| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Liberty Mutual | +9.7% | 16K | 6/25/26 | LBPM-134516900 → |
| The Hartford | +1.7% | 31K | 4/2/26 | HART-134575506 → |
| Preferred Mutual | +4.5% | 17K | 10/1/25 | PMUT-134534049 → |
| Kingstone | +0.0% | 16K | 8/12/25 | KSIN-134341407 → |
| US Coastal | +2.8% | 16K | 6/20/26 | CCGI-134677812 → |
| Mercury | +0.0% | — | 2/2/26 | MERY-134658071 → |
If your Liberty Mutual renewal in New York came in higher, this is the source: Liberty Mutual filed for a rate increase (SERFF LBPM-134516900) and it was approved at +9.7% on about 16,190 policyholders, effective June 25, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The +9.7% is an average. Your Liberty Mutual change ranges +29.9% to +0.5%.
A statewide rate change is one blended number, but Liberty Mutual did not move every household by the same amount. Its own filing reports the spread: the largest increase in the book was about +29.9% and the smallest about +0.5%. So inside a “+9.7% average,” some Liberty Mutual households in New York were raised several times more than the headline while others barely moved. Where you land depends on your ZIP, home age, roof and claims history.
See every approved New York homeowners rate filing →