| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Grange | +3.5% | 6K | 4/4/26 | GRAN-134791278 → |
| State Farm | −6.5% | 1.4M | 12/11/25 | SFMA-134688491 → |
| The Hanover | −0.5% | 6K | — | HNVR-G134889242 → |
| AssuranceAmerica | +0.2% | 7K | 2/10/26 | ASRN-134823905 → |
| Peak | +0.0% | 6K | 4/11/26 | VKNG-134875890 → |
| Cincinnati Insurance | +15.0% | 5K | 2/1/26 | CNNB-134586864 → |
If your Grange renewal in Virginia came in higher, this is the source: Grange filed for a rate increase (SERFF GRAN-134791278) and it was approved at +3.5% on about 6,099 policyholders, effective April 4, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The +3.5% is an average. Your Grange change ranges +9.5% to −18.8%.
A statewide rate change is one blended number, but Grange did not move every driver by the same amount. Its own filing reports the spread: the largest increase in the book was about +9.5% and the largest decrease about −18.8%. So inside a “+3.5% average,” some Grange drivers in Virginia were raised far more than the headline and others were cut. Where you land depends on your ZIP, vehicle, age and driving record.
Grange asked for more than it got.
The filing shows an indicated need of +11.0% — the increase Grange’s own actuarial analysis said it required — against the +3.5% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other Virginia insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Virginia the direction is not uniform: State Farm (−6.5%) and The Hanover (−0.5%) both filed decreases in the same period. A Grange increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Virginia auto rate filing →