See who’s actually cheapest in your ZIP:
| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| NYCM | +4.9% | 38K | 8/22/26 | NYCM-134694570 → |
| Travelers | +3.0% | 228K | 12/29/25 | TRVD-G134680232 → |
| Liberty Mutual | +5.0% | 142K | 4/29/26 | LBPM-134738048 → |
| Allstate | +0.0% | 41K | 6/21/25 | ALSE-134438903 → |
| Nationwide | +0.0% | 15K | 7/22/26 | NWPP-G134819543 → |
| Farmers | +8.7% | — | 8/18/25 | FAIG-134358402 → |
If your NYCM renewal in New York came in higher, this is the source: NYCM filed for a rate increase (SERFF NYCM-134694570) and it was approved at +4.9% on about 38,427 policyholders, effective August 22, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
NYCM asked for more than it got.
The filing shows an indicated need of +21.5% — the increase NYCM’s own actuarial analysis said it required — against the +4.9% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
See every approved New York auto rate filing →
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