| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Louisiana Farm Bureau | +14.8% | 7K | 10/1/25 | SFBC-134582157 → |
| Allied Trust | −2.3% | 22K | 12/20/25 | ALTR-134663183 → |
| Hanover | −1.8% | 4K | 4/1/26 | HNVR-G134780663 → |
| Farmers | +0.0% | 4K | 12/28/25 | FAIG-134637040 → |
| Chubb | +0.0% | — | — | ACEH-134573149 → |
| Cajun Underwriters | +0.0% | — | — | SAFP-134666207 → |
If your Louisiana Farm Bureau renewal in Louisiana came in higher, this is the source: Louisiana Farm Bureau filed for a rate increase (SERFF SFBC-134582157) and it was approved at +14.8% on about 7,321 policyholders, effective October 1, 2025. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
Louisiana Farm Bureau asked for more than it got.
The filing shows an indicated need of +17.8% — the increase Louisiana Farm Bureau’s own actuarial analysis said it required — against the +14.8% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other Louisiana insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Louisiana the direction is not uniform: Allied Trust (−2.3%) and Hanover (−1.8%) both filed decreases in the same period. A Louisiana Farm Bureau increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Louisiana homeowners rate filing →