| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Bristol West | +18.4% | 16K | 6/12/26 | BRWS-134973519 → |
| State Farm | −6.5% | 1.4M | 12/11/25 | SFMA-134688491 → |
| Amica | −3.0% | 10K | 2/1/26 | AMMA-134743612 → |
| The General | +0.0% | 12K | 1/30/25 | PGAC-134378701 → |
| MGA Insurance | +7.4% | 11K | 2/20/26 | GNSC-134847500 → |
| Rockingham | +2.0% | 10K | 5/1/26 | RMUT-134834645 → |
If your Bristol West renewal in Virginia came in higher, this is the source: Bristol West filed for a rate increase (SERFF BRWS-134973519) and it was approved at +18.4% on about 15,812 policyholders, effective June 12, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The +18.4% is an average. Your Bristol West change ranges +25.0% to +0.0%.
A statewide rate change is one blended number, but Bristol West did not move every driver by the same amount. Its own filing reports the spread: the largest increase in the book was about +25.0% and the smallest about +0.0%. So inside a “+18.4% average,” some Bristol West drivers in Virginia were raised several times more than the headline while others barely moved. Where you land depends on your ZIP, vehicle, age and driving record.
Bristol West asked for more than it got.
The filing shows an indicated need of +27.4% — the increase Bristol West’s own actuarial analysis said it required — against the +18.4% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other Virginia insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Virginia the direction is not uniform: State Farm (−6.5%) and Amica (−3.0%) both filed decreases in the same period. A Bristol West increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Virginia auto rate filing →