See who’s actually cheapest in your ZIP:
| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Donegal Insurance | +3.0% | 4K | — | DNGL-134793119 → |
| State Farm | −6.5% | 1.4M | 12/11/25 | SFMA-134688491 → |
| The Hanover | −0.5% | 6K | — | HNVR-G134889242 → |
| Peak | +0.0% | 6K | 4/11/26 | VKNG-134875890 → |
| Cincinnati Insurance | +15.0% | 5K | 2/1/26 | CNNB-134586864 → |
| Utica/Republic-Franklin | +0.0% | 5K | 10/23/26 | UTCX-134924068 → |
If your Donegal Insurance renewal in Virginia came in higher, this is the source: Donegal Insurance filed for a rate increase (SERFF DNGL-134793119) and it was approved at +3.0% on about 4,198 policyholders, effective May 1, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
Other Virginia insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Virginia the direction is not uniform: State Farm (−6.5%) and The Hanover (−0.5%) both filed decreases in the same period. A Donegal Insurance increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Virginia auto rate filing →
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