto (PPA) program in the Commonwealth of Virginia. The overall rate level change has been achieved through revision of the Rate Adjustment Factors and Base Fixed Expense Premium Part 1 and…— Allstate, filing ALSE-134803401 | |||||||
| Virginia | Auto | Nationwide Nationwide General Insurance Company | −5.0% | Jun 4, 2026 | 1.34% | 23.1% | SERFF Filing Access NWPP-G134897540 |
Nationwide’s actuaries indicated it needed ±0.0%, and it filed −5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −5.0% is a statewide average. Individual policies in this filing moved +31.9% to −41.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 16,823 policyholders. Submitted for your review are revisions to our Virginia Private Passenger Auto program for policies written in the Nationwide General Insurance Company.— Nationwide, filing NWPP-G134897540 | |||||||
| Louisiana | Auto | American National American National Property And Casualty | +5.0% | Apr 3, 2026 | — | — | SERFF Filing Access ANPC-134762926 |
American National’s actuaries indicated it needed +17.5%, and it filed +5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +5.0% is a statewide average. Individual policies in this filing moved +13.4% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,212 policyholders. Please see the actuarial memorandum attached on the supporting documentation tab for a complete description of the changes being made with this filing.— American National, filing ANPC-134762926 | |||||||
| New York | Auto | Liberty Mutual LIC/LMFIC/LMGIC/LM-IC/TFLIC | +5.0% | Apr 29, 2026 | 3.27% | — | SERFF Filing Access LBPM-134738048 |
Liberty Mutual’s actuaries indicated it needed +20.2%, and it filed +5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 142,196 policyholders. | |||||||
| Ohio | Auto | Wayne Mutual Wayne Mutual Insurance | −5.0% | Jan 1, 2026 | — | — | SERFF Filing Access WMIN-134700884 |
Wayne Mutual’s actuaries indicated it needed −2.1%, and it filed −5.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −5.0% is a statewide average. Individual policies in this filing moved −0.7% to −7.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 9,236 policyholders. We are making several rate adjustments in our Elite Personal Auto Program. Please refer to the attached filing memorandum for detailed information.— Wayne Mutual, filing WMIN-134700884 | |||||||
| New York | Auto | NYCM New York Central Mutual | +4.9% | Aug 22, 2026 | — | — | SERFF Filing Access NYCM-134694570 |
NYCM’s actuaries indicated it needed +21.5%, and it filed +4.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 38,427 policyholders. | |||||||
| Michigan | Auto | Cincinnati Insurance The Cincinnati Insurance | +4.9% | Jul 1, 2026 | — | 34.4% | SERFF Filing Access CNNB-134778441 |
Cincinnati Insurance’s actuaries indicated it needed +11.9%, and it filed +4.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.9% is a statewide average. Individual policies in this filing moved +27.4% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,482 policyholders. With this filing we are updating rates to be used with the Personal Auto Program of our Cincinnati Insurance Company. Please see the Explanatory Memorandum attached under the Supporting Documentation tab for details.— Cincinnati Insurance, filing CNNB-134778441 | |||||||
| Michigan | Auto | State Farm State Farm Mutual Automobile Insurance (dominant of 2 entities) | −4.9% | Feb 5, 2026 | 18.87% | — | SERFF Filing Access SFMA-134697302 |
State Farm’s actuaries indicated it needed +3.1%, and it filed −4.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −4.9% is a statewide average. Individual policies in this filing moved +4.6% to −9.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,327,368 policyholders. An expedited review is appreciated. Approval of the filings by December 4th will enable us to meet the requested effective date. This will be the 3rd overall statewide average rate reduction since the beginning of 2025, based on improved cost trends for certain auto coverages. Our last rate adjustment to State Farm auto premiums was an…— State Farm, filing SFMA-134697302 | |||||||
| New York | Auto | GEICO GEICO General + Government Employees | +4.9% | Mar 10, 2025 | 11.63% | — | SERFF Filing Access GECC-134404337 |
GEICO’s actuaries indicated it needed +8.1%, and it filed +4.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 1,530,960 policyholders. | |||||||
| Ohio | Auto | GEICO GEICO Indemnity (dominant of 2 entities) | −4.9% | Apr 3, 2026 | 11.63% | 29.4% | SERFF Filing Access GECC-134888669 |
GEICO filed −4.9%, above the −11.5% its actuaries indicated the book needed. The −4.9% is a statewide average. Individual policies in this filing moved +6.9% to −9.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 82,496 policyholders. GEICO Indemnity Company (GI)NAIC#:031-22055 GEICO Marine Insurance Company (GB)NAIC#:031-37923 Automobile Casualty Manual Rate/Rule Revision File No.: 2026-102 Dear Director French: For your review, the above-referenced companies herewith submit a revision to our Automobile Casualty Manuals currently on file with your department.…— GEICO, filing GECC-134888669 | |||||||
| Texas | Home | Homeowners of America Homeowners of America Insurance Company | −4.9% | Jun 5, 2026 | — | — | TX TDI open data HAIC-134956525 |
| Tennessee | Auto | Country Financial COUNTRY Casualty Insurance Company | −4.9% | Mar 6, 2026 | — | 2.4% | SERFF Filing Access CFPC-134718424-3 |
Country Financial filed −4.9%, above the −6.0% its actuaries indicated the book needed. Book size: 90 policyholders. The carrier’s previous revision in this state was −0.1%. | |||||||
| Illinois | Auto | Allstate Allstate Indemnity Company (small legacy book) | +4.8% | Sep 3, 2026 | 10.19% | — | SERFF Filing Access ALSE-134997297 |
Allstate filed +4.8% — exactly the change its actuaries indicated the book needed. The +4.8% is a statewide average. Individual policies in this filing moved +7.8% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,715 policyholders. The carrier’s previous revision in this state was +4.7%. With this filing, Allstate is proposing an overall 4.8% rate level change to the Allstate Indemnity Company (AI) Private Passenger Auto (PPA) program in the state of Illinois. Allstate is proposing revisions to the following rating plans: UMPD Rates. The overall rate level change has been achieved through revision of the Rate Adjustment…— Allstate, filing ALSE-134997297 | |||||||
| New Jersey | Home | NJM Insurance New Jersey Manufacturers | +4.8% | May 15, 2026 | — | — | SERFF Filing Access NJMI-134641996 |
This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. New Jersey Manufacturers Insurance Company is seeking approval for revisions to rates and rules for its Homeowners program. This filing includes the introduction of Rule 482. Age of Primary Named Insured and its associated factors. Rule 507. Form HO6 Coverage A Dwelling Basic and Increased Limits is being revised to calculate the HO-6…— NJM Insurance, filing NJMI-134641996 | |||||||
| Texas | Home | Farmers Farmers Lloyds of Texas | +4.8% | Jun 30, 2026 | — | — | TX TDI open data FAIG-134980611 |
| Ohio | Auto | Auto-Owners Auto-Owners Insurance | −4.7% | Apr 23, 2026 | — | 3.6% | SERFF Filing Access AOIC-134774421-2 |
Auto-Owners filed −4.7%, above the −12.2% its actuaries indicated the book needed. Book size: 4,186 policyholders. | |||||||
| New York | Home | NYCM New York Central Mutual (2026 Legacy book) | +4.6% | Jul 1, 2026 | — | — | SERFF Filing Access NYCM-134688761 |
NYCM’s actuaries indicated it needed +6.5%, and it filed +4.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.6% is a statewide average. Individual policies in this filing moved +14.3% to +0.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 55,258 policyholders. | |||||||
| Georgia | Auto | GEICO GEICO Casualty Company + GEICO Secure Insurance Company | +4.6% | Aug 21, 2025 | 11.63% | — | SERFF Filing Access GECC-134514872 |
GEICO’s actuaries indicated it needed +7.7%, and it filed +4.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 176,619 policyholders. | |||||||
| Michigan | Auto | Frankenmuth Insurance Frankenmuth Insurance | +4.6% | May 1, 2026 | — | — | SERFF Filing Access FRNK-134683592 |
Frankenmuth Insurance’s actuaries indicated it needed +11.3%, and it filed +4.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.6% is a statewide average. Individual policies in this filing moved +16.3% to −1.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 73,763 policyholders. Please see Explanatroy Memorandums attached to the Supporting Documentation Tab— Frankenmuth Insurance, filing FRNK-134683592 | |||||||
| California | Auto | Travelers Travelers Property Casualty Insurance Company | +4.5% | Jun 19, 2026 | 2% | — | CA CDI filings list TRVD-G134745888 |
Travelers filed +4.5% — exactly the change its actuaries indicated the book needed. | |||||||
| New Jersey | Home | Plymouth Rock Germantown Insurance (dominant of 2 entities) | +4.5% | Oct 11, 2026 | — | — | SERFF Filing Access PHCT-134810371 |
Plymouth Rock’s actuaries indicated it needed +6.2%, and it filed +4.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.5% is a statewide average. Individual policies in this filing moved +7.0% to −5.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 18,231 policyholders. This is The Philadelphia Contributionship's expeditated prior approval filing.— Plymouth Rock, filing PHCT-134810371 | |||||||
| New York | Home | Preferred Mutual Preferred Mutual Insurance Company | +4.5% | Oct 1, 2025 | — | — | SERFF Filing Access PMUT-134534049 |
Preferred Mutual’s actuaries indicated it needed +5.7%, and it filed +4.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.5% is a statewide average. Individual policies in this filing moved +15.1% to +1.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 16,668 policyholders. | |||||||
| Michigan | Auto | Progressive Progressive Michigan Insurance Company | −4.4% | Oct 31, 2025 | 16.73% | 28.9% | SERFF Filing Access PRGS-134425680 |
Progressive’s actuaries indicated it needed −3.6%, and it filed −4.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −4.4% is a statewide average. Individual policies in this filing moved +164.8% to −68.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 259,667 policyholders. | |||||||
| Ohio | Auto | Progressive Progressive Direct Insurance Company (dominant of 4 entities) | −4.4% | Nov 21, 2025 | 16.73% | 54.5% | SERFF Filing Access PRGS-134729388 |
Progressive filed −4.4%, above the −5.2% its actuaries indicated the book needed. The −4.4% is a statewide average. Individual policies in this filing moved +82.5% to −43.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 445,515 policyholders. We are pleased to submit the enclosed documentation in support of our Private Passenger Automobile rates in the Progressive Specialty Insurance Company, the Progressive Preferred Insurance Company, the Progressive Casualty Insurance Company, and the Progressive Direct Insurance Company.— Progressive, filing PRGS-134729388 | |||||||
| Virginia | Auto | Utica/Republic-Franklin Republic-Franklin Insurance Company | −4.4% | Aug 24, 2026 | — | — | SERFF Filing Access UTCX-134973380 |
Utica/Republic-Franklin’s actuaries indicated it needed −4.1%, and it filed −4.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −4.4% is a statewide average. Individual policies in this filing moved +0.2% to −6.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,995 policyholders. Republic-Franklin Insurance Company would like to make a revision to the Personal Auto Millennium 2.0 Program. With this filing, we are proposing the following changes, which will result in an overall rate level increase of -4.4% 1. OVERALL RATE LEVEL CHANGE BY COVERAGE 2. RATING FACTOR CHANGES Further details can be found in the…— Utica/Republic-Franklin, filing UTCX-134973380 | |||||||
| New Jersey | Home | Allstate Encompass/Allstate NJ (ENJ/ENJPC) | +4.3% | Dec 5, 2025 | — | — | SERFF Filing Access ALSE-134558589 |
Book size: 11,441 policyholders. | |||||||
| Ohio | Auto | State Farm State Farm Mutual Automobile Insurance (dominant of 2 entities) | −4.2% | Dec 4, 2025 | 18.87% | 95.5% | SERFF Filing Access SFMA-134699767 |
State Farm’s actuaries indicated it needed +5.0%, and it filed −4.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 2,278,688 policyholders. We are filing revised rates to our independent Ohio Private Passenger Auto Program, which results in a rate level change of - 4.2% for that program in the State Farm Mutual Automobile Insurance Company and -2.8% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in the…— State Farm, filing SFMA-134699767 | |||||||
| Virginia | Auto | Erie Erie Insurance Exchange (dominant of 2 entities) | +4.2% | Jan 1, 2026 | 1.39% | — | SERFF Filing Access ERAP-134691371 |
Erie’s actuaries indicated it needed +6.9%, and it filed +4.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.2% is a statewide average. Individual policies in this filing moved +34.2% to −30.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 217,857 policyholders. October 2, 2025 Virginia Bureau of Insurance Tyler Building 6th Floor 1300 E Main St. Richmond, VA 23219 ATTENTION: Commissioner Scott A. White RE: Filing Revised Private Passenger Auto Rates and Rules Effective 1/1/26 Erie Insurance Exchange, NAIC - 26271 Erie Insurance Company, NAIC - 26263 Dear Commissioner White: We submit for your…— Erie, filing ERAP-134691371 | |||||||
| Georgia | Auto | Progressive Progressive American/Freedom/Mountain/Southeastern | −4.1% | Dec 5, 2025 | 16.73% | — | SERFF Filing Access PRGS-134655228 |
Progressive’s actuaries indicated it needed −2.7%, and it filed −4.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Not every coverage moved the same way:
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| Louisiana | Auto | Bristol West Foremost Insurance Company Grand Rapids, Michigan | +4.1% | Mar 27, 2026 | — | — | SERFF Filing Access BRWS-134888530 |
Bristol West’s actuaries indicated it needed +27.0%, and it filed +4.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.1% is a statewide average. Individual policies in this filing moved +24.0% to −2.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,306 policyholders. This filing includes, on behalf of Foremost Insurance Company, a proposed rate/rule change for our current Select 4.24 private passenger automobile program in Louisiana where we are implementing updates base rate and limit factors.— Bristol West, filing BRWS-134888530 | |||||||
| Michigan | Home | Chubb Executive Risk Indemnity Inc. (dominant of 2 entities) | +4.1% | Mar 23, 2026 | — | — | SERFF Filing Access ACEH-134747918 |
Chubb’s actuaries indicated it needed +14.3%, and it filed +4.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 570 policyholders. With this filing we are revising our Base Rates for our Masterpiece By-Peril Homeowners Coverage in the State of Michigan. We have provided updated Rate Pages and Actuarial Support as well as a Mockup in Supporting Documentation and a complete Homeowners Manual. Our intent is to implement these changes under the Michigan's and Use law…— Chubb, filing ACEH-134747918 | |||||||
| Ohio | Auto | Root Root Insurance Company | −4.1% | Jun 23, 2026 | — | — | SERFF Filing Access CLIN-134833383 |
Root filed −4.1%, above the −22.6% its actuaries indicated the book needed. The −4.1% is a statewide average. Individual policies in this filing moved +118.2% to −50.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 13,283 policyholders. Root Insurance Company submits a modification to its Ohio Private Passenger Automobile program. We are introducing new factors and updates to base rates. Please see the details in the Explanatory memorandum.— Root, filing CLIN-134833383 | |||||||
| Ohio | Home | Chubb Chubb Indemnity / Executive Risk (Masterpiece) | +4.1% | Jun 23, 2026 | — | — | SERFF Filing Access ACEH-134899034 |
The +4.1% is a statewide average. Individual policies in this filing moved +4.8% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,744 policyholders. | |||||||
| California | Home | National General Integon National Insurance Company | +4.0% | Jun 4, 2026 | — | — | CA CDI filings list GMMX-134656587 |
| Louisiana | Auto | Progressive Progressive Paloverde Insurance Company | −4.0% | Jan 16, 2026 | 16.73% | 42.0% | SERFF Filing Access PRGS-134738180 |
Progressive filed −4.0%, above the −4.2% its actuaries indicated the book needed. The −4.0% is a statewide average. Individual policies in this filing moved +21.6% to −20.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 197,732 policyholders. The Progressive Paloverde Insurance Company hereby submits a private passenger automobile filing for your review and approval. With this filing, we are lowering our rates -4.0%. Were also revising a few other factor tables. The Summary of Change document included in this filing describes the changes requested with this revision.— Progressive, filing PRGS-134738180 | |||||||
| Ohio | Auto | Central Central Insurance | +4.0% | Dec 1, 2025 | — | — | SERFF Filing Access CEMC-134665345 |
Central filed +4.0% — exactly the change its actuaries indicated the book needed. The +4.0% is a statewide average. Individual policies in this filing moved +59.3% to −24.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 12,924 policyholders. The Central Insurance Company currently has Personal Automobile rates on file with your Department. Effective December 1, 2025, new and renewal business, we wish to place on file the following changes: Base rate changes have been applied to reflect the indicated rate changes by coverage Removing Med Pay limits above 25,000 and rolling…— Central, filing CEMC-134665345 | |||||||
| Ohio | Home | Celina Celina Insurance Group | −4.0% | Nov 1, 2025 | — | — | SERFF Filing Access CEIN-134649665 |
Celina filed −4.0%, above the −14.4% its actuaries indicated the book needed. The −4.0% is a statewide average. Individual policies in this filing moved +3.0% to −14.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 7,234 policyholders. | |||||||
| Pennsylvania | Auto | Cincinnati Cincinnati Casualty Company (Cincinnati Insurance Co held 0% same window) | +4.0% | May 16, 2026 | — | — | SERFF Filing Access CNNB-134712275 |
Cincinnati’s actuaries indicated it needed +9.6%, and it filed +4.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.0% is a statewide average. Individual policies in this filing moved +18.3% to −3.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 3,649 policyholders. The carrier’s previous revision in this state was +7.9%. With this filing we are revising rates to be used for our Personal Auto Program of The Cincinnati Casualty Company. Please see the explanatory memo and supporting documentation for rate change details. We are confirming there are no instances in this filing where current policyholders are forced to purchase additional coverage for…— Cincinnati, filing CNNB-134712275 | |||||||
| Pennsylvania | Auto | Travelers Travelers P&C + Auto Ins Co of Hartford CT | −4.0% | Sep 22, 2025 | 2% | — | SERFF Filing Access TRVD-G134643181 |
The −4.0% is a statewide average. Individual policies in this filing moved ±0.0% to −5.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 158,430 policyholders. The carrier’s previous revision in this state was ±0.0%. With this filing we are making revisions to our Quantum Auto 2.0 product as detailed in the attached memo. This change applies to new business issued and effective on or after 9/22/2025, and to renewal business issued on or after 9/22/2025 and effective on or after 10/22/2025.— Travelers, filing TRVD-G134643181 | |||||||
| Tennessee | Auto | American Family American Family Connect Property and Casualty Insurance Company | +4.0% | Aug 11, 2026 | 1.72% | — | SERFF Filing Access PRCA-134868307 |
American Family’s actuaries indicated it needed +5.5%, and it filed +4.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 3,209 policyholders. The carrier’s previous revision in this state was +4.7%. | |||||||
| Virginia | Auto | Acuity Acuity, A Mutual Insurance Company | +4.0% | Jun 24, 2026 | — | — | SERFF Filing Access ACUT-134883176 |
Acuity’s actuaries indicated it needed +5.2%, and it filed +4.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.0% is a statewide average. Individual policies in this filing moved +24.5% to −9.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,461 policyholders. Acuity, A Mutual Insurance Company respectfully requests approval of the revisions to the following rating elements. · Base Rates · Territory Factors · Collision Deductibles Factors (Private Passenger, Utility Car, and Conversion Van) factors have been revised and now incorporate vehicle age and collision symbol into the factor. ·…— Acuity, filing ACUT-134883176 | |||||||
| Virginia | Auto | Amica Amica Mutual Insurance (dominant of 2 entities) | −4.0% | Nov 1, 2026 | — | — | SERFF Filing Access AMMA-134896488 |
Amica’s actuaries indicated it needed −2.5%, and it filed −4.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −4.0% is a statewide average. Individual policies in this filing moved +5.0% to −13.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 10,007 policyholders. | |||||||
| Virginia | Auto | Liberty Mutual Liberty Mutual Personal Insurance Company (dominant of 2 entities) | +4.0% | Jun 23, 2026 | 3.27% | — | SERFF Filing Access LBPM-134893945 |
Liberty Mutual’s actuaries indicated it needed +5.3%, and it filed +4.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +4.0% is a statewide average. Individual policies in this filing moved +81.9% to −17.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 46,227 policyholders. In accordance with Virginias filing provision, Liberty Mutual Insurance would like to revise our Personal Automobile program in Liberty Mutual Personal Insurance Company and Peerless Indemnity Insurance Company. This filing is submitted as a follow-up to responses in SERFF Filings LBPM-134750903 and LBPM-134488013 (and specifically to…— Liberty Mutual, filing LBPM-134893945 | |||||||
| Virginia | Auto | State Farm State Farm Mutual Automobile Insurance (dominant of 2 entities) | −4.0% | Jul 14, 2025 | 18.87% | — | SERFF Filing Access SFMA-134526917 |
Book size: 1,405,716 policyholders. We are filing revised rates to our independent Virginia Private Passenger Auto Program, which results in a rate level change of -4.0% for that program in the State Farm Mutual Automobile Insurance Company and -1.2% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in the…— State Farm, filing SFMA-134526917 | |||||||
| Illinois | Home | Farmers Farmers (FSPH/LHO/SPRC/NGHO, filing-level) | +4.0% | Aug 11, 2025 | — | — | SERFF Filing Access FARM-134602571 |
The +4.0% is a statewide average. Individual policies in this filing moved +5.0% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 97,360 policyholders. | |||||||
| Ohio | Auto | Celina The National Mutual Insurance Company | −3.9% | Nov 1, 2025 | — | 72.6% | SERFF Filing Access CEIN-134650030 |
Celina filed −3.9%, above the −12.2% its actuaries indicated the book needed. The −3.9% is a statewide average. Individual policies in this filing moved +24.2% to −18.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 9,202 policyholders. | |||||||
| Ohio | Auto | State Farm State Farm Mutual Automobile Insurance (dominant of 2 entities) | −3.9% | Oct 20, 2025 | 18.87% | 95.5% | SERFF Filing Access SFMA-134637347 |
State Farm’s actuaries indicated it needed +0.2%, and it filed −3.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 2,176,914 policyholders. We are filing revised rates to our independent Ohio Private Passenger Auto Program, which results in a rate level change of - 3.9% for that program in the State Farm Mutual Automobile Insurance Company and 0.8% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in the…— State Farm, filing SFMA-134637347 | |||||||
| Texas | Auto | Allstate Allstate Fire and Casualty Insurance Company | +3.9% | Apr 13, 2026 | 10.19% | — | TX TDI open data ALSE-134897829 |
| South Carolina | Auto | Southern Farm Bureau Southern Farm Bureau Casualty Insurance Company | −3.9% | Feb 1, 2026 | — | — | SERFF Filing Access SFBC-134687931 |
Southern Farm Bureau’s actuaries indicated it needed +5.2%, and it filed −3.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 68,542 policyholders. The carrier’s previous revision in this state was +11.2%. | |||||||
| Florida | Auto | Progressive Progressive American + Express + Select Insurance Company | +3.8% | Jun 18, 2026 | 16.73% | — | FL FLOIR IRFS 25-048862 |
Progressive filed +3.8% — exactly the change its actuaries indicated the book needed. | |||||||
| Louisiana | Home | Allstate Allstate Vehicle and Property Insurance Company | +3.8% | Jan 29, 2026 | — | — | SERFF Filing Access ALSE-134740068 |
Allstate’s actuaries indicated it needed +4.0%, and it filed +3.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.8% is a statewide average. Individual policies in this filing moved +125.3% to −24.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 102,421 policyholders. | |||||||
| Ohio | Auto | Erie Erie Insurance Company | −3.8% | Jun 1, 2026 | 1.39% | 98.3% | SERFF Filing Access ERAP-134872060 |
Erie filed −3.8%, above the −6.3% its actuaries indicated the book needed. The −3.8% is a statewide average. Individual policies in this filing moved +16.6% to −16.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 275,438 policyholders. Company and Contact March 10, 2026 Ohio Department of Insurance 50 West Town Street, Suite 300 Columbus, OH 43215 ATTENTION: Maureen Motter - Chief, Property & Casualty Division RE: Filing Revised Private Passenger Auto Rates Effective 6/1/26 Erie Insurance Company, NAIC No. 26263 Dear Ms. Motter: The attached information contains the…— Erie, filing ERAP-134872060 | |||||||
| Pennsylvania | Home | Cincinnati Insurance Cincinnati Casualty (2 entities +3.6/+4.0) | +3.8% | Jun 15, 2026 | — | — | SERFF Filing Access CNNB-134791320 |
| Virginia | Auto | GEICO GEICO Secure Insurance (dominant of 2 entities) | +3.8% | Apr 15, 2026 | 11.63% | — | SERFF Filing Access GECC-134876961 |
GEICO filed +3.8% — exactly the change its actuaries indicated the book needed. The +3.8% is a statewide average. Individual policies in this filing moved +10.0% to −27.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 181,473 policyholders. Re:GEICO General Insurance Company (GG) NAIC #: 031-35882 GEICO Secure Insurance Company (GS)NAIC #: 031-14137 Automobile Casualty Manual Rate/Rule Revision File No.: 2026-076 Dear Commissioner White: For your review, the above referenced companies herewith submit a revision to our Automobile Casualty Manuals currently on file with…— GEICO, filing GECC-134876961 | |||||||
| Virginia | Home | Virginia Farm Bureau Virginia Farm Bureau Mutual Insurance | +3.8% | Sep 1, 2026 | — | — | SERFF Filing Access VRFB-134994651 |
Virginia Farm Bureau’s actuaries indicated it needed +5.4%, and it filed +3.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.8% is a statewide average. Individual policies in this filing moved +11.5% to +0.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 60,100 policyholders. On behalf of the Virginia Farm Bureau Mutual Insurance Company, we are submitting revised Homeowner Manual and Factor pages for your review and approval. Rule 18.4 (page 49), Water Back-Up of Sewers or Drains: - $250 deductible premium charge has changed from $84 to $87 - $500 deductible premium charge has changed from $74 to $77…— Virginia Farm Bureau, filing VRFB-134994651 | |||||||
| Virginia | Home | USAA United Services Automobile Association (+3 entities, premium-weighted) | +3.8% | Apr 20, 2026 | — | — | SERFF Filing Access USAA-134827676 |
USAA’s actuaries indicated it needed +4.5%, and it filed +3.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.8% is a statewide average. Individual policies in this filing moved +36.5% to −31.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 307,356 policyholders. Based on a review of the latest Homeowners experience, United Services Automobile Association (USAA), USAA-Casualty Insurance Company (USAA-CIC), USAA-General Indemnity Company (USAA-GIC), and Garrison Property and Casualty Insurance Company (Garrison) propose revision to Homeowners rates with an overall effect of 3.8% to be effective…— USAA, filing USAA-134827676 | |||||||
| Virginia | Home | Nationwide Nationwide Insurance Company of America (+3 entities, premium-weighted) | +3.6% | Jul 4, 2026 | — | — | SERFF Filing Access NWPP-134558137 |
Nationwide filed +3.6% — exactly the change its actuaries indicated the book needed. The +3.6% is a statewide average. Individual policies in this filing moved +92.9% to −82.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 110,801 policyholders. Submitted for your review are revisions to our Virginia Homeowner, Tenant, and Condominium program for policies written in the Nationwide Mutual Insurance Company, Nationwide Property and Casualty Insurance Company, Nationwide General Insurance Company, Allied Property and Casualty Insurance Company, and the Nationwide Insurance Company…— Nationwide, filing NWPP-134558137 | |||||||
| New Jersey | Auto | GEICO Government Employees Insurance Company (dominant of 3 entities) | −3.6% | Jul 1, 2026 | 11.63% | — | SERFF Filing Access GECC-134961490 |
GEICO filed −3.6% — exactly the change its actuaries indicated the book needed. The −3.6% is a statewide average. Individual policies in this filing moved ±0.0% to −12.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 343,076 policyholders. Company and Contact Re:Government Employees Insurance Company (GE)NAIC#: 031-22063 GEICO General Insurance Company (GG)NAIC#: 031-35882 GEICO Indemnity Company (GI)NAIC#: 031-22055 GEICO Secure Insurance Company (GS)NAIC#: 031-14137 Automobile Casualty Manuals Rate Revision Recreational Vehicle (RV) Casualty Manuals File No.: 2026-198…— GEICO, filing GECC-134961490 | |||||||
| Louisiana | Auto | American Family Midvale Indemnity | +3.5% | Dec 2, 2025 | 1.72% | — | SERFF Filing Access HMSS-134668827 |
American Family filed +3.5%, above the ±0.0% its actuaries indicated the book needed. The +3.5% is a statewide average. Individual policies in this filing moved +13.9% to −6.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 167 policyholders. We are updating our Louisiana Personal Auto Program for Midvale Indemnity Company. Please see the Filing Memorandum & Exhibits attached under the "Supporting Documentation" tab for specific information on the updates. Should you have any questions or concerns regarding this filing, please do not hesitate to contact me. Thank you.…— American Family, filing HMSS-134668827 | |||||||
| Michigan | Auto | Horace Mann Horace Mann Property & Casualty Insurance | +3.5% | Dec 1, 2025 | — | — | SERFF Filing Access HRMN-134645804 |
Horace Mann’s actuaries indicated it needed +3.6%, and it filed +3.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.5% is a statewide average. Individual policies in this filing moved +45.6% to −19.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 11,570 policyholders. Michigan Department of Insurance & Financial Services DIFS PO Box 30220 Lansing, MI 48909-7720 Re: Horace Mann Property & Casualty Insurance Company NAIC #300-22756 Fein #95-2413390 Private Passenger Auto Program Rate/Rule Filing Company Filing Number: SERFF# HRMN-134645804 Horace Mann Property and Casualty Insurance Company submits for…— Horace Mann, filing HRMN-134645804 | |||||||
| New Jersey | Auto | Allstate Allstate New Jersey Property and Casualty Insurance Company | +3.5% | Jun 15, 2026 | 10.19% | — | SERFF Filing Access ALSE-134675302 |
Allstate’s actuaries indicated it needed +10.5%, and it filed +3.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.5% is a statewide average. Individual policies in this filing moved +10.3% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 231,099 policyholders. With this filing, Allstate is proposing an overall 3.5% rate level change to the Allstate New Jersey Property and Casualty Insurance Company (ANJPC) Private Passenger Auto (PPA) program in the state of New Jersey. The overall rate level change has been achieved through revision of the Rate Adjustment Factors. Allstate is also performing…— Allstate, filing ALSE-134675302 | |||||||
| New Jersey | Home | Narragansett Bay Narragansett Bay Insurance | +3.5% | Jan 11, 2026 | — | — | SERFF Filing Access BLCK-134525919 |
In this filing, Narragansett Bay Insurance Company (NBIC) proposes to modify its base rates and age of home factors for HO3, HO5 and HO6 forms and to adopt ISO form HO 04 90 10 00. The overall rate impact of these proposed changes is +3.5%.— Narragansett Bay, filing BLCK-134525919 | |||||||
| Ohio | Auto | Acuity Acuity, A Mutual Insurance Company | +3.5% | Dec 3, 2025 | — | — | SERFF Filing Access ACUT-134665080 |
Acuity’s actuaries indicated it needed +3.6%, and it filed +3.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.5% is a statewide average. Individual policies in this filing moved +9.1% to −4.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,459 policyholders. Acuity, A Mutual Insurance Company, is requesting approval for the following changes: Personal Lines Private Passenger Auto Base Rates.— Acuity, filing ACUT-134665080 | |||||||
| Virginia | Auto | Grange Trustgard Insurance | +3.5% | Apr 4, 2026 | — | — | SERFF Filing Access GRAN-134791278 |
Grange’s actuaries indicated it needed +11.0%, and it filed +3.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.5% is a statewide average. Individual policies in this filing moved +9.5% to −18.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,099 policyholders. As permitted by the file and use regulations of the state of Virginia, Trustgard Insurance Company respectfully submits this rate revision for the PA3 Personal Auto product. An actuarial memo is attached to the Supporting Documentation tab which provides details of the changes. The proposed effective date is 04/04/2026 for new business…— Grange, filing GRAN-134791278 | |||||||
| Georgia | Auto | Liberty Mutual LM General Insurance Company | +3.4% | Aug 31, 2026 | 3.27% | — | SERFF Filing Access LBPM-134994822 |
Liberty Mutual’s actuaries indicated it needed +5.9%, and it filed +3.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 13,476 policyholders. The carrier’s previous revision in this state was +14.5%. | |||||||
| Illinois | Auto | Mercury Mercury Insurance Company of Illinois | −3.4% | Dec 17, 2025 | — | — | SERFF Filing Access MERY-134766294 |
Mercury filed −3.4%, above the −4.2% its actuaries indicated the book needed. The −3.4% is a statewide average. Individual policies in this filing moved +11.9% to −16.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,558 policyholders. Mercury Insurance Company of Illinois respectfully submits this rate filing for review and approval. Please refer to the filing memorandum for more details.— Mercury, filing MERY-134766294 | |||||||
| Ohio | Auto | Cincinnati The Cincinnati Casualty | +3.4% | Mar 1, 2026 | — | — | SERFF Filing Access CNNB-134646555 |
Cincinnati’s actuaries indicated it needed +6.1%, and it filed +3.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.4% is a statewide average. Individual policies in this filing moved +10.0% to −2.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 35,574 policyholders. With this filing we are updating rates to be used with our Personal Auto Program of The Cincinnati Casualty Company. Please see the supporting documents for details.— Cincinnati, filing CNNB-134646555 | |||||||
| Tennessee | Auto | Progressive Mountain Laurel Assurance Company | −3.4% | May 29, 2026 | 16.73% | 40.2% | SERFF Filing Access PRGS-134800104 |
Progressive filed −3.4%, above the −7.1% its actuaries indicated the book needed. Book size: 178,395 policyholders. The carrier’s previous revision in this state was −3.4%. | |||||||
| Tennessee | Auto | Progressive Progressive Direct Insurance Company | −3.4% | May 29, 2026 | 16.73% | 12.6% | SERFF Filing Access PRGS-134800104-3 |
Progressive filed −3.4%, above the −7.1% its actuaries indicated the book needed. Book size: 55,785 policyholders. The carrier’s previous revision in this state was −3.4%. | |||||||
| Tennessee | Auto | Shelter Shelter Mutual Insurance Company | −3.4% | May 13, 2026 | 0.44% | — | SERFF Filing Access SHEL-134846853 |
Shelter filed −3.4%, above the −3.7% its actuaries indicated the book needed. Book size: 90,672 policyholders. The carrier’s previous revision in this state was −3.0%. | |||||||
| Illinois | Home | Liberty Mutual Liberty Mutual entities (filing-level) | +3.3% | Feb 9, 2026 | — | — | SERFF Filing Access LBPM-134772838 |
The +3.3% is a statewide average. Individual policies in this filing moved +3.8% to +2.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 25,934 policyholders. | |||||||
| Michigan | Home | The Hanover Citizens Insurance Company of the Midwest | +3.3% | Oct 1, 2026 | — | — | SERFF Filing Access HNVR-G134978219 |
The Hanover’s actuaries indicated it needed +5.2%, and it filed +3.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 206,481 policyholders. Citizens Insurance Company of the Midwest files revisions to our Homeowners line of business. The following revisions are proposed: 1. Revise Owners Base Rate & Home Tenant Peril Base Rate Allocation 2. Revise Territory Factors Please refer to the attached Explanatory Memorandum for details. Should you have any questions regarding this…— The Hanover, filing HNVR-G134978219 | |||||||
| Pennsylvania | Home | Grange Grange PinPoint Homeowners | +3.3% | Dec 11, 2025 | — | — | SERFF Filing Access GRAN-134639913 |
| Virginia | Auto | Auto-Owners Owners Insurance (dominant of 2 entities) | −3.2% | Jun 14, 2026 | — | — | SERFF Filing Access AOIC-134764711 |
The −3.2% is a statewide average. Individual policies in this filing moved +18.8% to −38.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 24,350 policyholders. The Auto-Owners Insurance Company of Lansing, MI and the Owners Insurance Company of Lima, OH submit for your review the following rate and rule filing. The revisions submitted will apply to all private passenger automobiles and related miscellaneous vehicles rated under our Private Passenger Program. Please see the Supporting…— Auto-Owners, filing AOIC-134764711 | |||||||
| California | Auto | Travelers Travelers Commercial Insurance Company | +3.1% | May 12, 2026 | 2% | — | CA CDI filings list TRVD-G134745613 |
Travelers’s actuaries indicated it needed +4.6%, and it filed +3.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. | |||||||
| Ohio | Auto | Hanover The Hanover Insurance | +3.1% | Jan 16, 2026 | — | — | SERFF Filing Access HNVR-G134755148 |
Hanover’s actuaries indicated it needed +5.1%, and it filed +3.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.1% is a statewide average. Individual policies in this filing moved +41.6% to −14.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 9,122 policyholders. As of the requested effective dates, the companies above hereby file revisions to our Personal Auto line of business.The overall estimated rate impact is 3.1%.Please refer to the explanatory memo for more information. Should you have any questions regarding this filing, please contact our office. Thank you.— Hanover, filing HNVR-G134755148 | |||||||
| Pennsylvania | Auto | The General Permanent General Assurance Corp (Progressive non-standard) | +3.1% | May 28, 2026 | — | — | SERFF Filing Access PGAC-134907337 |
The General’s actuaries indicated it needed +3.5%, and it filed +3.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.1% is a statewide average. Individual policies in this filing moved +16.8% to −2.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 69,974 policyholders. The carrier’s previous revision in this state was ±0.0%. With this filing, The General is proposing an overall 3.1% rate increase based on a 3.5% indicated rate to the private passenger auto R39 program. The rate increase will be accomplished through changes to the Base Rates. Please contact me with any questions. Thank you, Donald Turner— The General, filing PGAC-134907337 | |||||||
| New York | Auto | Travelers Quantum Auto 2.0 (3 entities) | +3.0% | Dec 29, 2025 | 2% | — | SERFF Filing Access TRVD-G134680232 |
Travelers’s actuaries indicated it needed +8.6%, and it filed +3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 227,988 policyholders. | |||||||
| Georgia | Auto | State Farm State Farm Mutual Automobile Insurance Company | −3.0% | Nov 28, 2025 | 18.87% | 97.4% | SERFF Filing Access SFMA-134677514 |
State Farm’s actuaries indicated it needed +4.4%, and it filed −3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 2,069,411 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Illinois | Auto | American Family American Family Insurance Company | +3.0% | Dec 5, 2025 | 1.72% | — | SERFF Filing Access AMFC-134711267 |
American Family’s actuaries indicated it needed +4.4%, and it filed +3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.0% is a statewide average. Individual policies in this filing moved +28.5% to −29.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 57,697 policyholders. The carrier’s previous revision in this state was −4.1%. On behalf of American Family Insurance Company, we are submitting the enclosed rate revision for your review and approval for our Private Passenger Auto Program. For specific details of the filing and to aid in your review, please reference the Filing Memorandum and attached documents. Please contact me if you should have any questions.…— American Family, filing AMFC-134711267 | |||||||
| Illinois | Auto | Travelers The Standard Fire Insurance Company (Travelers) | −3.0% | Aug 22, 2025 | 2% | — | SERFF Filing Access TRVD-G134637362 |
Travelers’s actuaries indicated it needed −2.4%, and it filed −3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −3.0% is a statewide average. Individual policies in this filing moved +3.7% to −9.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 83,377 policyholders. The carrier’s previous revision in this state was ±0.0%. With this filing, we are amending our Automobile program as outlined in the accompanying documentation.— Travelers, filing TRVD-G134637362 | |||||||
| Illinois | Auto | American National American National Property And Casualty Company | +3.0% | Jul 24, 2026 | — | — | SERFF Filing Access ANPC-134917316 |
American National’s actuaries indicated it needed +8.8%, and it filed +3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.0% is a statewide average. Individual policies in this filing moved +13.5% to −15.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,088 policyholders. The carrier’s previous revision in this state was +0.0%. American National Property And Casualty Company files rate revisions to our Private Passenger Automobile Program. Please see the accompanying actuarial memorandum and exhibits for complete detail.— American National, filing ANPC-134917316 | |||||||
| Ohio | Auto | Allstate Allstate North American Insurance Company | −3.0% | Sep 30, 2025 | 10.19% | 99.2% | SERFF Filing Access ALSE-134684339 |
The −3.0% is a statewide average. Individual policies in this filing moved −0.1% to −6.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 105,026 policyholders. With this filing, Allstate is proposing an overall -3.0% rate level change to the Allstate North American Insurance Company (ANAIC) Private Passenger Auto (PPA) program in the state of Ohio. Allstate is proposing revisions to the following rating plan: Rating Tier Factors. The overall rate level change has been achieved through revision…— Allstate, filing ALSE-134684339 | |||||||
| Ohio | Auto | Allstate Allstate North American Insurance Company | −3.0% | Mar 17, 2026 | 10.19% | 99.2% | SERFF Filing Access ALSE-134879528 |
The −3.0% is a statewide average. Individual policies in this filing moved −2.4% to −3.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 158,300 policyholders. With this filing, Allstate is proposing an overall -3.0% rate level change to the Allstate North American Insurance Company (ANAIC) Private Passenger Auto (PPA) program in the state of Ohio. The overall rate level change has been achieved through revision of the Rate Adjustment Factor and Base Fixed Expense Premium. Further information…— Allstate, filing ALSE-134879528 | |||||||
| Ohio | Auto | Buckeye Buckeye State Mutual Insurance Company (dominant of 2 entities) | +3.0% | Dec 1, 2025 | — | 95.3% | SERFF Filing Access BUCK-134682744 |
Buckeye’s actuaries indicated it needed +3.5%, and it filed +3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.0% is a statewide average. Individual policies in this filing moved +7.4% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,780 policyholders. Please see the attached Explanatory Memorandums for details of this filing.— Buckeye, filing BUCK-134682744 | |||||||
| Ohio | Auto | Travelers The Standard Fire Insurance Company | −3.0% | Aug 22, 2025 | 2% | — | SERFF Filing Access TRVD-G134633727 |
Travelers filed −3.0%, above the −4.6% its actuaries indicated the book needed. The −3.0% is a statewide average. Individual policies in this filing moved +7.5% to −6.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 67,059 policyholders. With this filing we are amending our Automobile Program as detailed in the accompanying Explanatory Memorandum.— Travelers, filing TRVD-G134633727 | |||||||
| Ohio | Auto | Buckeye Home and Farm Insurance Company | +3.0% | Dec 1, 2025 | — | 4.7% | SERFF Filing Access BUCK-134682744-2 |
Buckeye’s actuaries indicated it needed +3.5%, and it filed +3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 284 policyholders. | |||||||
| Ohio | Home | Allstate Allstate North American Ins. Co. | −3.0% | May 22, 2025 | — | — | SERFF Filing Access ALSE-134545764 |
Allstate’s actuaries indicated it needed ±0.0%, and it filed −3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −3.0% is a statewide average. Individual policies in this filing moved +22.6% to −34.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 7,802 policyholders. | |||||||
| Pennsylvania | Auto | Plymouth Rock Plymouth Rock Assurance Preferred Corporation | +3.0% | Sep 1, 2026 | — | — | SERFF Filing Access PRAC-134967675 |
Plymouth Rock’s actuaries indicated it needed +18.8%, and it filed +3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.0% is a statewide average. Individual policies in this filing moved +8.8% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 11,599 policyholders. The carrier’s previous revision in this state was ±0.0%. This filing includes proposed rate and rule updates for Plymouth Rock Assurance Preferred Corporation (PRAPC) personal auto product in Pennsylvania effective September 1st, 2026, for new and renewal business. We are proposing to take an overall rate increase of +3%.— Plymouth Rock, filing PRAC-134967675 | |||||||
| South Carolina | Auto | Amica Amica Mutual Insurance Company | +3.0% | Apr 1, 2026 | — | — | SERFF Filing Access AMMA-134748444 |
Book size: 5,657 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Texas | Auto | State Farm State Farm Mutual Automobile + County Mutual | −3.0% | Dec 15, 2025 | 18.87% | — | TX TDI open data SFMA-134710723 |
| Texas | Auto | Germania Germania Fire & Casualty / Insurance / Select | −3.0% | May 18, 2026 | — | — | TX TDI open data GEIN-134932723 |
| Virginia | Auto | Allstate Allstate North American Insurance Company | +3.0% | Jul 27, 2026 | 10.19% | 97.6% | SERFF Filing Access ALSE-134970309 |
Allstate’s actuaries indicated it needed +10.0%, and it filed +3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +3.0% is a statewide average. Individual policies in this filing moved +18.2% to −16.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 68,527 policyholders. With this filing, Allstate is proposing an overall 3.0% rate level change to the Allstate North American Insurance Company (ANAIC) Private Passenger Auto (PPA) program in the Commonwealth of Virginia. Allstate is introducing Rate Level Management Factors. Further information regarding this change can be found in the enclosed attachments.…— Allstate, filing ALSE-134970309 | |||||||
| Virginia | Auto | Amica Amica Mutual Insurance (dominant of 2 entities) | −3.0% | Feb 1, 2026 | — | — | SERFF Filing Access AMMA-134743612 |
Amica filed −3.0%, above the −4.6% its actuaries indicated the book needed. The −3.0% is a statewide average. Individual policies in this filing moved +5.0% to −9.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 10,496 policyholders. | |||||||
| Virginia | Auto | Donegal Insurance Donegal Mutual Insurance (dominant of 3 entities) | +3.0% | May 1, 2026 | — | 74.8% | SERFF Filing Access DNGL-134793119 |
Donegal Insurance’s actuaries indicated it needed +3.4%, and it filed +3.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 4,198 policyholders. Donegal Insurance Group is proposing to revise the private passenger automobile rates in the state of Virginia. See filing memorandum for additional information.— Donegal Insurance, filing DNGL-134793119 | |||||||
| Virginia | Home | Amica Amica Mutual Insurance | −3.0% | Aug 1, 2026 | — | — | SERFF Filing Access AMMA-134932424 |
Amica filed −3.0%, above the −8.0% its actuaries indicated the book needed. The −3.0% is a statewide average. Individual policies in this filing moved +3.0% to −10.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 11,079 policyholders. | |||||||
| Louisiana | Auto | Imperial Imperial Fire and Casualty Insurance Company | −2.9% | Jan 15, 2026 | — | — | SERFF Filing Access GMMX-134796306 |
Imperial filed −2.9%, above the −5.2% its actuaries indicated the book needed. The −2.9% is a statewide average. Individual policies in this filing moved +163.1% to −40.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. The carrier first reported a capped maximum here. State regulators required it to publish the real one — which is the figure shown above. Book size: 32,712 policyholders. Imperial Fire and Casualty Insurance submits this rate filing for our personal auto IFAC R6.0 MM program (IFACR6MM). Please see the updated rate pages and redlines attached.— Imperial, filing GMMX-134796306 | |||||||
| Ohio | Auto | American Family American Family Connect Property and Casualty Insurance Company | +2.9% | May 1, 2026 | 1.72% | 13.6% | SERFF Filing Access PRCA-134811925 |
American Family’s actuaries indicated it needed +3.2%, and it filed +2.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.9% is a statewide average. Individual policies in this filing moved +17.7% to −8.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,002 policyholders. American Family Connect Property and Casualty Insurance Company (AFCPC) hereby respectfully submits for your review a rate revision with an overall rate change of 2.9%. Please see the filing memorandum for specific details. Any questions regarding this submission, please contact me. Sincerely, Kimberly Galich State Filing Specialist— American Family, filing PRCA-134811925 | |||||||
| Texas | Home | Chubb Chubb (ACE) | +2.9% | Aug 8, 2026 | — | — | TX TDI open data ACEH-134781856 |
| Illinois | Auto | Shelter Shelter Mutual Insurance Company | −2.8% | Dec 6, 2025 | 0.44% | — | SERFF Filing Access SHEL-134682271 |
Shelter filed −2.8%, above the −3.3% its actuaries indicated the book needed. The −2.8% is a statewide average. Individual policies in this filing moved +15.0% to −19.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 38,403 policyholders. The carrier’s previous revision in this state was +0.3%. Shelter Mutual Insurance Company submits this filing to revise Private Passenger Automobile base rates for Bodily Injury Liability, Property Damage Liability, Medical Payments, Uninsured/Underinsured Motorist, Collision and Comprehensive coverages. Collision and Comprehensive deductible factors have been revised. Loyalty Discount, Length…— Shelter, filing SHEL-134682271 | |||||||
| Illinois | Home | Grange Grange Homeowners Program | +2.8% | Oct 23, 2025 | — | — | SERFF Filing Access GRAN-134665006 |
Grange’s actuaries indicated it needed +13.7%, and it filed +2.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.8% is a statewide average. Individual policies in this filing moved +5.5% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 3,974 policyholders. | |||||||
| Michigan | Auto | Progressive Progressive Marathon Insurance Company | −2.8% | Apr 24, 2026 | 16.73% | 71.1% | SERFF Filing Access PRGS-134782430 |
Progressive filed −2.8%, above the −4.1% its actuaries indicated the book needed. The −2.8% is a statewide average. Individual policies in this filing moved +4.0% to −10.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 584,973 policyholders. | |||||||
| New York | Home | US Coastal US Coastal Insurance Company | +2.8% | Jun 20, 2026 | — | — | SERFF Filing Access CCGI-134677812 |
US Coastal filed +2.8% — exactly the change its actuaries indicated the book needed. The +2.8% is a statewide average. Individual policies in this filing moved +3.7% to +1.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 15,603 policyholders. | |||||||
| Ohio | Auto | State Farm State Farm Fire and Casualty Company | −2.8% | Dec 4, 2025 | 18.87% | 4.5% | SERFF Filing Access SFMA-134699767-2 |
State Farm’s actuaries indicated it needed +11.1%, and it filed −2.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 107,013 policyholders. | |||||||
| Pennsylvania | Auto | Liberty Mutual American States Insurance Company (Liberty/Safeco agency book) | +2.8% | Jun 1, 2026 | 3.27% | — | SERFF Filing Access LBPM-134770292 |
Liberty Mutual’s actuaries indicated it needed +5.1%, and it filed +2.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.8% is a statewide average. Individual policies in this filing moved +32.3% to −17.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 55,969 policyholders. The carrier’s previous revision in this state was +14.8%. In accordance with Pennsylvanias filing provision, we are submitting the following revisions to our auto program in American States Insurance Company. We are requesting a renewal business effective date of June 1, 2026. The changes associated with this revision have a 2.8% rate impact. Please see attached exhibits for justification, we…— Liberty Mutual, filing LBPM-134770292 | |||||||
| Virginia | Home | Farmers Fire Insurance Exchange | −2.8% | Jul 19, 2026 | — | — | SERFF Filing Access FARM-134992701 |
Farmers’s actuaries indicated it needed ±0.0%, and it filed −2.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −2.8% is a statewide average. Individual policies in this filing moved +34.0% to −36.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,532 policyholders. Please see Filing Memo in Supporting Documentation tab.— Farmers, filing FARM-134992701 | |||||||
| Virginia | Home | Virginia Farm Bureau Virginia Farm Bureau Fire & Casualty Insurance | +2.8% | Sep 1, 2026 | — | — | SERFF Filing Access VRFB-134994654 |
Virginia Farm Bureau’s actuaries indicated it needed +4.0%, and it filed +2.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.8% is a statewide average. Individual policies in this filing moved +3.3% to +1.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,424 policyholders. On behalf of the Virginia Farm Bureau Fire & Casualty Insurance Company, we are filing for your review and approval changes to our Homeowners Manual and Factor pages for the Owner-Occupied Dwelling Program. Following is a description of the changes: Rule 9.3 (page 37), Water Back-Up of Sewers or Drains: - $250 deductible premium charge…— Virginia Farm Bureau, filing VRFB-134994654 | |||||||
| Illinois | Auto | Grinnell Grinnell Compass, Inc. (open book) | +2.7% | Aug 1, 2026 | — | — | SERFF Filing Access GRCP-134960623 |
Grinnell’s actuaries indicated it needed +10.3%, and it filed +2.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.7% is a statewide average. Individual policies in this filing moved +11.5% to −5.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,266 policyholders. The carrier’s previous revision in this state was −6.2%. Grinnell Compass, Inc is submitting this Independent Rate/Rule filing for Personal Auto to be effective on or after August 1, 2026 for new business and effective on or after October 1, 2026 for renewals. This filings includes the following: Rules - Refer to the attached Markups for changes. Rates - Refer to the attached Actuarial…— Grinnell, filing GRCP-134960623 | |||||||
| Michigan | Auto | Central Central Insurance | +2.7% | Jul 1, 2026 | — | — | SERFF Filing Access CEMC-134896832 |
Central’s actuaries indicated it needed +8.6%, and it filed +2.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.7% is a statewide average. Individual policies in this filing moved +40.3% to −21.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 745 policyholders. Effective with July 1, 2026 new and renewal policies, we wish to propose the following: Changed factors to reflect MVP 1.5 factors. Changed territory relativities to reflect the territory study. Removing Step 510 Elite Policy Discount. Raising Auto Plus, Summit, and Signature rates. Modified CSL, BI, and PD ILFs to reflect ISO…— Central, filing CEMC-134896832 | |||||||
| Michigan | Auto | Progressive Progressive Michigan Insurance Company | −2.7% | Apr 24, 2026 | 16.73% | 28.9% | SERFF Filing Access PRGS-134782455 |
Progressive filed −2.7%, above the −3.3% its actuaries indicated the book needed. The −2.7% is a statewide average. Individual policies in this filing moved +0.6% to −6.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 237,660 policyholders. | |||||||
| Pennsylvania | Auto | State Farm State Farm Mutual Automobile Insurance Company (aggregate shows fake 0%; dominant book) | −2.7% | Mar 23, 2026 | 18.87% | — | SERFF Filing Access SFMA-134758176 |
State Farm’s actuaries indicated it needed +4.6%, and it filed −2.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −2.7% is a statewide average. Individual policies in this filing moved +1.3% to −5.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2,180,522 policyholders. The carrier’s previous revision in this state was −6.7%. We are filing revised rates to our independent Pennsylvania Private Passenger Auto Program, which results in a rate level change of -2.7% for that program in the State Farm Mutual Automobile Insurance Company and 0.0% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in…— State Farm, filing SFMA-134758176 | |||||||
| Illinois | Auto | Liberty Mutual Liberty Mutual Personal Insurance Company | −2.5% | Sep 11, 2025 | 3.27% | — | SERFF Filing Access LBPM-134665401 |
Liberty Mutual filed −2.5%, above the −3.0% its actuaries indicated the book needed. The −2.5% is a statewide average. Individual policies in this filing moved +13.6% to −15.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 27,054 policyholders. The carrier’s previous revision in this state was ±0.0%. In accordance with Illinois' statutory and regulatory filing provision, Liberty Mutual Insurance Corporation and Liberty Mutual Personal Insurance Company are submitting the following revisions to our Personal Automobile program. The changes associated with this revision have a -2.5% rate impact. In order to achieve the rate noted above,…— Liberty Mutual, filing LBPM-134665401 | |||||||
| Michigan | Auto | Hastings Mutual Hastings Insurance | +2.5% | Jul 1, 2026 | — | — | SERFF Filing Access HAST-134815324 |
Hastings Mutual filed +2.5% — exactly the change its actuaries indicated the book needed. The +2.5% is a statewide average. Individual policies in this filing moved +38.7% to −4.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 16,288 policyholders. | |||||||
| Ohio | Auto | Allstate Allstate Northbrook Indemnity Company | +2.5% | Jul 1, 2026 | 10.19% | 0.8% | SERFF Filing Access ALSE-134990846 |
Allstate filed +2.5% — exactly the change its actuaries indicated the book needed. The +2.5% is a statewide average. Individual policies in this filing moved +4.7% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,229 policyholders. With this filing, Allstate is proposing an overall 2.5% rate level change to the Allstate Northbrook Indemnity Company (ANIC) Private Passenger Auto (PPA) program in the state of Ohio. The overall rate level change has been achieved through revision of the Rate Adjustment Factors. Further information regarding these changes can be found…— Allstate, filing ALSE-134990846 | |||||||
| Ohio | Auto | Progressive Progressive Casualty Insurance Company | −2.5% | Nov 21, 2025 | 16.73% | 0.4% | SERFF Filing Access PRGS-134729388-2 |
Progressive filed −2.5%, above the −3.7% its actuaries indicated the book needed. Book size: 4,079 policyholders. | |||||||
| Ohio | Auto | Progressive Progressive Preferred Insurance Company | −2.5% | Nov 21, 2025 | 16.73% | 0.5% | SERFF Filing Access PRGS-134729388-3 |
Progressive filed −2.5%, above the −3.7% its actuaries indicated the book needed. Book size: 5,272 policyholders. | |||||||
| Ohio | Auto | Progressive Progressive Specialty Insurance Company | −2.5% | Nov 21, 2025 | 16.73% | 44.6% | SERFF Filing Access PRGS-134729388-4 |
Progressive filed −2.5%, above the −3.7% its actuaries indicated the book needed. Book size: 354,575 policyholders. | |||||||
| Texas | Auto | Progressive Progressive County Mutual Insurance Company | −2.5% | Feb 6, 2026 | 16.73% | — | TX TDI open data PRGS-134818917 |
| Louisiana | Auto | Shelter Shelter Mutual Insurance | −2.4% | Jan 2, 2026 | 0.44% | — | SERFF Filing Access SHEL-134694255 |
Shelter filed −2.4%, above the −3.8% its actuaries indicated the book needed. The −2.4% is a statewide average. Individual policies in this filing moved +19.2% to −21.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 49,068 policyholders. Shelter Mutual Insurance Company submits this filing to revise Private Passenger Automobile base rates for Bodily Injury Liability, Property Damage Liability, Medical Payments, Collision and Comprehensive coverages. Collision and Comprehensive deductible factors have been revised. The Loyalty Discount, Length of Ownership Discount, Prior…— Shelter, filing SHEL-134694255 | |||||||
| New Jersey | Home | Cumberland Mutual Cumberland Mutual Fire Insurance | +2.4% | Mar 1, 2026 | — | — | SERFF Filing Access CUIG-134677606 |
The +2.4% is a statewide average. Individual policies in this filing moved +10.0% to −2.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Cumberland Mutual is submitting an Expedited Filing according to N.J.A.C. 11:2-42 for changes to its Homeowners Program. Changes include territory base rates, AOI Curve and Cap % adjustment. The overall rate impact is +2.4%. The Company also filed a rate neutral rate/rule/form prior approval filing, CUIG-134574127, that is currently…— Cumberland Mutual, filing CUIG-134677606 | |||||||
| Ohio | Auto | American Modern Amica Mutual Insurance (dominant of 2 entities) | −2.4% | Feb 1, 2026 | — | — | SERFF Filing Access AMMA-134696635 |
American Modern’s actuaries indicated it needed −2.0%, and it filed −2.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −2.4% is a statewide average. Individual policies in this filing moved ±0.0% to −9.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,243 policyholders. | |||||||
| Virginia | Auto | Acuity Acuity, A Mutual Insurance Company | +2.4% | Aug 12, 2025 | — | — | SERFF Filing Access ACUT-134506395 |
Acuity’s actuaries indicated it needed +3.3%, and it filed +2.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.4% is a statewide average. Individual policies in this filing moved +31.8% to −14.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,501 policyholders. Acuity, A Mutual Insurance Company, is requesting approval of the following changes: -Base Rates -Property Damage - Increased Limit Factors All Vehicle Types Except Motorcycle -Uninsured Motorists (Includes Underinsured Motorists) - Increased Limit Factors -Medical Expense/Income Loss and UM Symbol Factors -Class Code Factors…— Acuity, filing ACUT-134506395 | |||||||
| Illinois | Auto | Farmers Illinois Farmers/Farmers New Century/Truck Exchange | +2.3% | Jan 18, 2026 | 3.76% | — | SERFF Filing Access FARM-134792823 |
Farmers’s actuaries indicated it needed +3.1%, and it filed +2.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.3% is a statewide average. Individual policies in this filing moved +14.2% to −0.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 63,749 policyholders. The carrier’s previous revision in this state was +0.8%. Please refer to our filing memo located in the Supporting Documentation tab.— Farmers, filing FARM-134792823 | |||||||
| Louisiana | Home | Allied Trust Allied Trust Insurance Company | −2.3% | Dec 20, 2025 | — | — | SERFF Filing Access ALTR-134663183 |
Allied Trust filed −2.3%, above the −2.6% its actuaries indicated the book needed. The −2.3% is a statewide average. Individual policies in this filing moved +29.7% to −25.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 22,038 policyholders. | |||||||
| Ohio | Home | Erie Erie Insurance Exchange | +2.3% | Dec 1, 2025 | — | — | SERFF Filing Access ERPP-134602360 |
Erie’s actuaries indicated it needed +2.5%, and it filed +2.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.3% is a statewide average. Individual policies in this filing moved +6.8% to +2.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 44,036 policyholders. | |||||||
| Illinois | Home | Pekin Pekin Insurance | −2.1% | Sep 5, 2025 | — | — | SERFF Filing Access PKNS-134613604 |
The −2.1% is a statewide average. Individual policies in this filing moved +3.6% to −13.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 24,643 policyholders. | |||||||
| Michigan | Auto | Bristol West Bristol West Preferred Insurance Company | +2.1% | Mar 13, 2026 | — | — | SERFF Filing Access BRWS-134728991 |
Bristol West’s actuaries indicated it needed +4.9%, and it filed +2.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.1% is a statewide average. Individual policies in this filing moved +14.9% to −3.0% before capping depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing caps individual rate changes at +10% / −5%, so a policy moves toward its full new rate over several renewals rather than all at once. Book size: 36,840 policyholders. Please find enclosed an update to our Select 4.1 Program.— Bristol West, filing BRWS-134728991 | |||||||
| Michigan | Home | Farmers Fire Insurance Exchange (dominant of 3 entities) | +2.1% | Sep 20, 2025 | — | — | SERFF Filing Access FARM-134645238 |
Farmers’s actuaries indicated it needed +21.9%, and it filed +2.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 27,358 policyholders. Please see Supporting Documentation - Actuarial or Explanatory Memorandum.— Farmers, filing FARM-134645238 | |||||||
| Tennessee | Auto | Farmers Farmers Insurance Exchange | +2.1% | Jun 9, 2026 | 3.76% | 42.1% | SERFF Filing Access FARM-134932086 |
Farmers’s actuaries indicated it needed +6.7%, and it filed +2.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 13,607 policyholders. The carrier’s previous revision in this state was +0.3%. | |||||||
| Illinois | Auto | Pekin Farmers Automobile Insurance Association (Pekin) | −2.0% | Sep 5, 2025 | — | — | SERFF Filing Access PKNS-134584404 |
Pekin filed −2.0%, above the −7.1% its actuaries indicated the book needed. The −2.0% is a statewide average. Individual policies in this filing moved +77.6% to −88.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 31,093 policyholders. The carrier’s previous revision in this state was +3.2%. Farmers Automobile Insurance Association and Pekin Insurance Company are filing a Private Passenger Auto rate change for your review. We are also including revised manual pages. The proposed effective date for this change is September 5, 2025, for both new and renewal business. This filing coincides with PKNS-134611311.— Pekin, filing PKNS-134584404 | |||||||
| Illinois | Auto | Safeco Safeco Insurance Company of Illinois | +2.0% | Jun 1, 2026 | 3.27% | — | SERFF Filing Access LBPM-134870075 |
Safeco’s actuaries indicated it needed +2.7%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.0% is a statewide average. Individual policies in this filing moved +4.1% to −1.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 20,957 policyholders. The carrier’s previous revision in this state was −1.0%. In accordance with Illinois filing provision, we are proposing changes to our auto product. The overall rate impact resulting from the proposed changes is 2.0%, and this book is closed to new business. We are proposing a renewal business effective date of 6/1/2026. Changes for this filing include the following: Base Rates Expense…— Safeco, filing LBPM-134870075 | |||||||
| Michigan | Auto | Progressive Progressive Marathon Insurance Company | −2.0% | Oct 31, 2025 | 16.73% | 71.1% | SERFF Filing Access PRGS-134425693 |
Progressive’s actuaries indicated it needed −0.5%, and it filed −2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −2.0% is a statewide average. Individual policies in this filing moved +199.9% to −68.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 556,624 policyholders. | |||||||
| Michigan | Home | Liberty Mutual Liberty Mutual Fire Insurance Company | +2.0% | Mar 1, 2026 | — | — | SERFF Filing Access LBPM-134774679 |
Liberty Mutual’s actuaries indicated it needed +4.8%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 1,080 policyholders. With this filing, Liberty Mutual Fire Insurance Company is revising their Dwelling (H3) rates. This change affects renewal business policies effective on or after 3/1/2026. This filing includes the following: Home Base Rates: 2.0% Full Rate Manual We appreciate your review of our filing. Should you have any questions, please feel…— Liberty Mutual, filing LBPM-134774679 | |||||||
| Michigan | Home | Safeco Safeco Insurance Company of America | +2.0% | Apr 14, 2026 | — | — | SERFF Filing Access LBPM-134801326 |
Safeco’s actuaries indicated it needed +16.2%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 11,231 policyholders. Safeco Insurance Company of America (SICA) is respectfully submitting the following revision to its Homeowners rating program with a renewal business effective date of April 14, 2026. The overall rate impact is 2.0% Summary of Filing Materials Base Unity Coverage Level Unity As always, if you have any questions or concerns, please feel…— Safeco, filing LBPM-134801326 | |||||||
| Michigan | Home | American Economy American Economy Insurance Company | +2.0% | Mar 5, 2026 | — | — | SERFF Filing Access LBPM-134810481 |
American Economy’s actuaries indicated it needed +16.2%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 20,818 policyholders. American Economy Insurance Company (AEIC) is respectfully submitting the following revision to its Homeowners rating program with a new business effective date of March 5, 2026 and a renewal business effective date of April 14, 2026. The overall rate impact is 2.0% Summary of Filing Materials Base Rates Peril Offset Territory Fixed…— American Economy, filing LBPM-134810481 | |||||||
| New Jersey | Home | Farmers Farmers (NGHO and Renter Condo) | +2.0% | Jul 11, 2026 | — | — | SERFF Filing Access FARM-134608171 |
Book size: 14,725 policyholders. | |||||||
| Ohio | Auto | Indiana Farmers Indiana Farmers Mutual Insurance Company | +2.0% | Feb 1, 2026 | — | — | SERFF Filing Access IFMI-134770304 |
Indiana Farmers’s actuaries indicated it needed +8.3%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.0% is a statewide average. Individual policies in this filing moved +45.0% to −25.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 83 policyholders. Indiana Farmers Mutual Insurance Company is respectfully requesting an increase to our rates for our Personal Auto line of business. Please see the attached cover letter for more details.— Indiana Farmers, filing IFMI-134770304 | |||||||
| Ohio | Auto | Liberty Mutual Safeco Insurance Company of Illinois | +2.0% | Jun 28, 2026 | 3.27% | 46.8% | SERFF Filing Access LBPM-134878625 |
Liberty Mutual’s actuaries indicated it needed +2.9%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.0% is a statewide average. Individual policies in this filing moved +11.9% to −5.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 53,886 policyholders. We are submitting a revision to our auto program effective June 28, 2026, for the in-force renewal book written in Safeco Insurance Company of Illinois. The proposed changes will result in an overall rate change of 2.0%. Please see the attached exhibits for more details of this filing. With this revision we are proposing changes to our…— Liberty Mutual, filing LBPM-134878625 | |||||||
| Ohio | Auto | Motorists MICO | +2.0% | Jul 20, 2025 | — | 44.0% | SERFF Filing Access MTRS-134581282 |
Motorists’s actuaries indicated it needed +8.0%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.0% is a statewide average. Individual policies in this filing moved +4.4% to +0.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 11,489 policyholders. With this filing, Encova Mutual Insurance Group is revising its base rates for its private passenger auto product in Ohio, effective July 20th, 2025 for new and renewal business. The overall impact of this proposed change is 2.0%. Please note that this change consists of base rate revisions only.— Motorists, filing MTRS-134581282 | |||||||
| Ohio | Auto | Progressive Progressive Casualty Insurance Company | −2.0% | Jun 20, 2025 | 16.73% | 0.4% | SERFF Filing Access PRGS-134516714-2 |
Progressive filed −2.0%, above the −4.9% its actuaries indicated the book needed. Book size: 4,850 policyholders. | |||||||
| Ohio | Auto | Progressive Progressive Preferred Insurance Company | −2.0% | Jun 20, 2025 | 16.73% | 0.5% | SERFF Filing Access PRGS-134516714-3 |
Progressive filed −2.0%, above the −4.9% its actuaries indicated the book needed. Book size: 6,101 policyholders. | |||||||
| Ohio | Auto | Progressive Progressive Specialty Insurance Company | −2.0% | Jun 20, 2025 | 16.73% | 44.6% | SERFF Filing Access PRGS-134516714-4 |
Progressive filed −2.0%, above the −4.9% its actuaries indicated the book needed. Book size: 432,959 policyholders. | |||||||
| Ohio | Home | Motorists Motorists Mutual / Encova | +2.0% | Jan 1, 2026 | — | — | SERFF Filing Access MTRS-134688619 |
Motorists’s actuaries indicated it needed +4.3%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.0% is a statewide average. Individual policies in this filing moved +17.2% to −24.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 16,466 policyholders. | |||||||
| Pennsylvania | Auto | Donegal Donegal Mutual + Atlantic States Insurance | +2.0% | Sep 15, 2026 | — | — | SERFF Filing Access DNGL-135003371 |
Donegal’s actuaries indicated it needed +2.7%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.0% is a statewide average. Individual policies in this filing moved +2.3% to +1.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 47,506 policyholders. The carrier’s previous revision in this state was +4.0%. Donegal Mutual Insurance Company and Atlantic States Insurance Company are proposing to revise the Private Passenger Automobile Programs rates written in the state of Pennsylvania. The overall effect of this change is +2.0%. Please refer to the Filing Memorandum for additional information. Note: The proposed base rate changes are flat by…— Donegal, filing DNGL-135003371 | |||||||
| Pennsylvania | Auto | NJM NJM Personal Auto (later/open book for new shoppers) | −2.0% | Sep 15, 2026 | — | — | SERFF Filing Access NJMI-134893231 |
NJM’s actuaries indicated it needed +6.1%, and it filed −2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −2.0% is a statewide average. Individual policies in this filing moved +10.0% to −29.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 19,505 policyholders. The carrier’s previous revision in this state was ±0.0%. New Jersey Manufacturers Insurance Company is requesting approval for revisions to rates for its private passenger auto program for policies with an inception date of June 1, 2020 and later (PAX Block 2). This filing includes revisions to the Base Rates, First Party Benefits and Rate Order Calculation within our Rate Pages. The Class…— NJM, filing NJMI-134893231 | |||||||
| Texas | Auto | GEICO GEICO General/Indemnity + Government Employees | +2.0% | Sep 1, 2025 | 11.63% | — | TX TDI open data GECC-134593132 |
| Virginia | Auto | Rockingham Rockingham Insurance | +2.0% | May 1, 2026 | — | — | SERFF Filing Access RMUT-134834645 |
Rockingham’s actuaries indicated it needed +11.0%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.0% is a statewide average. Individual policies in this filing moved +27.0% to −19.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 9,601 policyholders. Rockingham Insurance Company is updating the rules and rates for our personal auto program. A full overview of changes can be found in the Explanatory Memorandum. Christian Hennelly, CPCU Product Manager— Rockingham, filing RMUT-134834645 | |||||||
| Virginia | Auto | Progressive Progressive Universal Insurance Company (dominant of 6 entities) | +2.0% | May 16, 2025 | 16.73% | — | SERFF Filing Access PRGS-134458370 |
Progressive’s actuaries indicated it needed +2.4%, and it filed +2.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +2.0% is a statewide average. Individual policies in this filing moved +14.6% to −9.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 199,475 policyholders. With this filing, we are updating the rules and factors for our Private Passenger Automobile Program in Virginia. The overall rate impact for Progressive Advanced, Progressive Universal, Progressive Direct Insurance is 2.1%. The overall rate impact for Progressive Northern Insurance, Progressive Casualty Insurance and Progressive Gulf…— Progressive, filing PRGS-134458370 | |||||||
| Ohio | Auto | Grange Grange Indemnity Insurance Company | +1.9% | Dec 20, 2025 | — | — | SERFF Filing Access GRAN-134743417 |
Grange’s actuaries indicated it needed +17.1%, and it filed +1.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +1.9% is a statewide average. Individual policies in this filing moved +12.7% to −6.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 106,260 policyholders. As permitted by the file and use regulations of the State of Ohio, Grange Indemnity Insurance Company submits the revisions included in this filing for use in the Grange Indemnity Insurance Company PinPoint Auto® 3 (PA3) program. With this filing, we are making changes to rates for our Grange Indemnity Insurance Company PinPoint Auto® 3…— Grange, filing GRAN-134743417 | |||||||
| Tennessee | Auto | Farmers Mid-Century Insurance Company | +1.9% | Jun 9, 2026 | 3.76% | 19.8% | SERFF Filing Access FARM-134932086-2 |
Farmers’s actuaries indicated it needed +6.7%, and it filed +1.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 6,394 policyholders. The carrier’s previous revision in this state was +0.3%. | |||||||
| Virginia | Auto | Trexis Trexis One Insurance Corporation | −1.9% | Jan 26, 2026 | — | 40.6% | SERFF Filing Access VSGP-134749505 |
Book size: 6,193 policyholders. Please accept the following rate and rule filing with a new business effective date of 01/26/2026 and a renewal effective date of 02/13/2026. In addition to minor rule modifications, we are making the following relativity changes to our rate plan: Base rates, retention scoring (removing per BOI request in VSGP-134270847), model year,…— Trexis, filing VSGP-134749505 | |||||||
| Louisiana | Home | Hanover The Hanover Insurance Company | −1.8% | Apr 1, 2026 | — | — | SERFF Filing Access HNVR-G134780663 |
Hanover’s actuaries indicated it needed +0.6%, and it filed −1.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −1.8% is a statewide average. Individual policies in this filing moved +19.2% to −27.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,056 policyholders. | |||||||
| Michigan | Home | State Farm State Farm Fire and Casualty Company | +1.8% | Jun 1, 2026 | — | — | SERFF Filing Access SFMA-134835661 |
State Farm’s actuaries indicated it needed +3.0%, and it filed +1.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 722,873 policyholders. We are filing revised rates to our independent Michigan Homeowners Program, which results in a rate level change of 1.8% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in the attached Filing Memorandum and supporting exhibits. The rate level changes contained in this…— State Farm, filing SFMA-134835661 | |||||||
| Pennsylvania | Auto | Progressive Progressive Advanced/Specialty/Direct/Northern/Casualty/Preferred (6 cos) | −1.8% | Jan 9, 2026 | 16.73% | — | SERFF Filing Access PRGS-134556786 |
Progressive filed −1.8%, above the −3.3% its actuaries indicated the book needed. The −1.8% is a statewide average. Individual policies in this filing moved +20.3% to −7.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 827,597 policyholders. The carrier’s previous revision in this state was ±0.0%. Company and Contact November 21st, 2025 Mr. Bojan Zorkic, Actuarial Supervisor Pennsylvania Insurance Department Property & Casualty Bureau 1311 Strawberry Square Harrisburg, PA 17120 Subject: Progressive Advanced Insurance Company (PAIC), Progressive Direct Insurance Company (PDIC), Progressive Specialty Insurance Company (PSIC),…— Progressive, filing PRGS-134556786 | |||||||
| Texas | Auto | Allstate Allstate Insurance Company | +1.8% | Apr 13, 2026 | 10.19% | — | TX TDI open data ALSE-134894355 |
| Illinois | Auto | Progressive Progressive Direct/Universal/Northeastern (open book) | −1.7% | Jun 19, 2026 | 16.73% | — | SERFF Filing Access PRGS-134970180 |
Progressive filed −1.7%, above the −1.9% its actuaries indicated the book needed. The −1.7% is a statewide average. Individual policies in this filing moved +8.4% to −6.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 793,969 policyholders. The carrier’s previous revision in this state was −5.0%. Progressive Direct, Progressive Northern, and Progressive Universal rate filing for June— Progressive, filing PRGS-134970180 | |||||||
| Michigan | Home | Michigan Basic Michigan Basic Property Insurance | −1.7% | Oct 1, 2026 | — | — | SERFF Filing Access MBPI-134975185 |
Michigan Basic filed −1.7% — exactly the change its actuaries indicated the book needed. Book size: 849 policyholders. Michigan Basic Property Insurance Association through its Actuary Willis Towers Watson has calculated a new rate level indication for Form HO4&6. The overall statewide average change proposed in this filing is a decrease of 1.7% effective October 1, 2026 for both new and renewal business.— Michigan Basic, filing MBPI-134975185 | |||||||
| New York | Home | The Hartford Hartford/Twin City entities (NY Home Advantage) | +1.7% | Apr 2, 2026 | — | — | SERFF Filing Access HART-134575506 |
The Hartford’s actuaries indicated it needed +2.4%, and it filed +1.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 31,325 policyholders. | |||||||
| Ohio | Auto | Chubb Great Northern Insurance | +1.7% | Mar 2, 2026 | — | 7.1% | SERFF Filing Access ACEH-134796713-4 |
Chubb filed +1.7%, above the +1.4% its actuaries indicated the book needed. Book size: 205 policyholders. | |||||||
| Ohio | Auto | Auto-Owners Owners Insurance | −1.7% | Apr 23, 2026 | — | 13.1% | SERFF Filing Access AOIC-134774421-3 |
Auto-Owners filed −1.7%, above the −5.3% its actuaries indicated the book needed. Book size: 15,315 policyholders. | |||||||
| Pennsylvania | Auto | The Hartford Hartford Casualty + Trumbull (AARP Open Road Direct) | −1.7% | Jul 23, 2026 | 0.65% | — | SERFF Filing Access HART-134941173 |
The Hartford filed −1.7%, above the −5.1% its actuaries indicated the book needed. The −1.7% is a statewide average. Individual policies in this filing moved +21.4% to −8.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 17,191 policyholders. The carrier’s previous revision in this state was +8.7%. With this filing, we are proposing revisions to The Hartfords Auto product in the writing companies referenced above. This change will be effective July 23, 2026 and will affect renewal policies effective on or after September 11, 2026. The overall impact of the proposed changes is -1.7%. Base rates are being adjusted with this review.…— The Hartford, filing HART-134941173 | |||||||
| Texas | Home | Safeco Safeco / Liberty | +1.7% | — | — | TX TDI open data LBPM-134955492 | |
| Virginia | Home | State Farm State Farm Fire and Casualty Company | +1.7% | Jan 15, 2026 | — | — | SERFF Filing Access SFMA-134760355 |
Book size: 608,900 policyholders. We are filing revised rates to our independent Virginia Homeowners Program, which results in a rate level change of 1.7% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in the attached Filing Memorandum and supporting exhibits. The rate level changes contained in this…— State Farm, filing SFMA-134760355 | |||||||
| Louisiana | Auto | Root Root Insurance Company | −1.6% | Apr 24, 2026 | — | — | SERFF Filing Access CLIN-134871980 |
Root’s actuaries indicated it needed −1.0%, and it filed −1.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −1.6% is a statewide average. Individual policies in this filing moved +146.1% to −43.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,127 policyholders. A modification to our Louisiana Private Passenger Automobile program is submitted for your review. We are updating factors and base rates in this program. Please see the details in the Explanatory Memorandum. Thank you!— Root, filing CLIN-134871980 | |||||||
| Louisiana | Home | Allstate Allstate Insurance Company | +1.6% | Dec 4, 2025 | — | — | SERFF Filing Access ALSE-134677440 |
Allstate filed +1.6% — exactly the change its actuaries indicated the book needed. The +1.6% is a statewide average. Individual policies in this filing moved +4.0% to +0.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 28,564 policyholders. | |||||||
| Michigan | Auto | Northern Mutual Northern Mutual Insurance Company | +1.6% | Jul 22, 2025 | — | — | SERFF Filing Access NMIC-134608564 |
Northern Mutual filed +1.6% — exactly the change its actuaries indicated the book needed. The +1.6% is a statewide average. Individual policies in this filing moved +55.9% to −17.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 19,709 policyholders. Auto Product Changes 1. Base Rate and Model Year Factor Changes 2. Rec Trailer Comp Rate Changes 3. County Comp & Collison Rating Factor Changes 4. Insurance Score Tier Rating Factor Changes 5. Primary Class Rating Factor Changes 6. Update UW Guidelines, Misc Info— Northern Mutual, filing NMIC-134608564 | |||||||
| Ohio | Auto | Celina The Celina Mutual Insurance Company | −1.6% | Nov 1, 2025 | — | 27.4% | SERFF Filing Access CEIN-134649865 |
Celina filed −1.6%, above the −13.0% its actuaries indicated the book needed. The −1.6% is a statewide average. Individual policies in this filing moved +6.5% to −6.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 3,474 policyholders. | |||||||
| Ohio | Auto | Chubb Vigilant Insurance | +1.6% | Mar 2, 2026 | — | 0.5% | SERFF Filing Access ACEH-134796713-5 |
Chubb filed +1.6%, above the +1.4% its actuaries indicated the book needed. Book size: 13 policyholders. | |||||||
| Ohio | Auto | Chubb Executive Risk Indemnity Inc. | +1.6% | Mar 2, 2026 | — | 19.8% | SERFF Filing Access ACEH-134796713-6 |
Chubb filed +1.6%, above the +1.4% its actuaries indicated the book needed. Book size: 571 policyholders. | |||||||
| California | Home | Farmers Farmers Insurance Exchange / Fire / Mid-Century | +1.5% | May 11, 2026 | — | — | CA CDI filings list FARM-134749344 |
Farmers’s actuaries indicated it needed +7.0%, and it filed +1.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. | |||||||
| Georgia | Auto | State Farm State Farm Fire and Casualty Company | −1.5% | Nov 28, 2025 | 18.87% | 2.6% | SERFF Filing Access SFMA-134677514-2 |
State Farm’s actuaries indicated it needed +18.8%, and it filed −1.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 54,683 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Illinois | Auto | Auto-Owners Auto-Owners + Owners Insurance Company | −1.5% | Jul 29, 2025 | — | — | SERFF Filing Access AOIC-134571348 |
Auto-Owners filed −1.5%, above the −2.6% its actuaries indicated the book needed. The −1.5% is a statewide average. Individual policies in this filing moved +22.6% to −11.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 88,283 policyholders. The carrier’s previous revision in this state was +2.0%. The Auto-Owners Insurance Company of Lansing, Michigan and Owners Insurance Company of Lima, Ohio submit for your review the following rate and rule filing. The rate adjustments submitted will apply to all Private Passenger Automobiles and Miscellaneous Vehicles rated under our Standard and Premier programs. All revised pages in the…— Auto-Owners, filing AOIC-134571348 | |||||||
| Illinois | Auto | The Hartford Hartford of the Southeast + Accident & Indemnity | −1.5% | Feb 5, 2026 | 0.65% | — | SERFF Filing Access HART-134789514 |
The Hartford’s actuaries indicated it needed +33.3%, and it filed −1.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −1.5% is a statewide average. Individual policies in this filing moved +2.6% to −2.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 13,568 policyholders. The carrier’s previous revision in this state was ±0.0%. With this filing, we are proposing revisions to The Hartfords Auto product in the writing companies referenced above. This change will be effective for new business policies written on or after February 5, 2026 and will affect renewal policies effective on or after April 26, 2026. The overall impact of the proposed changes for Hartford…— The Hartford, filing HART-134789514 | |||||||
| Ohio | Auto | Chubb Chubb Indemnity Insurance Company | +1.5% | Mar 2, 2026 | — | 3.2% | SERFF Filing Access ACEH-134796713-2 |
Chubb filed +1.5%, above the +1.4% its actuaries indicated the book needed. Book size: 93 policyholders. | |||||||
| Ohio | Auto | Chubb Federal Insurance | +1.5% | Mar 2, 2026 | — | 5.5% | SERFF Filing Access ACEH-134796713-7 |
Chubb filed +1.5%, above the +1.4% its actuaries indicated the book needed. Book size: 160 policyholders. | |||||||
| Virginia | Auto | AssuranceAmerica AssuranceAmerica Insurance Company | +1.5% | Feb 10, 2026 | — | 35.6% | SERFF Filing Access ASRN-134823844 |
AssuranceAmerica’s actuaries indicated it needed +4.0%, and it filed +1.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +1.5% is a statewide average. Individual policies in this filing moved +10.0% to −10.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 3,707 policyholders. AssuranceAmerica respectfully submits the revised rate and rule manuals for the AAIC program. Please refer to the explanatory memorandum for further details.— AssuranceAmerica, filing ASRN-134823844 | |||||||
| Virginia | Auto | Farmers Fire Insurance Exchange | −1.5% | Apr 27, 2026 | 3.76% | 30.0% | SERFF Filing Access FARM-134912560 |
Farmers’s actuaries indicated it needed −0.3%, and it filed −1.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −1.5% is a statewide average. Individual policies in this filing moved +11.6% to −37.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 3,916 policyholders. Please see Filing Memo in Supporting Documentation tab.— Farmers, filing FARM-134912560 | |||||||
| Ohio | Auto | Chubb Pacific Indemnity (dominant of 7 entities) | +1.4% | Mar 2, 2026 | — | 49.7% | SERFF Filing Access ACEH-134796713 |
Chubb filed +1.4% — exactly the change its actuaries indicated the book needed. The +1.4% is a statewide average. Individual policies in this filing moved +11.8% to −6.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,435 policyholders. With this filing, Chubb is proposing changes to our New Hampshire Masterpiece Auto Program. The following modifications will be implemented across all writing companies: -Revision of Physical Damage base rates -Revision of Liability base rates -Revision of UM/UIM rates -Revision of Increased Liability rates These changes are intended to…— Chubb, filing ACEH-134796713 | |||||||
| Michigan | Home | The Hanover Citizens Insurance Company of the Midwest | +1.3% | Oct 1, 2025 | — | — | SERFF Filing Access HNVR-G134578107 |
The Hanover’s actuaries indicated it needed +2.4%, and it filed +1.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 207,641 policyholders. As of the requested effective date, Citizens Insurance Company of the Midwest submits the following revisions to our Homeowners line of business. 1. Revise Home Age Factors 2. Revise Territory Factors 3. Revise Trim Factors 4. Add Deductible Options 5. Rule Updates Please refer to the attached Explanatory Memorandum for additional…— The Hanover, filing HNVR-G134578107 | |||||||
| Ohio | Auto | Auto-Owners Home-Owners Insurance (dominant of 3 entities) | −1.3% | Apr 23, 2026 | — | 83.3% | SERFF Filing Access AOIC-134774421 |
Auto-Owners filed −1.3%, above the −5.6% its actuaries indicated the book needed. The −1.3% is a statewide average. Individual policies in this filing moved +15.6% to −14.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 97,434 policyholders. Auto-Owners (Mutual) Insurance Company and Home-Owners Insurance Company of Lansing, MI and Owners Insurance Company of Lima, OH submit for your review the following rate, rule, & form filing. The changes submitted will apply to all Private Passenger Automobiles and Miscellaneous Vehicles. The effective date for these changes are: New…— Auto-Owners, filing AOIC-134774421 | |||||||
| Virginia | Auto | Erie Erie Insurance Exchange | −1.3% | Sep 1, 2026 | 1.39% | — | SERFF Filing Access ERAP-134950961 |
Erie’s actuaries indicated it needed +0.4%, and it filed −1.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −1.3% is a statewide average. Individual policies in this filing moved +18.6% to −14.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 206,818 policyholders. Company and Contact May 15, 2026 Virginia Bureau of Insurance Tyler Building 6th Floor 1300 E Main St. Richmond, VA 23219 ATTENTION: Commissioner Scott A. White RE: Filing Revised Private Passenger Auto Rates and Rules Effective 9/1/26 Erie Insurance Exchange, NAIC - 26271 Dear Commissioner White: The information below contains changes…— Erie, filing ERAP-134950961 | |||||||
| Virginia | Auto | USAA United Services Automobile Association (dominant of 4 entities) | −1.3% | Mar 1, 2026 | 6.17% | — | SERFF Filing Access USAA-134728239 |
The −1.3% is a statewide average. Individual policies in this filing moved +8.5% to −20.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 181,953 policyholders. Based on a review of our latest automobile experience in Virginia, we hereby file an overall rate level change of -1.3% for USAA, -0.5% for USAA-CIC, -1.6% for USAA-GIC and -1.7% for Garrison to become effective March 1, 2026 for new business and April 28, 2026 for renewal business. The attached exhibits are submitted as support for the…— USAA, filing USAA-134728239 | |||||||
| Ohio | Auto | Chubb Chubb National Insurance | +1.2% | Mar 2, 2026 | — | 14.2% | SERFF Filing Access ACEH-134796713-3 |
Chubb’s actuaries indicated it needed +1.4%, and it filed +1.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 410 policyholders. | |||||||
| Texas | Auto | Root Insurance Root Insurance Company | +1.2% | Apr 8, 2026 | — | — | TX TDI open data CLIN-134801304 |
| Virginia | Auto | Bristol West Bristol West Insurance | +1.2% | Mar 20, 2026 | — | — | SERFF Filing Access BRWS-134875921 |
Bristol West filed +1.2%, above the +1.1% its actuaries indicated the book needed. The +1.2% is a statewide average. Individual policies in this filing moved +15.0% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 13,195 policyholders. | |||||||
| Illinois | Auto | Mercury Mercury Insurance Company of Illinois (open book) | −1.1% | Apr 29, 2026 | — | — | SERFF Filing Access MERY-134908597 |
Mercury filed −1.1%, above the −1.5% its actuaries indicated the book needed. The −1.1% is a statewide average. Individual policies in this filing moved +72.0% to −31.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,083 policyholders. On behalf of Mercury Insurance Company, we respectfully submit this Rate/Rule filing for our Private Passenger Auto Program in Illinois. Please refer to the explanatory memorandum for more details.— Mercury, filing MERY-134908597 | |||||||
| New York | Auto | Progressive PAIC + PMIC (Flex) | +1.1% | Mar 6, 2026 | 16.73% | — | SERFF Filing Access PRGS-134858552 |
Progressive’s actuaries indicated it needed +1.3%, and it filed +1.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 524,456 policyholders. | |||||||
| Michigan | Home | Auto-Owners Auto-Owners Insurance | +1.1% | Aug 1, 2026 | — | — | SERFF Filing Access AOIC-134868668 |
Auto-Owners’s actuaries indicated it needed +10.1%, and it filed +1.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 596,234 policyholders. | |||||||
| Illinois | Auto | GEICO GEICO Indemnity (+3.0%) / GEICO Marine (-10.2%) | +1.0% | Apr 3, 2026 | 11.63% | — | SERFF Filing Access GECC-134888662 |
GEICO filed +1.0% — exactly the change its actuaries indicated the book needed. The +1.0% is a statewide average. Individual policies in this filing moved +21.6% to −7.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 112,552 policyholders. The carrier’s previous revision in this state was ±0.0%. GEICO Indemnity Company (GI)NAIC#:031-22055 GEICO Marine Insurance Company (GB)NAIC#:031-37923 Automobile Casualty Manual Rate/Rule Revision File No.: 2026-103 Dear Director Gillespie: For your review, the above referenced companies herewith submit a revision to our Automobile Casualty Manuals currently on file with your department.…— GEICO, filing GECC-134888662 | |||||||
| Illinois | Home | Mercury Mercury Ins. Co. of Illinois (RL23) | −1.0% | Dec 17, 2025 | — | — | SERFF Filing Access MERY-134760243 |
Mercury filed −1.0%, above the −1.5% its actuaries indicated the book needed. The −1.0% is a statewide average. Individual policies in this filing moved +9.9% to −11.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 12,773 policyholders. | |||||||
| Louisiana | Auto | Safeco Safeco Insurance Company of Oregon | −1.0% | Jun 27, 2026 | 3.27% | — | SERFF Filing Access LBPM-134894992 |
Safeco filed −1.0%, above the −7.7% its actuaries indicated the book needed. The −1.0% is a statewide average. Individual policies in this filing moved +0.9% to −2.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,642 policyholders. In accordance with Louisiana's filing provision, we are submitting the following revisions to our Personal Automobile program. The changes associated with this revision have a -1.0% rate impact. In order to achieve the rate noted below, we will be adjusting the following rating variables: -Base rates by coverage including BI, COLL, COMP,…— Safeco, filing LBPM-134894992 | |||||||
| Pennsylvania | Home | Erie Erie Insurance Exchange | +1.0% | Dec 1, 2025 | — | — | SERFF Filing Access ERPP-134623801 |
Erie’s actuaries indicated it needed +1.3%, and it filed +1.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +1.0% is a statewide average. Individual policies in this filing moved +26.0% to −30.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 298,876 policyholders. | |||||||
| Pennsylvania | Home | Acuity Acuity, A Mutual Insurance Company | −1.0% | — | — | SERFF Filing Access ACUT-134901103 | |
Acuity’s actuaries indicated it needed −0.5%, and it filed −1.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −1.0% is a statewide average. Individual policies in this filing moved +4.5% to −7.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,628 policyholders. | |||||||
| Michigan | Auto | Auto-Owners Auto-Owners Insurance | −0.9% | Mar 24, 2026 | — | — | SERFF Filing Access AOIC-134765723 |
Auto-Owners filed −0.9%, above the −7.5% its actuaries indicated the book needed. The −0.9% is a statewide average. Individual policies in this filing moved +14.3% to −16.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 563,228 policyholders. The Auto-Owners Insurance Company submits for your review the following private passenger automobile revisions. The estimated annual impact on our total private passenger program excluding changes to the MACP fee is -0.9% or -$13,385,637, and -1.1% or -$17,424,187 in total. We are submitting the filing under Chapter 21 of the Michigan…— Auto-Owners, filing AOIC-134765723 | |||||||
| Michigan | Auto | National General National General Insurance Company | −0.9% | Apr 16, 2026 | — | 66.4% | SERFF Filing Access GMMX-134756538 |
National General filed −0.9%, above the −1.2% its actuaries indicated the book needed. The −0.9% is a statewide average. Individual policies in this filing moved +120.0% to −44.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 28,867 policyholders. We are submitting a MI PPA NGIC RAD6.0 Value Rate and Rule Filing that is effective 03/12/2026 for new business and effective 04/17/2026 for renewal business for review and approval. Change of effective dates to 04/03/2026 for new business and 05/09/2026 for renewal business. Due to IT issues, we are requesting to change the effective…— National General, filing GMMX-134756538 | |||||||
| Michigan | Auto | The Hartford Hartford Insurance Company of the Southeast | +0.9% | Jul 9, 2026 | 0.65% | — | SERFF Filing Access HART-134800906 |
The Hartford’s actuaries indicated it needed +20.0%, and it filed +0.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.9% is a statewide average. Individual policies in this filing moved +20.0% to −3.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 14,491 policyholders. With this filing, we are proposing revisions to The Hartfords Auto product in the writing company referenced above. This change will be effective for new business policies written on or after July 9, 2026 and will affect renewal policies effective on or after August 30, 2026. The overall impact of the proposed changes is 0.9%. Rate caps…— The Hartford, filing HART-134800906 | |||||||
| Michigan | Auto | The Hanover Citizens Insurance Company of the Midwest | +0.9% | Feb 23, 2026 | — | — | SERFF Filing Access HNVR-G134685654 |
The Hanover filed +0.9%, above the −2.6% its actuaries indicated the book needed. The +0.9% is a statewide average. Individual policies in this filing moved +6.3% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 190,045 policyholders. As of the requested effective date, Citizens Insurance Company of the Midwest hereby files revisions to our Personal Auto line of business. Below is a description of the changes: Revised Base Rate Please refer to the attached Explanatory Memorandum for additional details. Should you have any questions regarding this filing, please…— The Hanover, filing HNVR-G134685654 | |||||||
| Michigan | Home | The Hartford Hartford Underwriters Insurance Company | +0.9% | Jul 23, 2026 | — | — | SERFF Filing Access HART-134979009 |
The Hartford’s actuaries indicated it needed +2.7%, and it filed +0.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 11 policyholders. With this filing, we are proposing revisions to The Hartfords Home product in the writing companies referenced above. This change will be effective July 23, 2026 and will affect renewal policies effective on or after September 6, 2026. The overall impact of the proposed changes is 0.9%. Base rates are being adjusted with this review.…— The Hartford, filing HART-134979009 | |||||||
| Ohio | Auto | Hastings Hastings Insurance | +0.9% | May 1, 2026 | — | — | SERFF Filing Access HAST-134712938 |
Hastings filed +0.9%, above the ±0.0% its actuaries indicated the book needed. The +0.9% is a statewide average. Individual policies in this filing moved +141.3% to −59.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 13,555 policyholders. Changing our territory assignments to be assigned according to zip code.— Hastings, filing HAST-134712938 | |||||||
| Pennsylvania | Home | Progressive American Strategic Ins. (Progressive/ASI) | +0.9% | Oct 22, 2025 | — | — | SERFF Filing Access AMSI-134401367 |
Progressive’s actuaries indicated it needed +3.2%, and it filed +0.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.9% is a statewide average. Individual policies in this filing moved +121.4% to −26.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 45,356 policyholders. | |||||||
| Virginia | Auto | National General Integon Preferred Insurance Company | −0.9% | Jan 15, 2026 | — | 28.3% | SERFF Filing Access GMMX-134733507 |
National General’s actuaries indicated it needed +0.7%, and it filed −0.9%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.9% is a statewide average. Individual policies in this filing moved +151.9% to −44.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 42,770 policyholders. Integon Preferred Insurance Company submits for your review this rate and rule filing. Also included in this filing is new symbol set 11. This replaces the previous filed symbol set 10. The proposed effective dates are 1/15/2026 for new business and 2/20/2026 for renewal business.— National General, filing GMMX-134733507 | |||||||
| Illinois | Home | Allstate Allstate North American Ins. Co. | −0.8% | Jul 20, 2026 | — | — | SERFF Filing Access ALSE-134993462 |
Allstate’s actuaries indicated it needed ±0.0%, and it filed −0.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. | |||||||
| Ohio | Auto | State Farm State Farm Fire and Casualty Company | +0.8% | Oct 20, 2025 | 18.87% | 4.5% | SERFF Filing Access SFMA-134637347-2 |
State Farm’s actuaries indicated it needed +18.6%, and it filed +0.8%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 93,359 policyholders. | |||||||
| Louisiana | Auto | Old American Old American Indemnity | +0.7% | Oct 1, 2025 | — | — | SERFF Filing Access VICO-134665497 |
Old American’s actuaries indicated it needed +22.9%, and it filed +0.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.7% is a statewide average. Individual policies in this filing moved +7.9% to −30.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 9,931 policyholders. Old American Indemnity Company is submitting a revised Rate filing with an effective date of 10/1/2025 new business and 11/1/2025 renewal business for our Ignite Private Passenger Non-Standard Auto Program in Louisiana. If you have any questions, please contact me at shannon.hill@oldam.com. Thank you. Shannon Hill, ARC AVP-Program…— Old American, filing VICO-134665497 | |||||||
| Ohio | Auto | Auto Club Auto Club Indemnity | +0.7% | Jun 1, 2026 | — | — | SERFF Filing Access IACA-134831927 |
Auto Club’s actuaries indicated it needed +26.0%, and it filed +0.7%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.7% is a statewide average. Individual policies in this filing moved +27.9% to −21.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 12,846 policyholders. On behalf of the Auto Club Indemnity Company, we are hereby submitting a rate revision to our Ohio Private Passenger Automobile rating plan. The overall impact of these changes is 0.7%. The attached actuarial memorandum describes the proposed changes in detail. The proposed effective date of this rate change is June 1, 2026 for new…— Auto Club, filing IACA-134831927 | |||||||
| Illinois | Auto | Hanover Allmerica Financial Alliance Insurance Company (Hanover) | +0.6% | Jan 16, 2026 | — | — | SERFF Filing Access HNVR-G134780233 |
Hanover’s actuaries indicated it needed +1.8%, and it filed +0.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.6% is a statewide average. Individual policies in this filing moved +9.0% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 24,063 policyholders. The carrier’s previous revision in this state was ±0.0%. As of the above requested effective dates, Allmerica Financial Alliance Insurance Company files revisions to the Private Passenger Automobile line of business. The following revisions are proposed: -Base rates -Rate caps Please refer to the attached Explanatory Memorandum for additional details. If you should have any questions regarding…— Hanover, filing HNVR-G134780233 | |||||||
| New Jersey | Home | Liberty Mutual Liberty Mutual (filing-level) | +0.6% | Feb 11, 2026 | — | — | SERFF Filing Access LBPM-134557834 |
Book size: 130,883 policyholders. | |||||||
| New Jersey | Home | CSAA / AAA CSAA General (Signature Series) | +0.6% | Jan 5, 2027 | — | — | SERFF Filing Access WSUN-134770362 |
The +0.6% is a statewide average. Individual policies in this filing moved +11.4% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 47,209 policyholders. | |||||||
| Ohio | Auto | Travelers The Standard Fire Insurance Company | −0.6% | Jun 6, 2025 | 2% | — | SERFF Filing Access TRVD-G134532492 |
Travelers’s actuaries indicated it needed ±0.0%, and it filed −0.6%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.6% is a statewide average. Individual policies in this filing moved +19.0% to −13.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 67,929 policyholders. With this filing we are amending our Automobile Program as detailed in the accompanying Explanatory Memorandum.— Travelers, filing TRVD-G134532492 | |||||||
| Pennsylvania | Auto | Auto-Owners Auto-Owners Insurance Company | −0.6% | Oct 1, 2026 | — | — | SERFF Filing Access AOIC-134954567 |
The −0.6% is a statewide average. Individual policies in this filing moved ±0.0% to −5.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 25,215 policyholders. The carrier’s previous revision in this state was ±0.0%. The Auto-Owners Insurance Company of Lansing, Michigan submits the following rate and rule filing for your review. The rates and rules submitted will apply to all private passenger automobiles and related miscellaneous vehicles under our Private Passenger Program. New Business: 10/1/2026 Renewal Business: 11/6/2026 We would greatly…— Auto-Owners, filing AOIC-134954567 | |||||||
| Tennessee | Auto | Amica Amica Property and Casualty Insurance Company | +0.6% | May 1, 2026 | — | 2.5% | SERFF Filing Access AMMA-134682165 |
Amica filed +0.6%, above the −3.7% its actuaries indicated the book needed. Book size: 113 policyholders. The carrier’s previous revision in this state was +3.0%. | |||||||
| Tennessee | Auto | Auto-Owners Auto-Owners Insurance Company | −0.6% | May 26, 2026 | — | — | SERFF Filing Access AOIC-134836495 |
Book size: 46,476 policyholders. The carrier’s previous revision in this state was −1.0%. | |||||||
| Virginia | Home | Allstate Allstate Vehicle and Property Insurance | +0.6% | Nov 10, 2025 | — | — | SERFF Filing Access ALSE-134728018 |
Allstate filed +0.6% — exactly the change its actuaries indicated the book needed. The +0.6% is a statewide average. Individual policies in this filing moved +1.2% to +0.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 124,116 policyholders. With this filing, Allstate is proposing an overall 0.6% rate level change to the Allstate Vehicle and Property Insurance Company (AVPIC) Homeowners - Owner Occupied Homeowners (HO) program in the Commonwealth of Virginia. The overall rate level change has been achieved through revision of the Rate Adjustment Factors, Rate Level Factors,…— Allstate, filing ALSE-134728018 | |||||||
| Illinois | Auto | Hanover Allmerica Financial Alliance Insurance Company (Hanover; open book) | +0.5% | Aug 1, 2026 | — | — | SERFF Filing Access HNVR-G134928255 |
Hanover’s actuaries indicated it needed +1.3%, and it filed +0.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.5% is a statewide average. Individual policies in this filing moved +12.3% to −9.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 24,487 policyholders. The carrier’s previous revision in this state was +0.6%. As of the above requested effective dates, Allmerica Financial Alliance Insurance Company files revisions to the Private Passenger Automobile line of business. The overall estimated rate impact is 0.5%. Please see the rate impact by coverage at the end of the explanatory memo as well as for additional details regarding this filing. If…— Hanover, filing HNVR-G134928255 | |||||||
| Michigan | Auto | Allstate Allstate Fire and Casualty Insurance Company | −0.5% | Jul 1, 2026 | 10.19% | 83.7% | SERFF Filing Access ALSE-134840116 |
Allstate filed −0.5%, above the −1.2% its actuaries indicated the book needed. The −0.5% is a statewide average. Individual policies in this filing moved +0.4% to −5.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 130,189 policyholders. With this filing, Allstate is proposing an overall -0.5% rate level change to the Allstate Fire and Casualty Insurance Company (AFCIC) Private Passenger Auto (PPA) program in the state of Michigan. Allstate is proposing revisions to the following rating plans: Early Signing Discount Factors. Further information regarding these changes…— Allstate, filing ALSE-134840116 | |||||||
| Michigan | Home | Michigan Farm Bureau Farm Bureau General Insurance Company of Michigan | +0.5% | Sep 15, 2026 | — | — | SERFF Filing Access FBMI-134948107 |
Michigan Farm Bureau’s actuaries indicated it needed +5.9%, and it filed +0.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 197,998 policyholders. We are submitting for your approval revised rates and final copies of revised Rate Manual pages. Details on the rate revisions can be found in the attached Filing Memorandum and in the attached experience exhibits. Revised rates are reflected in the Rate Manual pages.— Michigan Farm Bureau, filing FBMI-134948107 | |||||||
| Pennsylvania | Auto | Erie Erie Insurance Exchange + Erie Insurance Company | +0.5% | Sep 1, 2026 | 1.39% | — | SERFF Filing Access ERAP-134924958 |
Erie’s actuaries indicated it needed +1.8%, and it filed +0.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.5% is a statewide average. Individual policies in this filing moved +25.4% to −19.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 949,661 policyholders. The carrier’s previous revision in this state was ±0.0%. April 27, 2026 Jessica Altman, Insurance Commissioner Pennsylvania Insurance Department 1326 Strawberry Square Harrisburg, PA 17120 ATTENTION: Mr. Mark Lersch, Director Property & Casualty Bureau RE: Revised Private Passenger Auto Rates Effective 9/1/26 Erie Insurance Exchange, NAIC 26271 Erie Insurance Company, NAIC - 26263 Dear Mr.…— Erie, filing ERAP-134924958 | |||||||
| Virginia | Auto | National General Integon General Insurance Corporation | +0.5% | Jan 15, 2026 | — | 71.6% | SERFF Filing Access GMMX-134733508 |
National General’s actuaries indicated it needed +0.7%, and it filed +0.5%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.5% is a statewide average. Individual policies in this filing moved +99.8% to −35.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 108,310 policyholders. Integon General Insurance Corporation submits for your review this rate and rule filing. Also included in this filing is new symbol set 11. This replaces the previous filed symbol set 10. The proposed effective dates are 1/15/2026 for new business and 2/20/2026 for renewal business.— National General, filing GMMX-134733508 | |||||||
| Virginia | Auto | The Hanover Allmerica Financial Benefit Insurance | −0.5% | Jun 18, 2026 | — | 50.4% | SERFF Filing Access HNVR-G134889242 |
The −0.5% is a statewide average. Individual policies in this filing moved ±0.0% to −66.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,558 policyholders. As of the requested effective date, Allmerica Financial Benefit Insurance Company is proposing revisions to comply with AL 2025-01 for our Personal Auto Line of business. The overall proposed change is -0.5%, as shown in the included Policyholder Disruption Summary. Please see the explanatory memo for details. If you should have any…— The Hanover, filing HNVR-G134889242 | |||||||
| Texas | Home | Nationwide Nationwide Mutual / entities | −0.4% | Aug 10, 2026 | — | — | TX TDI open data NWPP-G134973304 |
| Virginia | Auto | The Hanover The Hanover Insurance | −0.4% | May 4, 2026 | — | 49.6% | SERFF Filing Access HNVR-G134889282 |
The −0.4% is a statewide average. Individual policies in this filing moved +33.8% to −26.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,408 policyholders. As of the requested effective date, The Hanover Insurance Company is proposing revisions to comply with AL 2025-01 for our Personal Auto Line of business. The overall proposed change is 0.2%, as shown in the included Policyholder Disruption Summary. Please see the explanatory memo for details. If you should have any questions regarding…— The Hanover, filing HNVR-G134889282 | |||||||
| Virginia | Home | Homesite Homesite Insurance Company of the Midwest | −0.4% | Jun 26, 2026 | — | — | SERFF Filing Access HMSS-134894183 |
Homesite’s actuaries indicated it needed ±0.0%, and it filed −0.4%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.4% is a statewide average. Individual policies in this filing moved +3.8% to −12.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 64,917 policyholders. Homesite Insurance Company of the Midwest hereby respectfully submit for your review a form, rate and rule revision to its Homeowners Programs. Please see the filing memorandum and supporting documents for more detailed information regarding these revisions. If there are any questions regarding this filing, please contact me. Regards,…— Homesite, filing HMSS-134894183 | |||||||
| Illinois | Auto | Auto-Owners Auto-Owners + Owners Insurance Company (open book) | −0.3% | Feb 12, 2026 | — | — | SERFF Filing Access AOIC-134786248 |
Auto-Owners filed −0.3%, above the −0.8% its actuaries indicated the book needed. The −0.3% is a statewide average. Individual policies in this filing moved ±0.0% to −5.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 88,468 policyholders. The carrier’s previous revision in this state was −1.5%. The Auto-Owners Insurance Company of Lansing, Michigan and Owners Insurance Company of Lima, Ohio submit for your review the following rate and rule filing. The rate adjustments submitted will apply to all Private Passenger Automobiles and Miscellaneous Vehicles rated under our Standard and Premier programs. All revised pages in the…— Auto-Owners, filing AOIC-134786248 | |||||||
| Michigan | Auto | CURE Citizens United Reciprocal Exchange | −0.3% | Jul 1, 2026 | — | — | SERFF Filing Access CURE-134852791 |
CURE filed −0.3% — exactly the change its actuaries indicated the book needed. The −0.3% is a statewide average. Individual policies in this filing moved +0.5% to −2.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 50,157 policyholders. CURE is submitting this filing to amend the MCCA fees in according to the MCCAs assessment notice for the period of July 1st, 2026 to June 30th, 2027. The proposed fee is $84 for unlimited PIP ($65 loss pure premium and $19 deficiency recoupment) and $19 ($0 loss pure premium and $19 deficiency recoupment) for limited PIP options. The…— CURE, filing CURE-134852791 | |||||||
| Ohio | Auto | Westfield Lightning Rod Mutual Insurance Company | +0.3% | Mar 1, 2026 | — | 12.0% | SERFF Filing Access WSRG-134773758-2 |
Westfield’s actuaries indicated it needed +2.0%, and it filed +0.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 5,974 policyholders. | |||||||
| Virginia | Auto | Grange Trustgard Insurance | −0.3% | Dec 25, 2025 | — | — | SERFF Filing Access GRAN-134767576 |
Grange’s actuaries indicated it needed +7.8%, and it filed −0.3%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.3% is a statewide average. Individual policies in this filing moved +3.0% to −16.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,237 policyholders. As permitted by the file and use regulations of the state of Virginia, Trustgard Insurance Company respectfully submits this rate revision for the PA3 Personal Auto product. An actuarial memo is attached to the Supporting Documentation tab which provides details of the changes. The proposed effective date is 12/25/2025 for new business…— Grange, filing GRAN-134767576 | |||||||
| Louisiana | Auto | AAA Automobile Club Inter- Insurance Exchange | −0.2% | Jan 1, 2026 | — | — | SERFF Filing Access AAAM-134620625 |
AAA’s actuaries indicated it needed +26.3%, and it filed −0.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.2% is a statewide average. Individual policies in this filing moved ±0.0% to −27.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 10,117 policyholders. In conformity with La. R.S. 22:1464, the Automobile Club Inter-Insurance Exchange, 12901 North Forty Drive, St. Louis, Missouri, 63141, is submitting, for File and Use, this filing of revised rates and rules to be effective January 1, 2026 for new business and renewal business. To the best of our knowledge, this filing complies with all…— AAA, filing AAAM-134620625 | |||||||
| Michigan | Auto | Farmers Farmers Direct Property and Casualty Insurance | −0.2% | Jul 1, 2026 | 3.76% | 2.8% | SERFF Filing Access FAIG-134855251 |
Farmers filed −0.2% — exactly the change its actuaries indicated the book needed. The −0.2% is a statewide average. Individual policies in this filing moved +0.5% to −1.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 590 policyholders. Please see the Explanatory Memorandum in the Supporting Documents tab for complete filing details.— Farmers, filing FAIG-134855251 | |||||||
| Michigan | Auto | Farmers Farmers Insurance Exchange | −0.2% | Jul 1, 2026 | 3.76% | 97.2% | SERFF Filing Access FARM-134781738 |
Farmers filed −0.2% — exactly the change its actuaries indicated the book needed. The −0.2% is a statewide average. Individual policies in this filing moved +1.1% to −3.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 20,800 policyholders. Please see Supporting Documentation - Actuarial or Explanatory Memorandum.— Farmers, filing FARM-134781738 | |||||||
| Michigan | Auto | Grange Grange Insurance Company of Michigan | −0.2% | Jul 1, 2026 | — | — | SERFF Filing Access GRAN-134892742 |
Grange’s actuaries indicated it needed +11.0%, and it filed −0.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.2% is a statewide average. Individual policies in this filing moved +2.7% to −1.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 257 policyholders. The purpose of this filing is to revise the Michigan MCCA fees for the Grange Insurance Company of Michigan PinPoint Auto program (PA). Please refer to the actuarial memorandum, revised manual pages, full unmarked rate/rule manual and supporting exhibits included with this filing for a complete description of the changes being made.— Grange, filing GRAN-134892742 | |||||||
| Michigan | Auto | GM National GM National Insurance | −0.2% | Jul 1, 2026 | — | — | SERFF Filing Access ONST-134837021 |
GM National filed −0.2% — exactly the change its actuaries indicated the book needed. The −0.2% is a statewide average. Individual policies in this filing moved +0.3% to −1.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2,104 policyholders. With this filing, GM National Insurance Company is updating the Michigan Catastrophic Claims Association Assessment to the 2026/2027 assessment amounts. The proposed effective date for this enhancement is July 1, 2026, for new business and renewal business. The overall impact of this change is -0.2%, please see Exhibit 1 for policyholder…— GM National, filing ONST-134837021 | |||||||
| Michigan | Auto | State Farm State Farm Mutual Automobile Insurance (dominant of 2 entities) | +0.2% | Sep 28, 2026 | 18.87% | — | SERFF Filing Access SFMA-134828462 |
State Farm filed +0.2%, above the ±0.0% its actuaries indicated the book needed. The +0.2% is a statewide average. Individual policies in this filing moved +50.1% to −22.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,303,598 policyholders. We respectfully submit an adjustment to the Liability Rating Group (LRG), Collision Rating Group (GRG), Comprehensive Rating Group (DRG), and Vehicle Safety Group (VSG) designations which use a model-based vehicle rating program for private passenger insurance. The model-based vehicle rating program for private passenger can be found in…— State Farm, filing SFMA-134828462 | |||||||
| Michigan | Auto | Travelers The Travelers Indemnity Company of America (dominant of 2 entities) | −0.2% | Jul 1, 2026 | 2% | — | SERFF Filing Access TRVD-G134882818 |
Travelers filed −0.2% — exactly the change its actuaries indicated the book needed. The −0.2% is a statewide average. Individual policies in this filing moved +0.9% to −3.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,750 policyholders. This filing is being submitted with revisions to our Legacy Auto Program.— Travelers, filing TRVD-G134882818 | |||||||
| Ohio | Auto | Farmers Farmers Insurance of Columbus, Inc. | −0.2% | Aug 11, 2025 | 3.76% | 79.8% | SERFF Filing Access FARM-134614960 |
Farmers’s actuaries indicated it needed +9.3%, and it filed −0.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.2% is a statewide average. Individual policies in this filing moved +20.2% to −11.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 20,684 policyholders. Please refer to our cover memo under the Supporting Documentation tab.— Farmers, filing FARM-134614960 | |||||||
| Ohio | Auto | Westfield Western Reserve Mutual Casualty Company | +0.2% | Mar 1, 2026 | — | 22.1% | SERFF Filing Access WSRG-134773758-3 |
Westfield’s actuaries indicated it needed +2.0%, and it filed +0.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 10,994 policyholders. | |||||||
| Texas | Home | Liberty Mutual Liberty Mutual / Personal / Peerless | −0.2% | Sep 19, 2026 | — | — | TX TDI open data LBPM-134993058 |
| Virginia | Auto | AssuranceAmerica InsureMax Insurance | +0.2% | Feb 10, 2026 | — | 64.4% | SERFF Filing Access ASRN-134823905 |
AssuranceAmerica’s actuaries indicated it needed +3.0%, and it filed +0.2%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.2% is a statewide average. Individual policies in this filing moved +10.0% to −10.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 6,693 policyholders. InsureMax respectfully submits the revised rate and rule manuals for the IMIC program. Please refer to the explanatory memorandum for further details.— AssuranceAmerica, filing ASRN-134823905 | |||||||
| Tennessee | Auto | Tennessee Farm Bureau Tennessee Farmers Mutual Insurance Company | +0.1% | Jun 1, 2026 | — | — | SERFF Filing Access TNFA-134754677 |
Tennessee Farm Bureau’s actuaries indicated it needed +0.4%, and it filed +0.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 540,995 policyholders. The carrier’s previous revision in this state was +6.4%. | |||||||
| Georgia | Auto | Georgia Farm Bureau Georgia Farm Bureau Mutual Insurance Company | +0.1% | Mar 1, 2027 | — | — | SERFF Filing Access GFBR-134943848 |
Georgia Farm Bureau filed +0.1%, above the −4.3% its actuaries indicated the book needed. Book size: 21,571 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Illinois | Auto | Farmers Illinois Farmers/Farmers New Century/Truck Exchange (open book) | +0.1% | May 31, 2026 | 3.76% | — | SERFF Filing Access FARM-134940184 |
Farmers filed +0.1%, above the ±0.0% its actuaries indicated the book needed. The +0.1% is a statewide average. Individual policies in this filing moved +8.3% to −1.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 70,267 policyholders. The carrier’s previous revision in this state was +2.4%. Please refer to our filing memo located in the Supporting Documentation tab.— Farmers, filing FARM-134940184 | |||||||
| Michigan | Auto | Chubb Great Northern Insurance (dominant of 6 entities) | +0.1% | Jul 1, 2026 | — | — | SERFF Filing Access ACEH-134813463 |
Chubb filed +0.1% — exactly the change its actuaries indicated the book needed. The +0.1% is a statewide average. Individual policies in this filing moved +0.9% to −0.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 997 policyholders. The Michigan Catastrophic Claims Association (MCCA) has revised their assessment paid by auto insurance companies. There will be a change to the MCCA Fee and the Deficit Fee amount based on the new Assessment that was put forth by the MCCA for 2026. We have updated the following pages in our Vehicle Charts Section of our Manual: Page…— Chubb, filing ACEH-134813463 | |||||||
| Michigan | Auto | Auto-Owners Auto-Owners Insurance | +0.1% | Jul 1, 2026 | — | — | SERFF Filing Access AOIC-134796379 |
Auto-Owners filed +0.1% — exactly the change its actuaries indicated the book needed. The +0.1% is a statewide average. Individual policies in this filing moved +2.0% to −2.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 563,228 policyholders. The Auto-Owners Insurance Company submits for your review revised statutory charges for private passenger/historical vehicles and motorcycles. We are submitting the filing under Chapter 21 of the Michigan Insurance Code. The planned effective dates are: New Business: July 1, 2026 Renewals: July 1, 2026 Thank you for your review of this…— Auto-Owners, filing AOIC-134796379 | |||||||
| Michigan | Auto | Branch Branch Insurance Exchange | −0.1% | Jul 1, 2026 | — | — | SERFF Filing Access BRFI-134894516 |
Branch filed −0.1% — exactly the change its actuaries indicated the book needed. The −0.1% is a statewide average. Individual policies in this filing moved +0.4% to −0.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 973 policyholders. MCCA update assessment rates for July 1, 2026— Branch, filing BRFI-134894516 | |||||||
| Michigan | Auto | Michigan Farm Bureau Farm Bureau General Insurance Company of Michigan (dominant of 2 entities) | +0.1% | Jul 1, 2026 | — | — | SERFF Filing Access FBMI-134821691 |
Michigan Farm Bureau filed +0.1% — exactly the change its actuaries indicated the book needed. The +0.1% is a statewide average. Individual policies in this filing moved +2.4% to −3.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 176,315 policyholders. With this filing we are submitting for your approval revised rates for our Personal Auto Program. We are revising rates to reflect the updated Michigan Catastrophic Claims Association (MCCA) assessment effective July 1, 2026. This filing incorporates the revised MCCA premium and does not include any other changes to coverage base rates,…— Michigan Farm Bureau, filing FBMI-134821691 | |||||||
| Michigan | Auto | Frankenmuth Insurance Frankenmuth Insurance | +0.1% | Jul 1, 2026 | — | — | SERFF Filing Access FRNK-134885337 |
Frankenmuth Insurance filed +0.1% — exactly the change its actuaries indicated the book needed. The +0.1% is a statewide average. Individual policies in this filing moved +1.2% to −2.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 70,024 policyholders. Please see Memorandum attached to the Supporting Documentation Tab.— Frankenmuth Insurance, filing FRNK-134885337 | |||||||
| Michigan | Auto | Grange Grange Insurance Company of Michigan | +0.1% | Jul 1, 2026 | — | — | SERFF Filing Access GRAN-134892743 |
Grange filed +0.1% — exactly the change its actuaries indicated the book needed. The +0.1% is a statewide average. Individual policies in this filing moved +0.3% to −0.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 167 policyholders. The purpose of this filing is to revise the Michigan MCCA fees for the Grange Insurance Company of Michigan Family Auto program (FA). This product is closed for new business. Please refer to the actuarial memorandum, revised manual pages, full unmarked rate/rule manual and supporting exhibits included with this filing for further details.— Grange, filing GRAN-134892743 | |||||||
| Michigan | Auto | PURE Privilege Underwriters Reciprocal Exchange | −0.1% | Jul 1, 2026 | — | — | SERFF Filing Access PRIV-134847699 |
PURE filed −0.1% — exactly the change its actuaries indicated the book needed. The −0.1% is a statewide average. Individual policies in this filing moved +2.4% to −3.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,133 policyholders. We are submitting revisions to the Michigan Catastrophic Claims Association (MCCA) assessment amount for fiscal year 2026.— PURE, filing PRIV-134847699 | |||||||
| Michigan | Auto | State Farm State Farm Mutual Automobile Insurance (dominant of 2 entities) | +0.1% | Aug 18, 2026 | 18.87% | — | SERFF Filing Access SFMA-134766938 |
State Farm’s actuaries indicated it needed +8.1%, and it filed +0.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.1% is a statewide average. Individual policies in this filing moved +1101.6% to −73.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 1,324,174 policyholders. We are filing revised rates to our independent Michigan Private Passenger Auto Program, which results in a rate level change of 0.1% for that program in the State Farm Mutual Automobile Insurance Company and -1.4% for that program in the State Farm Fire and Casualty Company. The details of and support for the change are outlined in the…— State Farm, filing SFMA-134766938 | |||||||
| Michigan | Auto | State Farm State Farm Mutual Automobile Insurance (dominant of 2 entities) | −0.1% | Jul 1, 2026 | 18.87% | — | SERFF Filing Access SFMA-134810820 |
State Farm filed −0.1% — exactly the change its actuaries indicated the book needed. The −0.1% is a statewide average. Individual policies in this filing moved +0.7% to −3.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,324,174 policyholders. We respectfully submit a revised rate manual page showing the expense fees and assessments applicable to the writing of private passenger vehicles subject to the provisions of MCL 500 Chapter 21 in the state of Michigan. The changes are the result of changes in assessment to insurers pursuant to Michigan Insurance Code Sections 500.3104…— State Farm, filing SFMA-134810820 | |||||||
| Michigan | Home | Pioneer State Mutual Pioneer State Mutual Insurance Company | +0.1% | Nov 1, 2025 | — | — | SERFF Filing Access PSMI-134606374 |
Pioneer State Mutual’s actuaries indicated it needed +4.0%, and it filed +0.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 61,650 policyholders. | |||||||
| Ohio | Auto | Progressive Progressive Direct Insurance Company (dominant of 4 entities) | +0.1% | Jun 20, 2025 | 16.73% | 54.5% | SERFF Filing Access PRGS-134516714 |
Progressive filed +0.1%, above the −2.2% its actuaries indicated the book needed. The +0.1% is a statewide average. Individual policies in this filing moved +23.3% to −14.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 550,850 policyholders. We are pleased to submit the enclosed documentation in support of our Private Passenger Automobile rates in the Progressive Specialty Insurance Company, the Progressive Preferred Insurance Company, the Progressive Casualty Insurance Company, and the Progressive Direct Insurance Company.— Progressive, filing PRGS-134516714 | |||||||
| Ohio | Auto | Progressive Progressive Direct Insurance Company (dominant of 4 entities) | +0.1% | Apr 17, 2026 | 16.73% | 54.5% | SERFF Filing Access PRGS-134879605 |
Progressive’s actuaries indicated it needed +5.6%, and it filed +0.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.1% is a statewide average. Individual policies in this filing moved +14.9% to −24.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 581,638 policyholders. We are pleased to submit the enclosed documentation in support of our Private Passenger Automobile rates in the Progressive Specialty Insurance Company, the Progressive Preferred Insurance Company, the Progressive Casualty Insurance Company, and the Progressive Direct Insurance Company.— Progressive, filing PRGS-134879605 | |||||||
| Ohio | Auto | Westfield Sonnenberg Mutual Insurance Company (dominant of 3 entities) | −0.1% | Mar 1, 2026 | — | 65.8% | SERFF Filing Access WSRG-134773758 |
Westfield’s actuaries indicated it needed +2.0%, and it filed −0.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.1% is a statewide average. Individual policies in this filing moved +38.3% to −38.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 32,698 policyholders. | |||||||
| Pennsylvania | Auto | Travelers Travelers P&C + Auto Ins Co of Hartford CT (open book for new shoppers) | +0.1% | Dec 2, 2025 | 2% | — | SERFF Filing Access TRVD-G134654586 |
The +0.1% is a statewide average. Individual policies in this filing moved +16.1% to −13.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 154,249 policyholders. The carrier’s previous revision in this state was ±0.0%. With this filing we are making revisions to our Quantum Auto 2.0 product as detailed in the attached memo. This change applies to new business issued and effective on or after 12/2/2025, and to renewal business issued on or after 12/2/2025 and effective on or after 1/1/2026.— Travelers, filing TRVD-G134654586 | |||||||
| Virginia | Auto | Elephant Elephant Insurance | −0.1% | Apr 10, 2026 | — | — | SERFF Filing Access EINS-134875403 |
Elephant’s actuaries indicated it needed +2.3%, and it filed −0.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.1% is a statewide average. Individual policies in this filing moved +7.0% to −4.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 31,802 policyholders. With this filing, we are making updates to our rate and rule tables. Details may be found in the actuarial memo as well as the exhibits.— Elephant, filing EINS-134875403 | |||||||
| Virginia | Auto | Grange Trustgard Insurance | +0.1% | Sep 10, 2025 | — | — | SERFF Filing Access GRAN-134575207 |
Grange’s actuaries indicated it needed +3.9%, and it filed +0.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The +0.1% is a statewide average. Individual policies in this filing moved +45.4% to −37.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,102 policyholders. As permitted by the file and use regulations of the state of Virginia, Trustgard Insurance Company respectfully submits this rate revision for the PA3 Personal Auto product. An actuarial memo is attached to the Supporting Documentation tab which provides details of the changes. The proposed effective date is 9/10/2025 for new business…— Grange, filing GRAN-134575207 | |||||||
| Virginia | Auto | Mercury AMERICAN MERCURY INSURANCE COMPANY | −0.1% | Jun 27, 2025 | — | — | SERFF Filing Access MERY-134559971 |
Mercury filed −0.1%, above the −0.7% its actuaries indicated the book needed. The −0.1% is a statewide average. Individual policies in this filing moved +63.8% to −38.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 7,625 policyholders. American Mercury Insurance Company is respectfully submitting a rate and rule filing for our Personal Auto program. The proposed overall rate impact of this filing is -.1%, with an effective date of June 27, 2025 for new and August 16, 2025 renewal business. This filing includes updates to our rating plan with the following changes:…— Mercury, filing MERY-134559971 | |||||||
| Virginia | Auto | Travelers Travelers Personal Security Insurance | +0.1% | Apr 12, 2026 | 2% | — | SERFF Filing Access TRVD-G134864387 |
The +0.1% is a statewide average. Individual policies in this filing moved +56.3% to −41.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 75,423 policyholders. With this filing, we are revising our Quantum Auto 2.0 program as detailed in the accompanying filing package. The overall impact of this filing is 0.1%. This change applies to new business issued and effective on or after 4/12/2026, and to renewal business issued on or after 4/12/2026 and effective on or after 5/12/2026.— Travelers, filing TRVD-G134864387 | |||||||
| Virginia | Auto | Trexis Trexis One Insurance Corporation | −0.1% | Jul 6, 2026 | — | 40.6% | SERFF Filing Access VSGP-134946988 |
Book size: 5,103 policyholders. Please accept the following rate filing with a new business effective date of 07/06/2026 and a renewal effective date of 07/24/2026. We are making the following changes to our rate plan: Base Rates If you have any questions or concerns, feel free to reach me via any of the contacts below. Regards, Josh Payne— Trexis, filing VSGP-134946988 | |||||||
| Michigan | Auto | GEICO Government Employees Insurance Company (dominant of 3 entities) | −0.1% | Jul 1, 2026 | 11.63% | — | SERFF Filing Access GECC-134917903 |
GEICO filed −0.1% — exactly the change its actuaries indicated the book needed. The −0.1% is a statewide average. Individual policies in this filing moved +0.3% to −1.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 37,756 policyholders. Re:Government Employees Insurance Company (GE) NAIC#: 031-22063 GEICO General Insurance Company (GG) NAIC#: 031-35882 GEICO Indemnity Company (GI) NAIC#: 031-22055 GEICO Marine Insurance Company (GB)NAIC#: 031-37923 GEICO Advantage Insurance Company (GV)NAIC#: 031-14138 Automobile Casualty Manual Rate Revision File No.: 2026-151 Dear…— GEICO, filing GECC-134917903 | |||||||
| Virginia | Auto | Mercury AMERICAN MERCURY INSURANCE COMPANY | −0.1% | Feb 25, 2026 | — | — | SERFF Filing Access MERY-134801987 |
Mercury’s actuaries indicated it needed +0.3%, and it filed −0.1%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The −0.1% is a statewide average. Individual policies in this filing moved +52.7% to −35.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 8,011 policyholders. American Mercury Insurance Company is respectfully submitting a rate and rule revision to our private passenger auto program. The proposed overall rate impact of this filing is -0.06% with an effective date of February 25, 2026 for new and May 1, 2026 renewal business. In addition to revising base rates, we are proposing the following…— Mercury, filing MERY-134801987 | |||||||
| Michigan | Auto | Auto Club Group (AAA) MemberSelect Insurance | −0.0% | Jul 1, 2026 | — | 87.1% | SERFF Filing Access FABF-134797442 |
Auto Club Group (AAA) filed −0.0% — exactly the change its actuaries indicated the book needed. The −0.0% is a statewide average. Individual policies in this filing moved +0.5% to −1.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 296,837 policyholders. MemberSelect Insurance Company Michigan Automobile NAIC Company Number: 21229 Company Filing Number: MI MS 070126 AR Effective Date: July 1, 2026 New and Renewal— Auto Club Group (AAA), filing FABF-134797442 | |||||||
| Michigan | Auto | Wolverine Wolverine Insurance | +0.0% | Jul 1, 2026 | — | — | SERFF Filing Access PERR-134914276 |
Wolverine filed +0.0% — exactly the change its actuaries indicated the book needed. The +0.0% is a statewide average. Individual policies in this filing moved +0.6% to −2.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,292 policyholders. Please see filing memo for details. Enclosed is authorization for Perr&Knight to submit this filing on behalf of the Company. All correspondence related to this filing should be directed to Perr&Knight. If there are any requests for additional information related to items prepared by the Company, we will forward the request immediately…— Wolverine, filing PERR-134914276 | |||||||
| Michigan | Auto | MEEMIC MEEMIC Insurance | +0.0% | Jul 1, 2026 | — | — | SERFF Filing Access MEEM-134797437 |
MEEMIC filed +0.0% — exactly the change its actuaries indicated the book needed. The +0.0% is a statewide average. Individual policies in this filing moved +0.7% to −2.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 121,383 policyholders. Meemic Insurance Company Michigan Automobile NAIC Company Number: 16101 Company Filing Number: MI MEEMIC 070126 AR Effective Date: July 1, 2026 New and Renewal— MEEMIC, filing MEEM-134797437 | |||||||
| Louisiana | Auto | Liberty Mutual General Insurance Company of America | −0.0% | Jan 1, 2026 | 3.27% | — | SERFF Filing Access LBPM-134721926 |
Liberty Mutual filed −0.0% — exactly the change its actuaries indicated the book needed. The −0.0% is a statewide average. Individual policies in this filing moved +0.0% to −0.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 43 policyholders. In accordance with Louisiana's filing provision, we are submitting the following revisions to our Personal Automobile program. We have addressed the requirements of Act 476 (HB 496 of the 2025 Regular Session by adjusting the factors in factor table P22 and T12. As this results in a decrease in premium, we have adjusted the base rates to…— Liberty Mutual, filing LBPM-134721926 | |||||||
| California | Home | AAA/CSAA CSAA Insurance Exchange | ±0.0% | May 5, 2026 | — | — | CA CDI filings list WSUN-133917622 |
| California | Home | Liberty Mutual Liberty Insurance Corporation | ±0.0% | Jan 28, 2026 | — | — | CA CDI filings list LBPM-134576781 |
| Florida | Auto | State Farm STATE FARM MUTUAL + FIRE & CASUALTY | ±0.0% | Jun 4, 2026 | 18.87% | — | FL FLOIR IRFS 26-027524 |
State Farm filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 3,161,368 policyholders. | |||||||
| Florida | Auto | GEICO Government Employees + GEICO group | ±0.0% | May 15, 2026 | 11.63% | — | FL FLOIR IRFS 26-020774 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| Florida | Auto | USAA USAA / Garrison / USAA Cas / Gen Indemnity | ±0.0% | Jul 1, 2026 | 6.17% | — | FL FLOIR IRFS 26-031219 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| Florida | Auto | Nationwide Nationwide Mutual Insurance Company | ±0.0% | Oct 14, 2025 | 1.34% | — | FL FLOIR IRFS 25-044202 |
Nationwide filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| Florida | Auto | Florida Farm Bureau Florida Farm Bureau Casualty Insurance Company | ±0.0% | Jun 18, 2026 | — | — | FL FLOIR IRFS 26-027737 |
Florida Farm Bureau filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| Florida | Auto | Travelers The Standard Fire Insurance Company (Travelers) | ±0.0% | Jun 23, 2026 | 2% | — | FL FLOIR IRFS 26-026734 |
Travelers filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| Georgia | Auto | State Farm State Farm Mutual Automobile Insurance Company | ±0.0% | Sep 4, 2025 | 18.87% | 97.4% | SERFF Filing Access SFMA-134293778 |
State Farm filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 1,968,077 policyholders. The carrier’s previous revision in this state was −3.3%. | |||||||
| Georgia | Auto | GEICO GEICO Casualty Company + GEICO Secure Insurance Company | ±0.0% | Jun 25, 2026 | 11.63% | — | SERFF Filing Access GECC-134941345 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was +4.6%. | |||||||
| Georgia | Auto | USAA United Services Automobile Association (+3 entities) | ±0.0% | Apr 3, 2026 | 6.17% | — | SERFF Filing Access USAA-134740517 |
The carrier’s previous revision in this state was ±0.0%. | |||||||
| Georgia | Auto | USAA United Services Automobile Association (+3 entities) | ±0.0% | Jun 15, 2026 | 6.17% | — | SERFF Filing Access USAA-134846158 |
Book size: 329,312 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Georgia | Auto | Farmers Farmers Insurance Exchange | ±0.0% | Jul 5, 2026 | 3.76% | 60.9% | SERFF Filing Access FARM-134937299 |
Farmers’s actuaries indicated it needed +0.5%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 8,083 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Georgia | Auto | Nationwide Nationwide Insurance Company of America + Nationwide General Insurance Company | ±0.0% | May 25, 2026 | 1.34% | — | SERFF Filing Access NWPP-G134728249 |
Nationwide filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 19,820 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Georgia | Auto | Georgia Farm Bureau Georgia Farm Bureau Mutual Insurance Company | ±0.0% | Sep 1, 2026 | — | — | SERFF Filing Access GFBR-134711739 |
Georgia Farm Bureau filed ±0.0%, above the −4.9% its actuaries indicated the book needed. Book size: 98,705 policyholders. | |||||||
| Illinois | Auto | State Farm State Farm Mutual + Fire & Casualty (held flat) | ±0.0% | Oct 2, 2026 | 18.87% | — | SERFF Filing Access SFMA-134834359 |
State Farm filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +21.6% to −17.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 3,036,404 policyholders. The carrier’s previous revision in this state was −9.4%. We respectfully submit an adjustment to the Liability Rating Group (LRG), Collision Rating Group (GRG), Comprehensive Rating Group (DRG), and Vehicle Safety Group (VSG) designations which use a model-based vehicle rating program for private passenger insurance. The model-based vehicle rating program for private passenger can be found in…— State Farm, filing SFMA-134834359 | |||||||
| Illinois | Auto | Allstate Allstate Fire & Casualty (mainline — held flat) | ±0.0% | Jun 8, 2026 | 10.19% | — | SERFF Filing Access ALSE-134914535 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was ±0.0%. This is our annual VPM-EGR update filing. We are filing new 2026 VPM-EGR and S&I pages, as well as updates to the 2022- 2025 VPM-EGR and S&I pages.— Allstate, filing ALSE-134914535 | |||||||
| Illinois | Auto | USAA USAA/USAA CIC/USAA GIC/Garrison (held IL flat) | ±0.0% | Feb 15, 2026 | 6.17% | — | SERFF Filing Access USAA-134721830 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 119,370 policyholders. The carrier’s previous revision in this state was ±0.0%. In this filing, we are reducing the cap on premium increases to +10% on our lower cap. This change will apply to USAA, USAA- CIC, USAA-GIC, and Garrison companies and will be effective on 02/15/2026 for new business and 05/01/2026 for renewal business dates respectively.— USAA, filing USAA-134721830 | |||||||
| Illinois | Auto | Erie Erie Insurance Exchange (symbol/revenue-neutral — held flat) | ±0.0% | Aug 1, 2026 | 1.39% | — | SERFF Filing Access ERAP-134926673 |
Erie’s actuaries indicated it needed +4.9%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +21.8% to −11.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 99,611 policyholders. The carrier’s previous revision in this state was +6.5%. Company and Contact April 28, 2026 Illinois Department of Insurance 320 W Washington Street Springfield IL 62767 Attention: Director of Insurance Ann Gillespie RE: Filing Revised Private Passenger Auto Rate Pages effective 8/1/2026 Erie Insurance Exchange NAIC 26271; Erie Insurance Company NAIC 26263 Dear Director Gillespie: This…— Erie, filing ERAP-134926673 | |||||||
| Illinois | Auto | Nationwide Nationwide General/Agribusiness (held flat) | ±0.0% | Sep 8, 2025 | 1.34% | — | SERFF Filing Access NWPP-134551229 |
Nationwide’s actuaries indicated it needed +6.8%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 2,036 policyholders. The carrier’s previous revision in this state was −11.9%. Submitted for your review are revisions to our IL Private Passenger Automobile program for policies written in Nationwide Agribusiness Insurance Company and Nationwide General Insurance Company. Further details are included within the filing. Our proposed new business effective date is September 8, 2025, and renewal business effective…— Nationwide, filing NWPP-134551229 | |||||||
| Illinois | Home | American Family American Family Insurance Company | ±0.0% | Oct 1, 2026 | — | — | SERFF Filing Access AMFC-135002345 |
American Family filed ±0.0%, above the −2.3% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +8.9% to −17.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 61,902 policyholders. | |||||||
| Illinois | Home | Auto-Owners Auto-Owners Insurance Company | ±0.0% | Mar 7, 2026 | — | — | SERFF Filing Access AOIC-134720541 |
Auto-Owners filed ±0.0%, above the −12.5% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +77.5% to −50.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 91,190 policyholders. | |||||||
| Illinois | Home | The Hartford Hartford entities (IL Home Prevail) | ±0.0% | Dec 4, 2025 | — | — | SERFF Filing Access HART-134727192 |
Book size: 13,048 policyholders. | |||||||
| Illinois | Home | Country Financial COUNTRY Preferred Insurance Company | ±0.0% | Aug 1, 2025 | — | — | SERFF Filing Access CFPC-134640150 |
| Illinois | Home | State Farm State Farm Fire and Casualty Company | ±0.0% | Sep 15, 2025 | — | — | SERFF Filing Access SFMA-134610167 |
State Farm filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 1,514,708 policyholders. | |||||||
| Illinois | Home | Nationwide Nationwide entities (filing-level) | ±0.0% | Oct 5, 2025 | — | — | SERFF Filing Access NWPP-134573055 |
Nationwide filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +22.8% to −9.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 26,830 policyholders. | |||||||
| Illinois | Home | Travelers TravCo (Quantum Home 2.0, filing-level) | ±0.0% | Feb 15, 2026 | — | — | SERFF Filing Access TRVD-G134766301 |
Travelers’s actuaries indicated it needed +0.4%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +14.1% to −3.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 130,676 policyholders. | |||||||
| Louisiana | Auto | Allstate Allstate Fire and Casualty Insurance Company (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Nov 24, 2025 | 10.19% | — | SERFF Filing Access ALSE-134644874 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. This is our annual EGR update Filing. We are filing new 2026 EGR Factor and S&I pages, as well as updates to the 2022-2025 EGR Factor and S&I pages.— Allstate, filing ALSE-134644874 | |||||||
| Louisiana | Auto | USAA United Services Automobile Association (dominant of 4 entities) (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Apr 3, 2026 | 6.17% | — | SERFF Filing Access USAA-134739508 |
We are filing a revision with an overall rate level change of 0.0% for USAA, USAA-CIC, USAA-GIC, and Garrison to become effective April 3, 2026 for new business and April 3, 2026 for renewal business. We are making the following changes: - Increasing our Participation in Safe Driving Discount to 15% - Deductible Optionality - We are…— USAA, filing USAA-134739508 | |||||||
| Louisiana | Home | Chubb Masterpiece (Great Northern / Pacific Indemnity) | ±0.0% | Jun 4, 2026 | — | — | SERFF Filing Access ACEH-134573149 |
Chubb filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| Louisiana | Home | Farmers Farmers Property and Casualty Insurance Company | ±0.0% | Dec 28, 2025 | — | — | SERFF Filing Access FAIG-134637040 |
Farmers filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 4,329 policyholders. | |||||||
| Louisiana | Home | Cajun Underwriters Cajun Underwriters Reciprocal Exchange | ±0.0% | — | — | SERFF Filing Access SAFP-134666207 | |
| Louisiana | Home | Gulf States Gulf States Insurance Company | ±0.0% | Nov 19, 2025 | — | — | SERFF Filing Access GSIC-134729762 |
| Louisiana | Home | The Hartford Hartford Insurance Company of Illinois | ±0.0% | — | — | SERFF Filing Access HART-134655409 | |
| Louisiana | Home | SafePort SafePort Insurance Company | ±0.0% | — | — | SERFF Filing Access SAGE-134604290 | |
SafePort filed ±0.0%, above the −7.5% its actuaries indicated the book needed. | |||||||
| Michigan | Auto | Allstate Allstate Insurance | ±0.0% | Jul 1, 2026 | 10.19% | 1.3% | SERFF Filing Access ALSE-134843195 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +0.3% to −1.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2,064 policyholders. The 2026-2027 assessment per vehicle charged by the Michigan Catastrophic Claims Association (MCCA) has been updated to an annual cost per vehicle of $84.00 ($65 pure premium, $19 deficit) from the current annual cost of $82.00 ($59 pure premium, $23 deficit). Pursuant to the Michigan statute, the Historical Vehicle assessment will be…— Allstate, filing ALSE-134843195 | |||||||
| Michigan | Auto | Allstate Allstate Property and Casualty Insurance | ±0.0% | Jul 1, 2026 | 10.19% | 15.0% | SERFF Filing Access ALSE-134843197 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +0.5% to −4.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 23,268 policyholders. The 2026-2027 assessment per vehicle charged by the Michigan Catastrophic Claims Association (MCCA) has been updated to an annual cost per vehicle of $84.00 ($65 pure premium, $19 deficit) from the current annual cost of $82.00 ($59 pure premium, $23 deficit). Pursuant to the Michigan statute, the Historical Vehicle assessment will be…— Allstate, filing ALSE-134843197 | |||||||
| Michigan | Auto | Donegal Insurance Michigan Insurance | ±0.0% | Jul 1, 2026 | — | 90.3% | SERFF Filing Access DNGL-134539366 |
Donegal Insurance filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 12,482 policyholders. In late 2021, Donegal began its transition from our old mainframe policy administration system to a more modern policy administration system (PolicyCenter from Guidewire). At this time, we are filing to convert our legacy Personal Auto product from mainframe into PolicyCenter. These policies are currently written in Michigan Insurance…— Donegal Insurance, filing DNGL-134539366 | |||||||
| Michigan | Auto | Auto Club Group (AAA) Auto Club Group Insurance Company | ±0.0% | Jul 1, 2026 | — | 11.6% | SERFF Filing Access FABF-134797483 |
Auto Club Group (AAA) filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +0.3% to −1.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 39,678 policyholders. Auto Club Group Insurance Company Michigan Group Automobile NAIC Company Number: 21210 Company Filing Number: MI ACGIC 070126 AR Effective Date: July 1, 2026 Renewal— Auto Club Group (AAA), filing FABF-134797483 | |||||||
| Michigan | Auto | Auto Club Group (AAA) Auto Club Insurance Association | ±0.0% | Jul 1, 2026 | — | 1.3% | SERFF Filing Access FABF-134797489 |
Auto Club Group (AAA) filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +0.3% to −0.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,314 policyholders. Auto Club Insurance Association Michigan Automobile NAIC Company Number: 21202 Company Filing Number: MI ACIA 070126 AR Effective Date: July 1, 2026 Renewal— Auto Club Group (AAA), filing FABF-134797489 | |||||||
| Michigan | Auto | Michigan Farm Bureau Farm Bureau General Insurance Company of Michigan (dominant of 2 entities) (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Jul 1, 2026 | — | — | SERFF Filing Access FBMI-134672996 |
Michigan Farm Bureau filed ±0.0% — exactly the change its actuaries indicated the book needed. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. With this filing we are submitting for your approval revised rules for our Personal Auto Program. We are revising our advantage score capping. A Filing Memorandum is provided to explain our changes. Attached are revised manual rate pages as confirmation of these changes. Revisions in this filing will be used for new business and renewal…— Michigan Farm Bureau, filing FBMI-134672996 | |||||||
| Michigan | Auto | National General National General Insurance Online, Inc. | ±0.0% | Apr 16, 2026 | — | 33.6% | SERFF Filing Access GMMX-134756524 |
National General filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +61.9% to −37.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 14,623 policyholders. We are submitting a MI PPA NGIO RAD6.0 AFF/RV MM Rate and Rule Filing that is effective 03/12/2026 or new business and effective 04/17/2026 for renewal business. Change of effective dates to 04/03/2026 for new business and 05/09/2026 for renewal business. Due to IT issues, we are requesting to change the effective dates of this filing.…— National General, filing GMMX-134756524 | |||||||
| Michigan | Auto | The Hanover Citizens Insurance Company of the Midwest | ±0.0% | Jul 1, 2026 | — | — | SERFF Filing Access HNVR-G134814267 |
The Hanover filed ±0.0%, above the −0.1% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +7.7% to −4.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 189,381 policyholders. As of the above requested effective date, Citizens Insurance Company of the Midwest hereby files revisions to our Personal Auto line of business. The following revision is proposed: -Revise Base Rate -Revise Smart Path -Revise Rental Reimbursement Please refer to the attached Explanatory Memorandum for additional information. Should you…— The Hanover, filing HNVR-G134814267 | |||||||
| Michigan | Auto | MEEMIC MEEMIC Insurance | ±0.0% | Nov 1, 2025 | — | — | SERFF Filing Access MEEM-134521550 |
MEEMIC filed ±0.0% — exactly the change its actuaries indicated the book needed. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 116,701 policyholders. Meemic Insurance Company Michigan Automobile NAIC Company Number: 16101 Company Filing Number: MI MEEMIC 110125 AR2 Effective Date: November 1, 2025 New and Renewal— MEEMIC, filing MEEM-134521550 | |||||||
| Michigan | Auto | USAA USAA Casualty Insurance (dominant of 2 entities) (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Feb 16, 2026 | 6.17% | — | SERFF Filing Access USAA-134740627 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. We are filing a change to our telematics program with an overall rate level change of 0.0% for USAA and CIC to become effective February 16, 2026 for new business and April 03, 2026 for renewal business. We are making the following changes to our telematics program: -Increasing our Participation in Safe Driving Discount to 15%— USAA, filing USAA-134740627 | |||||||
| Michigan | Auto | USAA USAA Casualty Insurance (dominant of 2 entities) | ±0.0% | Jul 1, 2026 | 6.17% | — | SERFF Filing Access USAA-134875303 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +1.3% to −12.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 79,435 policyholders. United Services Automobile Association and USAA-Casualty Insurance Company are submitting this filing in order to comply with the requirements of MCL 500.2111f(8). Furthermore, in response to the change to MCCA assessment charges, we are revising the MCCA assessment fee. We hereby file an overall rate level change of 0.0% for USAA and…— USAA, filing USAA-134875303 | |||||||
| Michigan | Auto | USAA USAA Casualty Insurance (dominant of 2 entities) (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Nov 6, 2026 | 6.17% | — | SERFF Filing Access USAA-134934684 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. We are filing a revision with an overall rate level change of 0.0% for USAA and USAA-CIC to become effective November 6, 2026 for new business and November 6, 2026 for renewal business. We are making the following changes: - Deductible Optionality - We are implementing new $750, $1500, $2000, $2500, and $5000 deductible options for…— USAA, filing USAA-134934684 | |||||||
| Michigan | Home | Amica Amica Mutual Insurance | ±0.0% | Apr 1, 2026 | — | — | SERFF Filing Access AMMA-134682091 |
Amica filed ±0.0%, above the −15.9% its actuaries indicated the book needed. Book size: 5,440 policyholders. | |||||||
| Michigan | Home | Donegal Insurance Michigan Insurance | ±0.0% | Aug 1, 2026 | — | — | SERFF Filing Access DNGL-134925915 |
Donegal Insurance filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 5 policyholders. In this filing, we are proposing an increase in the flat premium charges for the Equipment Breakdown Coverage. Our proposed rate of a $60 flat premium per policy will offer a $100,000 limit per occurrence subject to a $500 deductible, and additional deductible options of $1000 and $2500 using ISO Deductible factors and Underwriting…— Donegal Insurance, filing DNGL-134925915 | |||||||
| Michigan | Home | Auto Club Group (AAA) Auto Club Insurance Association | ±0.0% | Jun 1, 2026 | — | — | SERFF Filing Access FABF-134747737 |
Auto Club Group (AAA)’s actuaries indicated it needed +15.1%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 301,080 policyholders. Auto Club Insurance Association Michigan Homeowners NAIC Company Number: 21202 Company Filing Number: MI ACIA 060126 HR Effective Date: June 1, 2026 New and Renewal— Auto Club Group (AAA), filing FABF-134747737 | |||||||
| Michigan | Home | Farmers Farmers Group Property and Casualty Insurance (dominant of 2 entities) | ±0.0% | Mar 9, 2026 | — | — | SERFF Filing Access FAIG-134783125 |
Farmers’s actuaries indicated it needed +3.3%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 6,035 policyholders. Please see Introduction for complete details.— Farmers, filing FAIG-134783125 | |||||||
| Michigan | Home | Michigan Farm Bureau Farm Bureau General Insurance Company of Michigan | ±0.0% | May 10, 2026 | — | — | SERFF Filing Access FBMI-134820476 |
Book size: 198,155 policyholders. We are submitting for your approval revised rates and final copies of revised Rate Manual pages. Details on the rate revisions can be found in the attached Filing Memorandum and in the attached experience exhibits. Revised rates are reflected in the Rate Manual pages.— Michigan Farm Bureau, filing FBMI-134820476 | |||||||
| Michigan | Home | Fremont Fremont Insurance | ±0.0% | Oct 1, 2025 | — | — | SERFF Filing Access FRIC-134584401 |
Fremont’s actuaries indicated it needed +17.4%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 70,996 policyholders. Fremont Insurance Company - Michigan Homeowners - Rate/Rule/Form NAIC Company Number: 13994 Company Tracking Number: MI FMIC 100125 HRRF Effective Date: October 1, 2025 New Renewal— Fremont, filing FRIC-134584401 | |||||||
| Michigan | Home | Frankenmuth Insurance Frankenmuth Insurance | ±0.0% | Jan 14, 2026 | — | — | SERFF Filing Access FRNK-134725846 |
Frankenmuth Insurance filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 90,725 policyholders. Please see Memorandums attached to the Supporting Documentation Tab.— Frankenmuth Insurance, filing FRNK-134725846 | |||||||
| Michigan | Home | Homesite Homesite Insurance Company of the Midwest | ±0.0% | Oct 23, 2026 | — | — | SERFF Filing Access HMSS-134914202 |
Homesite’s actuaries indicated it needed +2.6%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 83,690 policyholders. On behalf of Homesite Insurance Company of the Midwest, we are submitting the enclosed Rate and Rule filing for your review and approval for our Homeowners Program. For specific details of the filing and to aid in your review, please reference the Filing Memorandum and attached documents. Please contact me if you should have any…— Homesite, filing HMSS-134914202 | |||||||
| Michigan | Home | The Hanover Citizens Insurance Company of the Midwest | ±0.0% | Jul 2, 2026 | — | — | SERFF Filing Access HNVR-G134941604 |
The Hanover’s actuaries indicated it needed +4.9%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 206,488 policyholders. As of the above requested effective dates, Citizens Insurance Company of the Midwest hereby files revisions to our Homeowners line of business. The following revisions are proposed: -Add Deductible Options Please refer to the attached Explanatory Memorandum for details. Should you have any questions regarding this filing, please contact…— The Hanover, filing HNVR-G134941604 | |||||||
| Michigan | Home | Pioneer State Mutual Pioneer State Mutual Insurance Company | ±0.0% | Mar 1, 2026 | — | — | SERFF Filing Access PSMI-134688520 |
Pioneer State Mutual’s actuaries indicated it needed +3.0%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 59,587 policyholders. | |||||||
| New Jersey | Auto | Allstate Allstate New Jersey Property and Casualty Insurance Company (rate-neutral: 0% - NOT a rate change) | ±0.0% | Jul 20, 2026 | 10.19% | — | SERFF Filing Access ALSE-134914761 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. This is our annual VPM-EGR update filing. We are filing new 2026 VPM-EGR and S&I pages, as well as updates to the 2022- 2025 VPM-EGR and S&I pages.— Allstate, filing ALSE-134914761 | |||||||
| New Jersey | Auto | Amica Amica Mutual Insurance (dominant of 2 entities) | ±0.0% | Oct 1, 2026 | — | — | SERFF Filing Access AMMA-134740625 |
Amica filed ±0.0%, above the −3.0% its actuaries indicated the book needed. Book size: 12,812 policyholders. Rule Revision with editorial update to MC rate page— Amica, filing AMMA-134740625 | |||||||
| New Jersey | Auto | AIG AIG Property Casualty | ±0.0% | Jan 1, 2026 | — | — | SERFF Filing Access APCG-134652591 |
AIG filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 1,074 policyholders. AIG Property Casualty Company is submitting revised Personal Automobile rates, rules and forms revising the minimum limits to in response to Bulletin 25-06. Please see the Explanatory Memo for details.— AIG, filing APCG-134652591 | |||||||
| New Jersey | Auto | National General National General Insurance Company | ±0.0% | Jan 1, 2026 | — | — | SERFF Filing Access GMMX-134649881 |
National General filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 175 policyholders. We are proposing the following revision in accordance with the new minimum liability limits outlined in New Jersey Bulletin No. 22-09. Effective 01/01/2026 for both new business and renewal business.— National General, filing GMMX-134649881 | |||||||
| New Jersey | Auto | The Hartford Hartford Underwriters Insurance Company | ±0.0% | Jan 1, 2026 | 0.65% | — | SERFF Filing Access HART-134610008 |
The Hartford filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 761 policyholders. With this filing, we are proposing revisions to The Hartfords Auto product in the writing company referenced above. We are revising rates in accordance with the statutory changes that increase minimum Financial Responsibility Limits. With this filing, the Bodily Injury and corresponding Uninsured and Underinsured Motorist Bodily Injury…— The Hartford, filing HART-134610008 | |||||||
| New Jersey | Auto | NJM Insurance New Jersey Manufacturers Insurance | ±0.0% | May 1, 2026 | 0.43% | — | SERFF Filing Access NJMI-134601162 |
The ±0.0% is a statewide average. Individual policies in this filing moved +2.4% to −0.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 503,310 policyholders. New Jersey Manufacturers Insurance Company seeks approval to modify its NJM Roadside Assistance Program. With this modification we will be updating our program to a mileage-based tow coverage with a monetary reimbursement option. These revisions include adjustments to the Vehicle Expense Fees and Roadside Assistance rates in the Rate…— NJM Insurance, filing NJMI-134601162 | |||||||
| New Jersey | Auto | State Farm State Farm Indemnity (dominant of 2 entities) | ±0.0% | Jan 1, 2026 | 18.87% | — | SERFF Filing Access SFMA-134653651 |
Book size: 350,782 policyholders. We respectfully submit this filing which increases the automobile Financial Responsibility (FR) Bodily Injury Liability coverage limit from $25,000/$50,000 to $35,000/$70,000 in accordance with Senate Bill 481, a bill to amend P.L.1968, c.35 and P.L.1972, c.197. To correspond with the new law change, we are also increasing the minimum…— State Farm, filing SFMA-134653651 | |||||||
| New Jersey | Auto | Vault Vault Reciprocal Exchange | ±0.0% | Jan 1, 2026 | — | — | SERFF Filing Access SPIS-134715716 |
Vault filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +0.2% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2 policyholders. Vault Reciprocal Exchange (Vault) is filing to revise its Auto Complete Private Passenger Auto Program in New Jersey. Vault is a reciprocal insurer focused on serving the high-net-worth personal lines market consisting of individuals with higher valued assets. The purpose of this filing is to comply with the newly enacted New Jersey…— Vault, filing SPIS-134715716 | |||||||
| New Jersey | Auto | USAA USAA Casualty Insurance (dominant of 4 entities) (rate-neutral: 0% - NOT a rate change) | ±0.0% | Jun 26, 2026 | 6.17% | — | SERFF Filing Access USAA-134719983 |
United Services Automobile Association (USAA), USAA Casualty Insurance Company (USAA-CIC), USAA General Indemnity Company (USAA-GIC), and Garrison Property and Casualty Insurance Company (GAR) are filing to implement the TransUnion Vehicle History Score (VHS) 2.1 model, implement new $2,500 and $5,000 deductible options for Comprehensive…— USAA, filing USAA-134719983 | |||||||
| New Jersey | Home | Nationwide Harleysville Ins. Co. of NJ | ±0.0% | Nov 15, 2025 | — | — | SERFF Filing Access NWPP-134512182 |
| New Jersey | Home | Plymouth Rock Plymouth Rock (NJ HO RR 2025) | ±0.0% | Sep 11, 2025 | — | — | SERFF Filing Access PHCT-134445757 |
Book size: 25,387 policyholders. | |||||||
| New Jersey | Home | The Hartford Hartford (Prevail Home, Nutmeg) | ±0.0% | Feb 5, 2026 | — | — | SERFF Filing Access HART-134575516 |
| New York | Auto | State Farm State Farm Mutual + Fire & Casualty | ±0.0% | Nov 17, 2025 | 18.87% | — | SERFF Filing Access SFMA-134399932 |
State Farm filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| New York | Auto | USAA United Services Automobile Association | ±0.0% | Dec 18, 2025 | 6.17% | — | SERFF Filing Access USAA-134556435 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| New York | Auto | Nationwide Nationwide Mutual Insurance Company | ±0.0% | Jul 22, 2026 | 1.34% | — | SERFF Filing Access NWPP-G134819543 |
Nationwide filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 14,755 policyholders. | |||||||
| New York | Auto | Allstate Allstate Property & Casualty (APC PPA) | ±0.0% | Jun 21, 2025 | 10.19% | — | SERFF Filing Access ALSE-134438903 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 40,674 policyholders. | |||||||
| New York | Auto | Erie Erie Insurance (ERAP) | ±0.0% | Jan 1, 2026 | 1.39% | — | SERFF Filing Access ERAP-134659417 |
Erie filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| New York | Home | State Farm State Farm Fire and Casualty Company | ±0.0% | Aug 15, 2025 | — | — | SERFF Filing Access SFMA-133845492 |
State Farm filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 1,005,007 policyholders. | |||||||
| New York | Home | Nationwide Nationwide Ins. Co. of America | ±0.0% | Aug 10, 2026 | — | — | SERFF Filing Access NWPP-G134734565 |
Nationwide filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 67,725 policyholders. | |||||||
| New York | Home | Mercury Mercury Casualty Company | ±0.0% | Feb 2, 2026 | — | — | SERFF Filing Access MERY-134658071 |
| New York | Home | Kingstone Kingstone Insurance Company (Select NY HO) | ±0.0% | Aug 12, 2025 | — | — | SERFF Filing Access KSIN-134341407 |
Kingstone’s actuaries indicated it needed +5.1%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +23.7% to −13.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 16,044 policyholders. | |||||||
| New York | Home | Amica Amica Mutual Insurance Company | ±0.0% | Nov 1, 2026 | — | — | SERFF Filing Access AMMA-134612479 |
Book size: 46,805 policyholders. | |||||||
| Ohio | Auto | Acuity Acuity, A Mutual Insurance Company | ±0.0% | Aug 7, 2025 | — | — | SERFF Filing Access ACUT-134506390 |
Acuity filed ±0.0%, above the −1.4% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +33.7% to −24.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,631 policyholders. Acuity, A Mutual Insurance Company, is requesting approval of the following changes: -Base Rates -Property Damage - Increased Limit Factors All Vehicle Types Except Motorcycle -Uninsured Motorists - Increased Limit Factors -Underinsured Motorists - Increased Limit Factors -Medical Payments and UM/UDM Symbol Factors -Class Code Factors…— Acuity, filing ACUT-134506390 | |||||||
| Ohio | Auto | Acuity Acuity, A Mutual Insurance Company | ±0.0% | Jun 24, 2026 | — | — | SERFF Filing Access ACUT-134883168 |
Acuity’s actuaries indicated it needed +3.4%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +22.6% to −14.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,204 policyholders. Acuity, A Mutual Insurance Company respectfully requests approval of the revisions to the following rating elements. Base Rates Property Damage Increased Limit Factors Territory Factors Collision Deductibles Factors (Private Passenger, Utility Car, and Conversion Van) factors have been revised and now incorporate vehicle age and…— Acuity, filing ACUT-134883168 | |||||||
| Ohio | Auto | Allstate Allstate Insurance (dominant of 3 entities) (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Sep 15, 2025 | 10.19% | — | SERFF Filing Access ALSE-134629142 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. This is our annual EGR update Filing. We are filing new 2026 EGR Factor and S&I pages, as well as updates to the 2022-2025 EGR Factor and S&I pages.— Allstate, filing ALSE-134629142 | |||||||
| Ohio | Auto | Allstate Allstate Fire and Casualty Insurance Company (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | May 11, 2026 | 10.19% | — | SERFF Filing Access ALSE-134916776 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. This is our annual VPM-EGR update filing. We are filing new 2026 VPM-EGR and S&I pages, as well as updates to the 2022- 2025 VPM-EGR and S&I pages.— Allstate, filing ALSE-134916776 | |||||||
| Ohio | Auto | Allstate Esurance Insurance (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Jun 11, 2026 | 10.19% | — | SERFF Filing Access ALSE-134934849 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. This is a symbol filing for all acceptable vehicles. This filing company is closed to new business. Esurance has, however, supplied a new business effective date for special business cases. For example, to accommodate a new business policy in the same company to a policyholder that has been reinstated, or if a cancel/re-write is necessary— Allstate, filing ALSE-134934849 | |||||||
| Ohio | Auto | Allstate Esurance Property and Casualty Insurance (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Jun 11, 2026 | 10.19% | — | SERFF Filing Access ALSE-134934884 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. This is a symbol filing for all acceptable vehicles. This filing company is closed to new business. Esurance has, however, supplied a new business effective date for special business cases. For example, to accommodate a new business policy in the same company to a policyholder that has been reinstated, or if a cancel/re-write is necessary— Allstate, filing ALSE-134934884 | |||||||
| Ohio | Auto | American Family American Family Mutual Insurance Company, S.I. | ±0.0% | Jan 29, 2026 | 1.72% | 86.4% | SERFF Filing Access AMFC-134796555 |
American Family filed ±0.0%, above the −0.5% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +62.3% to −54.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 31,699 policyholders. American Family Mutual Insurance Company, S.I. - NAIC #473-19275 - FEIN 39-0273710 Advance Family Car Program - Rate Revision Filed for your review and approval are revisions to our Ohio American Family Insurance Company S.I. Private Passenger Auto Rates and Rules. For more details on this filing, please see the Filing Memorandum and the…— American Family, filing AMFC-134796555 | |||||||
| Ohio | Auto | Root Root Insurance Company | ±0.0% | Oct 10, 2025 | — | — | SERFF Filing Access CLIN-134595066 |
Root filed ±0.0%, above the −8.4% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +103.1% to −57.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing caps individual rate changes at +10% / −10%, so a policy moves toward its full new rate over several renewals rather than all at once. Book size: 14,087 policyholders. | |||||||
| Ohio | Auto | Cincinnati The Cincinnati Casualty (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Apr 1, 2026 | — | — | SERFF Filing Access CNNB-134865562 |
Cincinnati filed ±0.0% — exactly the change its actuaries indicated the book needed. This filing is being submitted to update our proprietary symbols for Cincinnati Casualty Company.— Cincinnati, filing CNNB-134865562 | |||||||
| Ohio | Auto | Donegal Southern Insurance Company of Virginia (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Oct 15, 2025 | — | — | SERFF Filing Access DNGL-134631459 |
Donegal filed ±0.0% — exactly the change its actuaries indicated the book needed. Southern Insurance Company of Virginia is proposing to introduce a Welcome Discount in the state of Ohio. The discount will be 9% for the first term and gradually decrease over the course of 2 years. Since this discount affects new business only, current policyholders are completely unaffected.— Donegal, filing DNGL-134631459 | |||||||
| Ohio | Auto | Erie Erie Insurance Company | ±0.0% | Apr 1, 2026 | 1.39% | 98.3% | SERFF Filing Access ERAP-134762298 |
Book size: 275,681 policyholders. December 5, 2025 Ohio Department of Insurance Property and Casualty 50 W. Town Street, Suite 300 Columbus, OH 43215 ATTN:Judith French, Director of Insurance RE: Filing Revised Ohio Private Passenger Auto Rate and Rule pages Effective 4/1/26 Erie Insurance Company NAIC 26263 Dear Director Judith French: We submit for your review and…— Erie, filing ERAP-134762298 | |||||||
| Ohio | Auto | Erie Erie Insurance Property and Casualty Company | ±0.0% | Apr 1, 2026 | 1.39% | 1.7% | SERFF Filing Access ERAP-134778141 |
Book size: 4,692 policyholders. December 18, 2025 Ohio Department of Insurance Property and Casualty 50 W. Town Street, Suite 300 Columbus, OH 43215 ATTN:Judith French, Commissioner RE: Filing Revised Ohio Private Passenger Auto Rate and Rule pages Effective 4/1/26 Erie Insurance Property & Casualty Company NAIC 26830 Dear Commissioner Judith French: We submit for…— Erie, filing ERAP-134778141 | |||||||
| Ohio | Auto | Farmers Farmers Property and Casualty Insurance | ±0.0% | May 4, 2026 | 3.76% | 20.2% | SERFF Filing Access FAIG-134929973 |
Farmers filed ±0.0%, above the −2.5% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +44.8% to −32.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,234 policyholders. Please see Introduction for complete details.— Farmers, filing FAIG-134929973 | |||||||
| Ohio | Auto | Farmers Farmers Insurance of Columbus, Inc. (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Oct 13, 2025 | 3.76% | — | SERFF Filing Access FARM-134673354 |
Farmers filed ±0.0% — exactly the change its actuaries indicated the book needed. Please refer to our cover memo under the Supporting Documentation tab.— Farmers, filing FARM-134673354 | |||||||
| Ohio | Auto | Farmers Farmers Insurance of Columbus, Inc. | ±0.0% | Mar 8, 2026 | 3.76% | 79.8% | SERFF Filing Access FARM-134854305 |
Farmers’s actuaries indicated it needed +0.3%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +14.9% to −48.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 20,686 policyholders. Please refer to our cover memo under the Supporting Documentation tab.— Farmers, filing FARM-134854305 | |||||||
| Ohio | Auto | Frankenmuth Frankenmuth Insurance | ±0.0% | May 1, 2026 | — | — | SERFF Filing Access FRNK-134799519 |
Frankenmuth’s actuaries indicated it needed +1.8%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +5.0% to −5.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 11,543 policyholders. Please see Filing memorandums attached to the Supporting Documentation Tab.— Frankenmuth, filing FRNK-134799519 | |||||||
| Ohio | Auto | GEICO GEICO Secure Insurance | ±0.0% | Aug 7, 2025 | 11.63% | 28.2% | SERFF Filing Access GECC-134589418 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +9.9% to −4.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 120,852 policyholders. Re:GEICO Secure Insurance Company (GS)NAIC: 031- 14137 Automobile Casualty Manual Rate/Rule Revision File No.: 2025-171 Dear Director French: For your review and acknowledgement, the above-referenced company herewith submits a revision to our Automobile Casualty Manual currently on file with your department. Details and justification…— GEICO, filing GECC-134589418 | |||||||
| Ohio | Auto | GEICO GEICO Indemnity (dominant of 2 entities) | ±0.0% | Jul 29, 2025 | 11.63% | 29.4% | SERFF Filing Access GECC-134614304 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +27.2% to −11.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 51,784 policyholders. Re: GEICO Indemnity Company (GI) NAIC: 031-22055 GEICO Marine Insurance Company (GB) NAIC: 031-37923 Automobile Casualty Manual Rate/Rule Revision File No.: 2025-199 Dear Director French: For your review, the above referenced companies herewith submit a revision to our Automobile Casualty Manuals currently on file with your department.…— GEICO, filing GECC-134614304 | |||||||
| Ohio | Auto | GEICO GEICO Indemnity (dominant of 2 entities) | ±0.0% | Nov 4, 2025 | 11.63% | 29.4% | SERFF Filing Access GECC-134725147 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +16.2% to −10.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 64,510 policyholders. Re: GEICO Indemnity Company (GI) NAIC: 031-22055 GEICO Marine Insurance Company (GB) NAIC: 031-37923 Automobile Casualty Manual Rate Revision File No.: 2025-338 Dear Director French: For your review, the above referenced companies herewith submit a revision to our Automobile Casualty Manuals currently on file with your department.…— GEICO, filing GECC-134725147 | |||||||
| Ohio | Auto | GEICO GEICO Secure Insurance (dominant of 6 entities) | ±0.0% | Jun 15, 2026 | 11.63% | 28.2% | SERFF Filing Access GECC-134965692 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +1.1% to −5.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 79,092 policyholders. Re:Government Employees Insurance Company (GE) NAIC 031-22063 GEICO General Insurance Company (GG) NAIC 031-35882 GEICO Casualty Company (GC) NAIC 031-41491 GEICO Advantage Insurance Company (GV) NAIC 031-14138 GEICO Choice Insurance Company (GH) NAIC 031-14139 GEICO Secure Insurance Company (GS) NAIC 031-14137 Automobile Casualty…— GEICO, filing GECC-134965692 | |||||||
| Ohio | Auto | Encompass Encompass Home and Auto Insurance Company (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Jun 8, 2026 | — | — | SERFF Filing Access GMMX-134898867 |
Encompass filed ±0.0% — exactly the change its actuaries indicated the book needed. This is our annual VPM-EGR update filing. We are filing new 2026 VPM-EGR and S&I pages, as well as updates to the 2022- 2025 VPM-EGR and S&I pages.— Encompass, filing GMMX-134898867 | |||||||
| Ohio | Auto | Grange Grange Indemnity Insurance Company | ±0.0% | Apr 22, 2026 | — | — | SERFF Filing Access GRAN-134895429 |
Grange filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 106,260 policyholders. As permitted by the file and use regulations of the State of Ohio, Grange Indemnity Insurance Company submits the revisions included in this filing for use in the Grange Indemnity Insurance Company PinPoint Auto® 3 (PA3) program. With this filing, we are making changes to rates for our Grange Indemnity Insurance Company PinPoint Auto® 3…— Grange, filing GRAN-134895429 | |||||||
| Ohio | Auto | Grange Grange Indemnity Insurance Company | ±0.0% | Jul 1, 2026 | — | — | SERFF Filing Access GRAN-134986218 |
Grange’s actuaries indicated it needed +15.3%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +5.2% to −38.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 104,317 policyholders. As permitted by the file and use regulations of the State of Ohio, Grange Indemnity Insurance Company submits the revisions included in this filing for use in the Grange Indemnity Insurance Company PinPoint Auto® 3 (PA3) program. With this filing, we are making changes to rates and rules for our Grange Indemnity Insurance Company…— Grange, filing GRAN-134986218 | |||||||
| Ohio | Auto | The Hartford Nutmeg Insurance | ±0.0% | Oct 7, 2025 | 0.65% | — | SERFF Filing Access HART-134655899 |
The Hartford filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 12,280 policyholders. Company and Contact With this filing, The Hartford is expanding the existing Prevail Auto product to introduce the Agency distribution channel, effective for new business on October 7, 2025. All Prevail Agency new business will be written in Hartford Insurance Company of the Southeast. Prevail Direct renewal and new business will…— The Hartford, filing HART-134655899 | |||||||
| Ohio | Auto | Liberty Mutual Safeco Insurance Company of Illinois | ±0.0% | May 17, 2025 | 3.27% | 46.8% | SERFF Filing Access LBPM-134535643 |
Liberty Mutual filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +13.0% to −5.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 65,412 policyholders. This is a resubmission of filing LBPM-134517445. We are submitting a revision to our auto program effective June 28, 2025, for the in-force renewal book written in Safeco Insurance Company of Illinois. The proposed changes will result in an overall rate change of -0.0%. Please see the attached exhibits for more details of this filing.…— Liberty Mutual, filing LBPM-134535643 | |||||||
| Ohio | Auto | Liberty Mutual Liberty Mutual Personal Insurance Company (dominant of 2 entities) | ±0.0% | Aug 18, 2025 | 3.27% | 34.4% | SERFF Filing Access LBPM-134601474 |
Liberty Mutual filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 39,574 policyholders. With this filing we are revising our Personal Automobile Program to introduce the UBI Program. UBI Program is based on driving information obtained using Company-approved technology. The program consists of two variable rating factors, the UBI Program Participation Discount (U12) and the UBI Program Factor (U13). There is a 0% rate…— Liberty Mutual, filing LBPM-134601474 | |||||||
| Ohio | Auto | Liberty Mutual The Netherlands Insurance Company | ±0.0% | Dec 17, 2025 | 3.27% | 0.6% | SERFF Filing Access LBPM-134747290 |
Liberty Mutual filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 835 policyholders. In accordance with Ohios filing provision, The Netherlands Insurance Company is proposing revisions to our auto product. Please see below for details on the applicable changes. PROPOSED CHANGES - Page V06 Model Year Factors This filing does not change any previously filed rates. There is no impact to existing customers with this…— Liberty Mutual, filing LBPM-134747290 | |||||||
| Ohio | Auto | Liberty Mutual American Economy Insurance Company | ±0.0% | Mar 23, 2026 | 3.27% | 18.1% | SERFF Filing Access LBPM-134771111 |
Liberty Mutual filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 20,869 policyholders. Company and Contact With this filing we are revising our Personal Automobile Program to introduce the UBI Program. UBI Program is based on driving information obtained using Company-approved technology. The program consists of two variable rating factors, the UBI Program Participation Discount (U12) and the UBI Program Factor (U13).…— Liberty Mutual, filing LBPM-134771111 | |||||||
| Ohio | Auto | Liberty Mutual The Netherlands Insurance Company | ±0.0% | Apr 20, 2026 | 3.27% | 0.6% | SERFF Filing Access LBPM-134901923 |
Liberty Mutual filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 693 policyholders. We are submitting amendments to the Certainly PPV personal auto program under The Netherlands Insurance Company to align its rates and payment-option rules with those previously approved for our sister companies, Liberty Mutual Insurance Company and Liberty Mutual Personal Insurance Company, in Ohio (Rate Filing: LBPM-133880283; Rule…— Liberty Mutual, filing LBPM-134901923 | |||||||
| Ohio | Auto | Motorists MICO | ±0.0% | Jul 25, 2025 | — | 44.0% | SERFF Filing Access MTRS-134581004 |
Motorists filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 11,489 policyholders. With this filing we are introducing a new table into our Risk Group Determination that identifies risks with 0 or 1 loss prior to inception in order to qualify for a lower rate. We are introducing new groups -1 through -5 into our Risk Group Factor table. There are no changes to factors for existing Risk Groups 1 through 24. Per our…— Motorists, filing MTRS-134581004 | |||||||
| Ohio | Auto | Motorists Motorists Mutual Insurance Company | ±0.0% | Jan 1, 2026 | — | 56.0% | SERFF Filing Access MTRS-134688577 |
Motorists filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 14,675 policyholders. With this filing, Motorists Mutual Insurance Company is revising its Premium Stabilization Factor Table, effective January 1, 2026.— Motorists, filing MTRS-134688577 | |||||||
| Ohio | Auto | Motorists MICO | ±0.0% | Nov 9, 2025 | — | 44.0% | SERFF Filing Access MTRS-134692952 |
Motorists filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +20.0% to −12.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 11,015 policyholders. With this filing Encova Mutual Insurance Group is revising its base rates for its private passenger auto product in Ohio, effective November 9, 2025, for new and renewal business. The overall impact of this proposed change is 0.0%.— Motorists, filing MTRS-134692952 | |||||||
| Ohio | Auto | Motorists MICO | ±0.0% | Nov 26, 2025 | — | 44.0% | SERFF Filing Access MTRS-134725859 |
Motorists filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 11,015 policyholders. With this filing we are adjusting the placement of new business into Risk Groups in order to improve competitive position. We are introducing new groups -4 and -5 into our Risk Group Factor table.— Motorists, filing MTRS-134725859 | |||||||
| Ohio | Auto | Motorists MICO | ±0.0% | Feb 19, 2026 | — | 44.0% | SERFF Filing Access MTRS-134799938 |
Motorists filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 10,032 policyholders. With this filing, Encova Mutual Insurance Group is introducing the 085A Advance Quote Discount table, effective 2/19/2026— Motorists, filing MTRS-134799938 | |||||||
| Ohio | Auto | Motorists MICO | ±0.0% | May 22, 2026 | — | 44.0% | SERFF Filing Access MTRS-134847194 |
Motorists’s actuaries indicated it needed +4.4%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +13.7% to −11.5% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 9,820 policyholders. With this filing, Encova Mutual Insurance Group is revising rates for its private passenger auto product in Ohio, effective May 22nd, 2026, for new and renewal business. The overall impact of this proposed change is 0.0%.— Motorists, filing MTRS-134847194 | |||||||
| Ohio | Auto | Motorists Motorists Mutual Insurance Company | ±0.0% | Jul 1, 2026 | — | 56.0% | SERFF Filing Access MTRS-134895850 |
Motorists filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +7.0% to −11.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 12,523 policyholders. With this filing Encova Mutual Insurance Group is revising its rating plan for its private passenger auto product in Ohio, effective July 1, 2026. The overall impact of this proposed change is 0.0%.— Motorists, filing MTRS-134895850 | |||||||
| Ohio | Auto | NJM New Jersey Manufacturers Insurance | ±0.0% | May 1, 2026 | — | — | SERFF Filing Access NJMI-134601406 |
The ±0.0% is a statewide average. Individual policies in this filing moved +2.3% to −1.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 5,036 policyholders. New Jersey Manufacturers Insurance Company seeks approval to modify its NJM Roadside Assistance Program. With this modification we will be updating our program to a mileage-based tow coverage with a monetary reimbursement option. These revisions include adjustments to the Vehicle Expense Fees and Roadside Assistance rates in the Rate…— NJM, filing NJMI-134601406 | |||||||
| Ohio | Auto | NJM New Jersey Manufacturers Insurance | ±0.0% | May 2, 2026 | — | — | SERFF Filing Access NJMI-134768822 |
NJM’s actuaries indicated it needed +7.6%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +29.6% to −27.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,930 policyholders. New Jersey Manufacturers Insurance Company is requesting approval for revisions to our rates for our private passenger auto program. This filing includes revisions to the Base Rates and Expense Fees within our Rate Pages, and updates to our Annual Mileage, Early Shopper, Driver Age and Policy Tier Factors in our Classification Pages. We…— NJM, filing NJMI-134768822 | |||||||
| Ohio | Auto | Pekin Pekin Insurance | ±0.0% | Sep 5, 2025 | — | — | SERFF Filing Access PKNS-134612816 |
Pekin’s actuaries indicated it needed +5.5%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +84.5% to −26.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,618 policyholders. Pekin Insurance Company is filing a Private Passenger Auto rate change for your review. The proposed effective date for this change is September 5, 2025, for both new and renewal business.— Pekin, filing PKNS-134612816 | |||||||
| Ohio | Auto | Selective Selective Insurance Company of South Carolina | ±0.0% | Jul 31, 2025 | — | — | SERFF Filing Access SELC-134557134 |
Selective filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +51.4% to −25.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing caps individual rate changes at +20% / −20%, so a policy moves toward its full new rate over several renewals rather than all at once. Book size: 2,601 policyholders. Company and Contact Selective Insurance Company of South Carolina is revising rates in our Personal Automobile program. Our last rate revision was effective 11/30/2024 under SELC-134328166. Overall Rate Effective: 0.0% This filing includes factor changes and new rating elements, supported by our latest GLM study and industry analysis.…— Selective, filing SELC-134557134 | |||||||
| Ohio | Auto | Selective Selective Insurance Company of South Carolina | ±0.0% | Jan 15, 2026 | — | — | SERFF Filing Access SELC-134739287 |
Selective filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 2,301 policyholders. Selective Insurance Company of South Carolina is revising rates in our Personal Automobile program. There is no rate level effect from this filing. The components of this rate filing are as follows: 1. Age & Gender SICSC proposes to adjust the existing Age-Gender table to include Non-Binary as an option. The proposed factors are a 50/50…— Selective, filing SELC-134739287 | |||||||
| Ohio | Auto | Selective Selective Insurance Company of South Carolina | ±0.0% | Apr 30, 2026 | — | — | SERFF Filing Access SELC-134891661 |
Selective’s actuaries indicated it needed +4.8%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +41.1% to −24.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing caps individual rate changes at +20% / −20%, so a policy moves toward its full new rate over several renewals rather than all at once. Book size: 1,657 policyholders. Selective Insurance Company of South Carolina is revising rates in our Personal Automobile program. Dual lift charts in Appendix 1 compare the proposed rating plan against the current one, demonstrating improved predictive power. See attached GLM Description Document for more detail on the modeling process. Overall Rate Effective: 0.0%…— Selective, filing SELC-134891661 | |||||||
| Ohio | Auto | Travelers The Standard Fire Insurance Company | ±0.0% | Aug 17, 2025 | 2% | — | SERFF Filing Access TRVD-G134583349 |
Book size: 68,711 policyholders. With this filing we are amending our Automobile Program as detailed in the accompanying Explanatory Memorandum.— Travelers, filing TRVD-G134583349 | |||||||
| Ohio | Auto | Travelers The Standard Fire Insurance Company | ±0.0% | Feb 15, 2026 | 2% | — | SERFF Filing Access TRVD-G134782403 |
The ±0.0% is a statewide average. Individual policies in this filing moved +46.3% to −29.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 65,458 policyholders. With this filing we are amending our Automobile Program as detailed in the accompanying Explanatory Memorandum.— Travelers, filing TRVD-G134782403 | |||||||
| Ohio | Auto | USAA United Services Automobile Association (dominant of 4 entities) (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Jan 19, 2026 | 6.17% | — | SERFF Filing Access USAA-134717646 |
We are filing a change to our telematics program with an overall rate level change of 0.0% for United Services Automobile Association (USAA), USAA Casualty Insurance Company (USAA-CIC), USAA General Indemnity Company (USAA-GIC), and Garrison Property and Casualty Insurance Company (Garrison) to become effective Jan 19, 2026, for new…— USAA, filing USAA-134717646 | |||||||
| Ohio | Auto | USAA United Services Automobile Association (dominant of 4 entities) (rate-neutral: 0% impact, 0 policyholders affected - NOT a rate change) | ±0.0% | Jun 25, 2026 | 6.17% | — | SERFF Filing Access USAA-134827654 |
This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. We are filing to implement an Original Equipment Manufacturer (OEM) Parts Coverage endorsement for USAA, USAA-CIC, USAA-GIC, and Garrison. Additionally, we are revising our rate capping rate factors and rule to clarify that rate capping is not currently being applied. The expected overall rate level change will be 0.0% for USAA, 0.0% for…— USAA, filing USAA-134827654 | |||||||
| Ohio | Auto | CSAA CSAA General Insurance | ±0.0% | Sep 15, 2025 | — | — | SERFF Filing Access WSUN-134578547 |
CSAA filed ±0.0%, above the −0.3% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +1.6% to −9.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 7,537 policyholders. CSAA General Insurance Company is proposing changes to our Signature Series Auto private passenger auto, motorhome, and trailer program in the state of Ohio, effective September 15th, 2025, for new and renewal business. The overall rate impact of this rate change is 0.0%.— CSAA, filing WSUN-134578547 | |||||||
| Ohio | Auto | CSAA CSAA General Insurance | ±0.0% | Mar 15, 2026 | — | — | SERFF Filing Access WSUN-134764062 |
CSAA filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +230.2% to −41.2% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 8,304 policyholders. CSAA General Insurance Company is proposing changes to our Signature Series Auto private passenger auto, motorhome, and trailer program in the state of Ohio, effective March 15th, 2026, for new and renewal business. The overall rate impact of this rate change is 0.0%.— CSAA, filing WSUN-134764062 | |||||||
| Ohio | Auto | Allstate Allstate Property and Casualty Insurance | ±0.0% | Sep 15, 2025 | 10.19% | — | SERFF Filing Access ALSE-134629142-2 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| Ohio | Auto | Allstate Allstate Northbrook Indemnity Company | ±0.0% | Sep 15, 2025 | 10.19% | — | SERFF Filing Access ALSE-134629142-3 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| Ohio | Auto | GEICO GEICO Marine Insurance | ±0.0% | Jul 29, 2025 | 11.63% | 6.1% | SERFF Filing Access GECC-134614304-2 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 11,419 policyholders. | |||||||
| Ohio | Auto | GEICO GEICO Marine Insurance | ±0.0% | Nov 4, 2025 | 11.63% | 6.1% | SERFF Filing Access GECC-134725147-2 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 13,912 policyholders. | |||||||
| Ohio | Auto | GEICO GEICO Casualty | ±0.0% | Jun 15, 2026 | 11.63% | 6.2% | SERFF Filing Access GECC-134965692-2 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 17,335 policyholders. | |||||||
| Ohio | Auto | GEICO GEICO General Insurance Company | ±0.0% | Jun 15, 2026 | 11.63% | 4.3% | SERFF Filing Access GECC-134965692-3 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 12,076 policyholders. | |||||||
| Ohio | Auto | GEICO Government Employees Insurance Company | ±0.0% | Jun 15, 2026 | 11.63% | 1.4% | SERFF Filing Access GECC-134965692-4 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 3,928 policyholders. | |||||||
| Ohio | Auto | GEICO GEICO Advantage Insurance Company | ±0.0% | Jun 15, 2026 | 11.63% | 18.6% | SERFF Filing Access GECC-134965692-5 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 52,241 policyholders. | |||||||
| Ohio | Auto | GEICO GEICO Choice Insurance | ±0.0% | Jun 15, 2026 | 11.63% | 5.9% | SERFF Filing Access GECC-134965692-6 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 16,691 policyholders. | |||||||
| Ohio | Auto | Progressive Progressive Casualty Insurance Company | ±0.0% | Apr 17, 2026 | 16.73% | 0.4% | SERFF Filing Access PRGS-134879605-2 |
Progressive’s actuaries indicated it needed +2.7%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 4,391 policyholders. | |||||||
| Ohio | Auto | Progressive Progressive Preferred Insurance Company | ±0.0% | Apr 17, 2026 | 16.73% | 0.5% | SERFF Filing Access PRGS-134879605-3 |
Progressive’s actuaries indicated it needed +2.7%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 5,633 policyholders. | |||||||
| Ohio | Auto | Progressive Progressive Specialty Insurance Company | ±0.0% | Apr 17, 2026 | 16.73% | 44.6% | SERFF Filing Access PRGS-134879605-4 |
Progressive’s actuaries indicated it needed +2.7%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 475,611 policyholders. | |||||||
| Ohio | Auto | USAA USAA Casualty Insurance | ±0.0% | Jan 19, 2026 | 6.17% | — | SERFF Filing Access USAA-134717646-2 |
| Ohio | Auto | USAA USAA General Indemnity | ±0.0% | Jan 19, 2026 | 6.17% | — | SERFF Filing Access USAA-134717646-3 |
| Ohio | Auto | USAA Garrison Property and Casualty Insurance | ±0.0% | Jan 19, 2026 | 6.17% | — | SERFF Filing Access USAA-134717646-4 |
| Ohio | Auto | USAA USAA Casualty Insurance | ±0.0% | Jun 25, 2026 | 6.17% | — | SERFF Filing Access USAA-134827654-2 |
| Ohio | Auto | USAA USAA General Indemnity | ±0.0% | Jun 25, 2026 | 6.17% | — | SERFF Filing Access USAA-134827654-3 |
| Ohio | Auto | USAA Garrison Property and Casualty Insurance | ±0.0% | Jun 25, 2026 | 6.17% | — | SERFF Filing Access USAA-134827654-4 |
| Ohio | Home | Nationwide Nationwide Ins. Co. of America | ±0.0% | — | — | SERFF Filing Access NWPP-134566078 | |
Nationwide filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 153,888 policyholders. | |||||||
| Ohio | Home | Farmers Farmers Insurance Exchange (FSPH) | ±0.0% | — | — | SERFF Filing Access FARM-134597954 | |
Farmers filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 24,225 policyholders. | |||||||
| Ohio | Home | American Family American Family Mutual Ins., S.I. | ±0.0% | — | — | SERFF Filing Access AMFC-134804404 | |
American Family filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +6.3% to −49.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 21,606 policyholders. | |||||||
| Ohio | Home | Auto-Owners Auto-Owners Insurance Company | ±0.0% | — | — | SERFF Filing Access AOIC-134804388 | |
Book size: 141,511 policyholders. | |||||||
| Ohio | Home | Cincinnati Insurance Cincinnati Casualty (CCC) | ±0.0% | — | — | SERFF Filing Access CNNB-134745485 | |
Cincinnati Insurance filed ±0.0%, above the −1.4% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +34.7% to −9.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 48,969 policyholders. | |||||||
| Ohio | Home | Amica Mutual Amica Mutual Insurance Company | ±0.0% | — | — | SERFF Filing Access AMMA-134784004 | |
Amica Mutual filed ±0.0%, above the −14.5% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +27.0% to −20.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,897 policyholders. | |||||||
| Ohio | Home | Selective Selective Ins. Co. of South Carolina | ±0.0% | — | — | SERFF Filing Access SELC-134658684 | |
Selective’s actuaries indicated it needed +0.6%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +15.4% to −18.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 3,334 policyholders. | |||||||
| Ohio | Home | Donegal Donegal (Homeowners) | ±0.0% | — | — | SERFF Filing Access DNGL-134730602 | |
Donegal’s actuaries indicated it needed +0.2%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 643 policyholders. | |||||||
| Pennsylvania | Auto | GEICO GEICO Indemnity/Casualty/Gov Employees/Advantage (symbol/tier — held PA flat) | ±0.0% | Aug 1, 2026 | 11.63% | — | SERFF Filing Access GECC-134936442 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +23.6% to −22.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 137,208 policyholders. The carrier’s previous revision in this state was +3.1%. Re:Government Employees Insurance Company (GE)NAIC#: 031-22063 GEICO Indemnity Company (GI)NAIC#: 031-22055 GEICO Casualty Company (GC)NAIC#: 031-41491 GEICO Advantage Insurance Company (GV)NAIC#: 031-14138 Automobile Casualty Manuals Rate/Rule Revision File No.: 2026-171 Dear Commissioner Humphreys: For your review and approval, the…— GEICO, filing GECC-134936442 | |||||||
| Pennsylvania | Auto | USAA USAA/USAA CIC/USAA GIC/Garrison (held PA flat) | ±0.0% | Aug 1, 2026 | 6.17% | — | SERFF Filing Access USAA-134753046 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was +6.9%. We are filing a revision with an overall rate level change of 0.0% for USAA, USAA-CIC, USAA-GIC, and Garrison to become effective August 1, 2026 for new business and August 1, 2026 for renewal business. We are revising our Participation in Safe Driving Discount as well as implementing new deductible options for Comprehensive and…— USAA, filing USAA-134753046 | |||||||
| Pennsylvania | Auto | Farmers Mid-Century Insurance (Farmers) — held PA flat | ±0.0% | Jan 27, 2026 | 3.76% | — | SERFF Filing Access FARM-134807503 |
Farmers filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was ±0.0%. Please find enclosed on behalf of Mid-Century Insurance Company a filing of our FA2 2025 Q4 New Auto Symbols, as well as our complete/full Auto Symbols list, for our current Farmers FA2 Auto Program. Previously filed symbols are unchanged. We are proposing symbols for vehicles that were not previously submitted. Please note that the New…— Farmers, filing FARM-134807503 | |||||||
| Pennsylvania | Auto | Allstate Allstate Fire & Casualty (symbol/model — held flat; last rev +5.2% pre-window) | ±0.0% | May 25, 2026 | 10.19% | — | SERFF Filing Access ALSE-134916840 |
Allstate filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was +5.2%. This is our annual VPM-EGR update filing. We are filing new 2026 VPM-EGR and S&I pages, as well as updates to the 2022-2025 VPM-EGR and S&I pages.— Allstate, filing ALSE-134916840 | |||||||
| Pennsylvania | Auto | USAA United Services Automobile Association | ±0.0% | Aug 1, 2026 | 6.17% | — | SERFF Filing Access USAA-134753046-2 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was +6.9%. | |||||||
| Pennsylvania | Auto | USAA USAA Casualty Insurance | ±0.0% | Aug 1, 2026 | 6.17% | — | SERFF Filing Access USAA-134753046-3 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was +6.9%. | |||||||
| Pennsylvania | Auto | USAA USAA General Indemnity | ±0.0% | Aug 1, 2026 | 6.17% | — | SERFF Filing Access USAA-134753046-4 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was +6.9%. | |||||||
| Pennsylvania | Auto | USAA Garrison Property and Casualty Insurance | ±0.0% | Aug 1, 2026 | 6.17% | — | SERFF Filing Access USAA-134753046-5 |
USAA filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was +6.9%. | |||||||
| Pennsylvania | Home | Liberty Mutual Liberty Mutual / Peerless entities | ±0.0% | — | — | SERFF Filing Access LBPM-134658564 | |
Liberty Mutual filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 12,031 policyholders. | |||||||
| Pennsylvania | Home | Nationwide AMCO / Nationwide entities | ±0.0% | — | — | SERFF Filing Access NWPP-134535062 | |
Nationwide filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +11.7% to −12.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 203,121 policyholders. | |||||||
| Pennsylvania | Home | Chubb Executive Risk / Masterpiece | ±0.0% | — | — | SERFF Filing Access ACEH-134553168 | |
Chubb filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| Pennsylvania | Home | Auto-Owners Auto-Owners Insurance Company | ±0.0% | — | — | SERFF Filing Access AOIC-134597135 | |
Auto-Owners filed ±0.0%, above the −0.7% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +21.7% to −30.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 21,743 policyholders. | |||||||
| Pennsylvania | Home | CSAA / AAA CSAA General (Signature Series) | ±0.0% | — | — | SERFF Filing Access WSUN-134797471 | |
CSAA / AAA’s actuaries indicated it needed +0.4%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +12.0% to ±0.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 30,091 policyholders. | |||||||
| Pennsylvania | Home | Donegal Donegal (Homeowners) | ±0.0% | — | — | SERFF Filing Access DNGL-134925917 | |
Donegal’s actuaries indicated it needed +0.3%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 4,161 policyholders. | |||||||
| Pennsylvania | Home | Horace Mann Horace Mann Ins. Co. | ±0.0% | — | — | SERFF Filing Access HRMN-134498839 | |
The ±0.0% is a statewide average. Individual policies in this filing moved +8.1% to −24.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 6,862 policyholders. | |||||||
| South Carolina | Auto | Progressive Progressive Direct + Northern + Max Insurance Companies | ±0.0% | Apr 18, 2026 | 16.73% | — | SERFF Filing Access PRGS-134867118 |
Progressive filed ±0.0% — exactly the change its actuaries indicated the book needed. | |||||||
| South Carolina | Auto | GEICO GEICO Indemnity/Casualty/Government Employees/Choice | ±0.0% | May 7, 2026 | 11.63% | — | SERFF Filing Access GECC-134873243 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was ±0.0%. | |||||||
| South Carolina | Auto | GEICO GEICO Choice + GEICO Secure Insurance Companies | ±0.0% | Aug 1, 2025 | 11.63% | — | SERFF Filing Access GECC-134518061 |
GEICO filed ±0.0% — exactly the change its actuaries indicated the book needed. The carrier’s previous revision in this state was ±0.0%. | |||||||
| South Carolina | Auto | USAA United Services Automobile Association (+3 entities) | ±0.0% | Aug 24, 2026 | 6.17% | — | SERFF Filing Access USAA-134900762 |
Book size: 182,464 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| South Carolina | Auto | USAA United Services Automobile Association (+3 entities) | ±0.0% | Apr 3, 2026 | 6.17% | — | SERFF Filing Access USAA-134736024 |
The carrier’s previous revision in this state was ±0.0%. | |||||||
| South Carolina | Auto | Nationwide Nationwide Mutual Insurance Company | ±0.0% | Aug 23, 2026 | 1.34% | — | SERFF Filing Access NWPP-G134870398 |
Nationwide filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 16,396 policyholders. | |||||||
| Tennessee | Auto | Allstate Allstate North American Insurance Company | ±0.0% | Apr 28, 2026 | 10.19% | — | SERFF Filing Access ALSE-134820921 |
Book size: 74,882 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Tennessee | Auto | Amica Amica Mutual Insurance Company | ±0.0% | May 1, 2026 | — | 97.5% | SERFF Filing Access AMMA-134682165-2 |
Amica filed ±0.0%, above the −3.7% its actuaries indicated the book needed. Book size: 4,421 policyholders. The carrier’s previous revision in this state was +3.0%. | |||||||
| Tennessee | Auto | Donegal Atlantic States Insurance Company | ±0.0% | Sep 1, 2026 | — | — | SERFF Filing Access DNGL-134935028 |
| Tennessee | Auto | Erie Erie Insurance Company | ±0.0% | Jul 1, 2026 | 1.39% | 2.0% | SERFF Filing Access ERAP-134830669 |
Erie filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 2,151 policyholders. The carrier’s previous revision in this state was +0.5%. | |||||||
| Tennessee | Auto | Erie Erie Insurance Exchange | ±0.0% | Jul 1, 2026 | 1.39% | 98.0% | SERFF Filing Access ERAP-134830669-2 |
Erie filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 107,179 policyholders. The carrier’s previous revision in this state was +0.5%. | |||||||
| Tennessee | Auto | Farmers Truck Insurance Exchange | ±0.0% | Jun 9, 2026 | 3.76% | 38.1% | SERFF Filing Access FARM-134932086-3 |
Farmers’s actuaries indicated it needed +6.7%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 12,327 policyholders. The carrier’s previous revision in this state was +0.3%. | |||||||
| Tennessee | Auto | Liberty Mutual Safeco Insurance Company of Illinois | ±0.0% | Aug 1, 2026 | 3.27% | — | SERFF Filing Access LBPM-134893094 |
Liberty Mutual filed ±0.0%, above the −13.5% its actuaries indicated the book needed. Book size: 20,020 policyholders. The carrier’s previous revision in this state was −4.0%. | |||||||
| Tennessee | Auto | Nationwide Nationwide General Insurance Company | ±0.0% | Mar 6, 2026 | 1.34% | 17.1% | SERFF Filing Access NWPP-G134730628-2 |
Nationwide filed ±0.0%, above the −4.0% its actuaries indicated the book needed. Book size: 4,379 policyholders. The carrier’s previous revision in this state was −5.0%. | |||||||
| Tennessee | Auto | Nationwide Nationwide Insurance Company of America | ±0.0% | Mar 6, 2026 | 1.34% | 30.8% | SERFF Filing Access NWPP-G134730628-3 |
Nationwide filed ±0.0%, above the −4.0% its actuaries indicated the book needed. Book size: 7,889 policyholders. The carrier’s previous revision in this state was −5.0%. | |||||||
| Tennessee | Auto | Nationwide Nationwide Property and Casualty Insurance Company | ±0.0% | Mar 6, 2026 | 1.34% | 25.8% | SERFF Filing Access NWPP-G134730628-4 |
Nationwide filed ±0.0%, above the −4.0% its actuaries indicated the book needed. Book size: 6,626 policyholders. The carrier’s previous revision in this state was −5.0%. | |||||||
| Tennessee | Auto | Travelers TravCo Insurance Company | ±0.0% | May 3, 2026 | 2% | 13.2% | SERFF Filing Access TRVD-G134842611 |
Book size: 7,170 policyholders. The carrier’s previous revision in this state was −4.0%. | |||||||
| Tennessee | Auto | Travelers Travelers Property Casualty Insurance Company | ±0.0% | May 3, 2026 | 2% | 85.6% | SERFF Filing Access TRVD-G134842611-2 |
Book size: 46,336 policyholders. The carrier’s previous revision in this state was −4.0%. | |||||||
| Tennessee | Auto | Travelers The Automobile Insurance Company of Hartford, Connecticut | ±0.0% | May 3, 2026 | 2% | 1.2% | SERFF Filing Access TRVD-G134842611-3 |
Book size: 650 policyholders. The carrier’s previous revision in this state was −4.0%. | |||||||
| Tennessee | Auto | USAA United Services Automobile Association | ±0.0% | Nov 13, 2026 | 6.17% | — | SERFF Filing Access USAA-134934508 |
The carrier’s previous revision in this state was ±0.0%. | |||||||
| Tennessee | Auto | USAA USAA Casualty Insurance Company | ±0.0% | Nov 13, 2026 | 6.17% | — | SERFF Filing Access USAA-134934508-2 |
The carrier’s previous revision in this state was ±0.0%. | |||||||
| Tennessee | Auto | USAA USAA General Indemnity Company | ±0.0% | Nov 13, 2026 | 6.17% | — | SERFF Filing Access USAA-134934508-3 |
The carrier’s previous revision in this state was ±0.0%. | |||||||
| Tennessee | Auto | USAA Garrison Property and Casualty Insurance Company | ±0.0% | Nov 13, 2026 | 6.17% | — | SERFF Filing Access USAA-134934508-4 |
The carrier’s previous revision in this state was ±0.0%. | |||||||
| Tennessee | Auto | GEICO GEICO Indemnity Company | ±0.0% | Sep 11, 2025 | 11.63% | 82.9% | SERFF Filing Access GECC-134661271 |
GEICO’s actuaries indicated it needed +0.1%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 20,122 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Tennessee | Auto | GEICO GEICO Marine Insurance Company | ±0.0% | Sep 11, 2025 | 11.63% | 17.1% | SERFF Filing Access GECC-134661271-2 |
GEICO filed ±0.0%, above the −0.8% its actuaries indicated the book needed. Book size: 2,971 policyholders. The carrier’s previous revision in this state was ±0.0%. | |||||||
| Texas | Auto | USAA United Services Automobile Association (+3 entities) | ±0.0% | Jun 21, 2026 | 6.17% | — | TX TDI open data USAA-134689419 |
| Texas | Auto | Liberty Mutual Liberty County Mutual Insurance Company | ±0.0% | Aug 15, 2026 | 3.27% | — | TX TDI open data LBPM-134949792 |
| Texas | Auto | Travelers Travelers Home and Marine Insurance Company | ±0.0% | 2% | — | TX TDI open data TRVD-G134888889 | |
| Texas | Auto | Safeco Safeco Insurance Company of Illinois | ±0.0% | Mar 21, 2026 | 3.27% | — | TX TDI open data LBPM-134786364 |
| Texas | Auto | Nationwide Nationwide Mutual Insurance Company | ±0.0% | Dec 26, 2025 | 1.34% | — | TX TDI open data NWPP-G134764423 |
| Texas | Auto | National General National General Assurance Company | ±0.0% | — | — | TX TDI open data GMMX-134612497 | |
| Virginia | Auto | Allstate Allstate Indemnity | ±0.0% | Nov 17, 2025 | 10.19% | <0.1% | SERFF Filing Access ALSE-134699857 |
Book size: 60 policyholders. With this filing, Allstate is proposing revisions to the following rating plans for the Allstate Indemnity Company (AI) Private Passenger Auto (PPA) program in the Commonwealth of Virginia in response to objections from filing ALSE-134054715: Renewal Discount, Defensive Driver Discount, Preferred Policy Discount. Further information…— Allstate, filing ALSE-134699857 | |||||||
| Virginia | Auto | Allstate Allstate Fire and Casualty Insurance Company | ±0.0% | Jan 26, 2026 | 10.19% | 2.3% | SERFF Filing Access ALSE-134744598 |
The ±0.0% is a statewide average. Individual policies in this filing moved +49.6% to −31.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 1,631 policyholders. With this filing, Allstate is proposing revisions to the following rating plan for the Allstate Fire and Casualty Insurance Company (AFCIC) Private Passenger Auto (PPA) program in the Commonwealth of Virginia in response to previous communication made in SERFF filing ALSE-134147380: Tier Determination. In addition, Allstate is…— Allstate, filing ALSE-134744598 | |||||||
| Virginia | Auto | Root Root Insurance Company | ±0.0% | Jul 31, 2026 | — | — | SERFF Filing Access CLIN-134751148 |
Root filed ±0.0%, above the −3.7% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +143.3% to −51.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 8,707 policyholders. A modification to our Virginia Private Passenger Automobile program is submitted for your review. We are introducing new factors, removing factors, and updating base rates to affect an overall rate level change of 0.0%. In this filing we are including the new form - Original Manufactured Equipment (OME) Parts Replacement Endorsement. The…— Root, filing CLIN-134751148 | |||||||
| Virginia | Auto | Donegal Insurance Donegal Mutual Insurance (dominant of 3 entities) | ±0.0% | Jul 1, 2026 | — | 74.8% | SERFF Filing Access DNGL-134464968 |
Donegal Insurance filed ±0.0% — exactly the change its actuaries indicated the book needed. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 4,482 policyholders. In late 2021, Donegal began its transition from our old mainframe policy administration system to a more modern policy administration system (PolicyCenter from Guidewire). At this time, similar to what we did with our homeowners product, we are filing to convert our legacy Personal Auto product from mainframe into PolicyCenter. These…— Donegal Insurance, filing DNGL-134464968 | |||||||
| Virginia | Auto | Elephant Elephant Insurance | ±0.0% | Feb 27, 2026 | — | — | SERFF Filing Access EINS-134816946 |
Elephant filed ±0.0%, above the −1.5% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +23.6% to −5.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 30,810 policyholders. With this filing we are updating our rate and rule pages. Details may be found in the actuarial memorandum as well as the attached exhibits.— Elephant, filing EINS-134816946 | |||||||
| Virginia | Auto | Erie Erie Insurance Exchange (dominant of 2 entities) | ±0.0% | Apr 1, 2026 | 1.39% | — | SERFF Filing Access ERAP-134777464 |
Erie filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 217,136 policyholders. December 18, 2025 Virginia Bureau of Insurance Tyler Building 6th Floor 1300 E Main Street Richmond, VA 23219 ATTN:Jessica Baggarley, Manager of Personal Lines RE: Filing Revised Virginia Private Passenger Auto Rate and Rule pages Effective 4/1/26 Erie Insurance Exchange NAIC 26271 Erie Insurance Company NAIC 26263 Dear Manager…— Erie, filing ERAP-134777464 | |||||||
| Virginia | Auto | Farmers Truck Insurance Exchange | ±0.0% | Jun 15, 2026 | 3.76% | 70.0% | SERFF Filing Access FARM-134924387 |
Farmers filed ±0.0%, above the −0.3% its actuaries indicated the book needed. Book size: 9,138 policyholders. Please see Filing Memo in Supporting Documentation tab.— Farmers, filing FARM-134924387 | |||||||
| Virginia | Auto | First Acceptance First Acceptance Insurance Company, Inc. | ±0.0% | Apr 28, 2026 | — | — | SERFF Filing Access FRST-134902043 |
First Acceptance’s actuaries indicated it needed +30.2%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. Book size: 1,454 policyholders. First Acceptance Insurance Company, Inc. (FAIC) is proposing for your approval revised rates for our Nonstandard Private Passenger Automobile Scored Program in Virginia. We are proposing a new business effective date of April 28, 2026 and a renewal effective date of May 20, 2026. This filing contains changes that are described in detail…— First Acceptance, filing FRST-134902043 | |||||||
| Virginia | Auto | National General Encompass Independent Insurance Company (rate-neutral: 0% impact, 0 PH - NOT a rate change) | ±0.0% | Jun 8, 2026 | — | — | SERFF Filing Access GMMX-134898809 |
National General filed ±0.0% — exactly the change its actuaries indicated the book needed. This is our annual VPM-EGR update filing. We are filing new 2026 VPM-EGR and S&I pages, as well as updates to the 2022- 2025 VPM-EGR and S&I pages.— National General, filing GMMX-134898809 | |||||||
| Virginia | Auto | The Hartford Hartford Insurance Company of the Southeast | ±0.0% | Jul 9, 2026 | 0.65% | — | SERFF Filing Access HART-134875417 |
The Hartford filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +26.8% to −11.7% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 2,611 policyholders. This filing corresponds to one component of the previously combined filing SERFF Tracking No. HART-134819501 which was withdrawn. The Bureau required that new and existing products be filed separately. This submission reflects that requirement. With this filing, we are proposing revisions to The Hartfords Auto product in the writing…— The Hartford, filing HART-134875417 | |||||||
| Virginia | Auto | The Hanover The Hanover Insurance | ±0.0% | May 4, 2026 | — | 49.6% | SERFF Filing Access HNVR-G134877902 |
Book size: 5,202 policyholders. As of the requested effective date, we are filing to introduce a Welcome Discount applicable to new business within our Personal Auto line, as discussed with Jessica Baggarley on February 9, 2026. The overall proposed rate impact is 0.0%. Please refer to the attached Explanatory Memorandum for additional information. Should you have any…— The Hanover, filing HNVR-G134877902 | |||||||
| Virginia | Auto | The Hanover Allmerica Financial Benefit Insurance | ±0.0% | Oct 8, 2026 | — | 50.4% | SERFF Filing Access HNVR-G134954446 |
Book size: 5,294 policyholders. As of the requested effective date, Allmerica Financial Benefit Insurance Company is proposing revisions TO our Auto program for renewal business. The overall proposed change is 0.0%. Please see the explanatory memo for details. If you should have any questions regarding this filing submission, please feel free to contact this office.…— The Hanover, filing HNVR-G134954446 | |||||||
| Virginia | Auto | Nationwide Nationwide Insurance Company of America | ±0.0% | Jan 22, 2026 | 1.34% | 43.3% | SERFF Filing Access NWPP-G134710034 |
The ±0.0% is a statewide average. Individual policies in this filing moved +97.6% to −41.1% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 31,507 policyholders. Submitted for your review are revisions to our Virginia Private Passenger Auto program.— Nationwide, filing NWPP-G134710034 | |||||||
| Virginia | Auto | Nationwide Nationwide Mutual Insurance Company | ±0.0% | Jan 22, 2026 | 1.34% | 33.5% | SERFF Filing Access NWPP-G134710037 |
The ±0.0% is a statewide average. Individual policies in this filing moved +65.7% to −42.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 24,386 policyholders. Submitted for your review are revisions to our Virginia Private Passenger Auto program.— Nationwide, filing NWPP-G134710037 | |||||||
| Virginia | Auto | Nationwide Nationwide General Insurance Company | ±0.0% | Jan 24, 2026 | 1.34% | 23.1% | SERFF Filing Access NWPP-G134800704 |
Nationwide filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +13.2% to −15.4% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 12,784 policyholders. Submitted for your review are revisions to our Virginia Private Passenger Auto program for policies written in the Nationwide General Insurance Company.— Nationwide, filing NWPP-G134800704 | |||||||
| Virginia | Auto | The General The General Automobile Insurance Company, Inc. | ±0.0% | Jan 30, 2025 | — | — | SERFF Filing Access PGAC-134378701 |
The General filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +5.0% to −5.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 12,371 policyholders. | |||||||
| Virginia | Auto | Penn National Pennsylvania National Mutual Casualty Insurance Company | ±0.0% | Jun 15, 2026 | — | — | SERFF Filing Access PNPR-134846271 |
Penn National’s actuaries indicated it needed +5.2%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +47.0% to −35.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 7,475 policyholders. Pennsylvania National Mutual Casualty Insurance Company is filing the following rate and rule changes for new business and renewals effective June 15, 2026: We will be removing Capping Factor rules and revising various rating factors. Personal Auto Rates Revised Coverage Base Rates for Bodily Injury, Property Damage, Combined Single…— Penn National, filing PNPR-134846271 | |||||||
| Virginia | Auto | Selective Selective Insurance Company of South Carolina | ±0.0% | May 31, 2026 | — | — | SERFF Filing Access SELC-134920657 |
Selective’s actuaries indicated it needed +0.6%, and it filed ±0.0%. A carrier that prices below its own indication is under-earning on the book — which often means another filing follows. The ±0.0% is a statewide average. Individual policies in this filing moved +48.7% to −24.6% depending on the vehicle, ZIP code, driving record and coverages on the policy. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 2,538 policyholders. Selective Insurance Company of South Carolina is revising rates in our Personal Automobile program. Dual lift charts in Appendix 1 compare the proposed rating plan against the current one, demonstrating improved predictive power. See attached GLM Description Document for more detail on the modeling process. Overall Rate Effective: 0.0%…— Selective, filing SELC-134920657 | |||||||
| Virginia | Auto | Vault Vault Reciprocal Exchange | ±0.0% | May 11, 2026 | — | — | SERFF Filing Access SPIS-134876513 |
Vault filed ±0.0% — exactly the change its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +11.3% to −33.3% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 36 policyholders. Vault Reciprocal Exchange submits for review and approval revisions to the Auto Complete - Private Passenger Auto Program in Virginia. Please see the Actuarial Filing Memorandum for full details of all key changes.— Vault, filing SPIS-134876513 | |||||||
| Virginia | Auto | Utica/Republic-Franklin Republic-Franklin Insurance Company | ±0.0% | Oct 23, 2026 | — | — | SERFF Filing Access UTCX-134924068 |
Utica/Republic-Franklin filed ±0.0%, above the −4.1% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +14.0% to −10.8% depending on the vehicle, ZIP code, driving record and coverages on the policy. Book size: 4,995 policyholders. We are proposing to file the following changes to the Millennium 2 Program in the Republic-Franklin Insurance Company. These changes are a compliance filing for AL-2025-01, as referred to in the previous filing UTCX-134697008. With this revision for the Vehicle Scorecard Factor, all of our rating of accidents through the algorithm is at…— Utica/Republic-Franklin, filing UTCX-134924068 | |||||||
| Virginia | Auto | Peak Peak Property and Casualty Insurance Corporation | ±0.0% | Apr 11, 2026 | — | — | SERFF Filing Access VKNG-134875890 |
Peak filed ±0.0% — exactly the change its actuaries indicated the book needed. This filing carries a rate-capping rule, which limits how far any single policy can move at one renewal — so the range above may not be what any one customer actually saw. Book size: 5,673 policyholders. Peak Property and Casualty Insurance Corporation NAIC #169-18139 Enclosed for revision on behalf of Peak Property and Casualty Insurance Corporation, underwriting for Dairyland, is the proposed change for our private passenger automobile program. This is for our active (09NS) product. With this revision, we are removing rate capping.…— Peak, filing VKNG-134875890 | |||||||
| Virginia | Auto | Virginia Farm Bureau Virginia Farm Bureau Fire & Casualty Insurance | ±0.0% | Sep 1, 2026 | — | 66.0% | SERFF Filing Access VRFB-134968347 |
Virginia Farm Bureau filed ±0.0%, above the −1.2% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +1.9% to −1.0% depending on the vehicle, ZIP code, driving record and coverages on the policy. Not every coverage moved the same way:
Book size: 51,746 policyholders. On behalf of Virginia Farm Bureau Fire & Casualty Insurance Company, we would like to file for your review and approval revised Personal Automobile Multivariate Factor Page 1. Base Rates have been adjusted as follows: BI Liability has been increased by 3% PD Liability, Comprehensive and Collision have been decreased by 1% The overall…— Virginia Farm Bureau, filing VRFB-134968347 | |||||||
| Virginia | Auto | Virginia Farm Bureau Virginia Farm Bureau Town & Country Insurance Company (dominant of 2 entities) | ±0.0% | Sep 1, 2026 | — | 34.0% | SERFF Filing Access VRFB-134968381 |
Virginia Farm Bureau filed ±0.0%, above the −6.6% its actuaries indicated the book needed. The ±0.0% is a statewide average. Individual policies in this filing moved +1.0% to −0.9% depending on the vehicle, ZIP code, driving record and coverages on the policy. Not every coverage moved the same way:
Book size: 26,644 policyholders. On behalf of the Virginia Farm Bureau Mutual Insurance Company and Virginia Farm Bureau Town & Country Insurance Company, we would like to file for your review and approval revised Personal Automobile Non-Multivariate Manual Pages R-2, R-4, R-8 and R-10. Base Rates have been adjusted as follows: BI Liability has been increased by 3% PD…— Virginia Farm Bureau, filing VRFB-134968381 | |||||||
| Virginia | Home | Allstate Allstate Insurance Company / Allstate Vehicle and Property (multi-entity) | ±0.0% | Apr 30, 2026 | — | — | SERFF Filing Access ALSE-134914653 |
Allstate is making clerical updates to our Multiple Policy Discount rules and rules that list out qualifying companies to include Underwriting companies that have been used recently to offer new Allstate branded insurance products. These updates make the rule language consistent with our current practices for determining discount…— Allstate, filing ALSE-134914653 | |||||||
| Virginia | Home | Farmers Truck Insurance Exchange (+3 entities, premium-weighted) | ±0.0% | Jul 1, 2025 | — | — | SERFF Filing Access FARM-134586228 |
Farmers filed ±0.0% — exactly the change its actuaries indicated the book needed. Book size: 23,578 policyholders. Please see Filing Memo in Supporting Documentation tab.— Farmers, filing FARM-134586228 | |||||||
| Virginia | Home | The Hartford Hartford Fire / Hartford Underwriters / Trumbull / Twin City (multi-entity) | ±0.0% | Sep 1, 2025 | — | — | SERFF Filing Access HART-134606166 |
With this filing we are revising rule 516. PERSONAL PROPERTY SCHEDULED. We have modified the approved rule from Insurance Services Office, Inc. (SERFF Tracking Number: ISOF-G134458371) to align with our plan to offer the additional diminution of value coverage at no additional cost to our insureds. This change will be effective…— The Hartford, filing HART-134606166 | |||||||
| Virginia | Home | Liberty Mutual Liberty Mutual Personal Insurance Company | ±0.0% | May 18, 2026 | — | — | SERFF Filing Access LBPM-134893343 |
Liberty Mutual filed ±0.0% — exactly the change its actuaries indicated the book needed. We are submitting a revision to our Liberty Mutual Personal Insurance Company (LMPIC) homeowners program, previously filed and approved under SERFF Tracking No. LBPM-134395045. This program has not yet launched, as we are still seeking Forms approval under SERFF Tracking No. LBPM-134793725. We are proposing a new business effective date…— Liberty Mutual, filing LBPM-134893343 | |||||||
| Virginia | Home | Liberty Mutual Liberty Mutual multi-entity | ±0.0% | Aug 1, 2026 | — | — | SERFF Filing Access LBPM-135016955 |
With this filing we are making the following revisions to our Homeowners program- August 2026 Inflation Protection Factors. Enclosed, please find the IPP factor, or Guide Factor, effective for policies effective beginning 08/01/2026. There is no rate impact as a result of this update. We will continue to provide this updated R-page to…— Liberty Mutual, filing LBPM-135016955 | |||||||
| Virginia | Home | Nationwide Nationwide multi-entity (filed for all except Allied P&C) | ±0.0% | Jul 2, 2025 | — | — | SERFF Filing Access NWPP-134498871 |
In accordance with § 38.2- 2120 of the Code of Virginia, we have updated our rates and rules manuals.— Nationwide, filing NWPP-134498871 | |||||||
Coverage: 15 states so far (expanding). Figures are filed/approved statewide-average changes; individual rates vary by risk, home, and vehicle. “Flat (0%)” rows include symbol/rule filings that carried no overall rate impact. Not a quote.