| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| American National | +5.0% | 4K | 4/3/26 | ANPC-134762926 → |
| Louisiana Farm Bureau | −10.6% | 39K | 7/25/26 | SFBC-134913662 → |
| Safeco | −1.0% | 6K | — | LBPM-134894992 → |
| Safeway | −5.8% | 5K | 12/1/25 | PERR-134665768 → |
| Root | −1.6% | 4K | 4/24/26 | CLIN-134871980 → |
| Liberty Mutual | −0.0% | 43 | 1/1/26 | LBPM-134721926 → |
If your American National renewal in Louisiana came in higher, this is the source: American National filed for a rate increase (SERFF ANPC-134762926) and it was approved at +5.0% on about 4,212 policyholders, effective April 3, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The +5.0% is an average. Your American National change ranges +13.4% to +0.0%.
A statewide rate change is one blended number, but American National did not move every driver by the same amount. Its own filing reports the spread: the largest increase in the book was about +13.4% and the smallest about +0.0%. So inside a “+5.0% average,” some American National drivers in Louisiana were raised several times more than the headline while others barely moved. Where you land depends on your ZIP, vehicle, age and driving record.
American National asked for more than it got.
The filing shows an indicated need of +17.5% — the increase American National’s own actuarial analysis said it required — against the +5.0% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other Louisiana insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Louisiana the direction is not uniform: Louisiana Farm Bureau (−10.6%), Safeco (−1.0%), and Safeway (−5.8%) all filed decreases in the same period. An American National increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Louisiana auto rate filing →