See who’s actually cheapest in your ZIP:
CarrierRate ChangePolicyholdersEff. DateFiling #
Buckeye +3.0% 6K 12/1/25 BUCK-134682744 →
Shelter −16.9% 10K 3/25/26 SHEL-134793932 →
American Modern −2.4% 6K 2/1/26 AMMA-134696635 →
Hanover +3.1% 9K 1/16/26 HNVR-G134755148 →
American Family +2.9% 5K 5/1/26 PRCA-134811925 →
Acuity +3.5% 4K 12/3/25 ACUT-134665080 →

If your Buckeye renewal in Ohio came in higher, this is the source: Buckeye filed for a rate increase (SERFF BUCK-134682744) and it was approved at +3.0% on about 5,780 policyholders, effective December 1, 2025. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.

Buckeye asked for more than it got.

The filing shows an indicated need of +3.5% — the increase Buckeye’s own actuarial analysis said it required — against the +3.0% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.

Other Ohio insurers are cutting.

An increase is only worth acting on relative to the alternatives, and in Ohio the direction is not uniform: Shelter (−16.9%) and American Modern (−2.4%) both filed decreases in the same period. A Buckeye increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.

See every approved Ohio auto rate filing →

Ready to stop overpaying? Compare every carrier for your ZIP: