| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Hanover | +5.8% | 11K | 3/13/26 | HNVR-G134656976 → |
| Nationwide | −10.0% | 10K | 1/31/26 | NWPP-G134710868 → |
| Plymouth Rock | +3.0% | 12K | 9/1/26 | PRAC-134967675 → |
| Selective | +8.6% | 11K | 12/31/25 | SELC-134573770 → |
| Grange | +9.9% | 8K | 6/1/26 | GRAN-134679118 → |
| American National | +5.2% | 7K | 12/26/25 | ANPC-134643362 → |
If your Hanover renewal in Pennsylvania came in higher, this is the source: Hanover filed for a rate increase (SERFF HNVR-G134656976) and it was approved at +5.8% on about 10,704 policyholders, effective March 13, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The +5.8% is an average. Your Hanover change ranges +14.8% to +1.0%.
A statewide rate change is one blended number, but Hanover did not move every driver by the same amount. Its own filing reports the spread: the largest increase in the book was about +14.8% and the smallest about +1.0%. So inside a “+5.8% average,” some Hanover drivers in Pennsylvania were raised several times more than the headline while others barely moved. Where you land depends on your ZIP, vehicle, age and driving record.
Hanover asked for more than it got.
The filing shows an indicated need of +16.7% — the increase Hanover’s own actuarial analysis said it required — against the +5.8% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other Pennsylvania insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Pennsylvania the direction is not uniform: Nationwide (−10.0%) filed decreases in the same period. A Hanover increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Pennsylvania auto rate filing →