See who’s actually cheapest in your ZIP:
CarrierRate ChangePolicyholdersEff. DateFiling #
GEICO +7.8% 27K 3/17/26 GECC-134834194 →
Louisiana Farm Bureau −10.6% 39K 7/25/26 SFBC-134913662 →
Imperial −2.9% 33K 1/15/26 GMMX-134796306 →
Allstate −7.5% 18K 4/9/26 ALSE-134805735 →
AAA −0.2% 10K 1/1/26 AAAM-134620625 →
Old American +0.7% 10K 10/1/25 VICO-134665497 →

If your GEICO renewal in Louisiana came in higher, this is the source: GEICO filed for a rate increase (SERFF GECC-134834194) and it was approved at +7.8% on about 26,816 policyholders, effective March 17, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.

GEICO asked for more than it got.

The filing shows an indicated need of +21.9% — the increase GEICO’s own actuarial analysis said it required — against the +7.8% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.

Other Louisiana insurers are cutting.

An increase is only worth acting on relative to the alternatives, and in Louisiana the direction is not uniform: Louisiana Farm Bureau (−10.6%), Imperial (−2.9%), and Allstate (−7.5%) all filed decreases in the same period. A GEICO increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.

See every approved Louisiana auto rate filing →

Ready to stop overpaying? Compare every carrier for your ZIP: