- MetLife sold its personal auto & home business to Farmers Insurance in October 2021 — it no longer writes new policies
- Former MetLife policyholders were transitioned to Farmers Insurance Group
- The real comparison now is Travelers vs. Farmers — both are available nationwide through agents
- Travelers averages ~$1,649/yr with an NAIC complaint ratio of 0.66 — among the best of major national carriers
- Enter ZIP below to compare Travelers, Farmers, and every other carrier ranked for your location
Does MetLife still offer auto insurance?
No. MetLife Auto & Home — the personal lines division that wrote auto, home, and renters coverage — was sold to Farmers Insurance Group in a transaction that closed in April 2021. MetLife no longer writes new personal auto policies anywhere in the United States. If you’re looking to get a quote from MetLife, it isn’t possible.
Former MetLife auto and home customers were transitioned to Farmers Insurance. Depending on the state and when the transition happened, former MetLife policyholders may have received a Farmers policy, a Bristol West policy (a Farmers subsidiary), or coverage through another entity in the Farmers Group. If you were a MetLife customer and are now re-shopping, your current insurer is effectively Farmers.
Why are people still searching “MetLife vs Travelers”? MetLife was a well-known brand for decades, particularly for employer-sponsored group auto programs. Many former customers — and people who remember seeing MetLife advertised — don’t know the personal auto line was sold. This page exists to answer that question directly.
How does Travelers compare to MetLife (historical)?
When MetLife was writing personal auto, it competed in a similar tier to Travelers — a mid-market carrier with agent distribution, competitive pricing for bundlers, and above-average complaint records. MetLife Auto historically priced close to the national average and was particularly competitive for group auto programs offered through employers.
Travelers occupies a similar position today: nationwide availability, mid-market pricing (~$1,649/year for a standard profile), agent distribution (both direct and independent), and a strong complaint record. Travelers’ NAIC complaint ratio of 0.66 is among the best of major national carriers — only USAA (0.50), State Farm (0.57), and GEICO (0.64) consistently score better.
Travelers vs. Farmers: the comparison that matters now
Since Farmers acquired MetLife’s book, the relevant head-to-head for former MetLife customers is Travelers vs. Farmers. Both are agent-distributed, nationally available carriers in a similar pricing tier. Travelers typically prices below Farmers for most standard profiles and has a better NAIC complaint ratio. Farmers’ advantage is deeper local agent penetration and broader multi-policy options in some markets.
If you’re a former MetLife customer who has been renewed into Farmers and wants to know whether to stay, comparing Travelers directly is the right move. The rate difference for the same driver profile, coverage level, and location can easily exceed $300–500/year.
About Travelers
Founded in 1853, Travelers is one of the top 5 auto insurers in the US by market share, available in all 50 states. It sells through both direct channels and independent agents — giving buyers flexibility in how they shop. Base rate is approximately $1,649/year for a standard profile (35-year-old, clean record, full coverage), which is above GEICO and USAA but below Allstate and Liberty Mutual.
Travelers’ clearest advantage is home+auto bundling: homeowners who bundle typically save 10–15% on auto, which can flip the comparison against other carriers for bundling households. Its IntelliDrive telematics program monitors for 90 days and can cut rates 8–20% for safe drivers. NAIC complaint ratio of 0.66 (national) is excellent for a carrier of this size.