| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Central | +17.1% | — | 12/1/25 | CEMC-134676417 → |
| Progressive | −6.0% | — | 10/10/25 | AMSI-134627974 → |
| Nationwide | +0.0% | 154K | — | NWPP-134566078 → |
| Auto-Owners | +0.0% | 142K | — | AOIC-134804388 → |
| USAA | +15.8% | 106K | 3/16/26 | USAA-134785241 → |
| Grange | +5.7% | 99K | 10/24/25 | GRAN-134602478 → |
If your Central renewal in Ohio came in higher, this is the source: Central filed for a rate increase (SERFF CEMC-134676417) and it was approved at +17.1%, effective December 1, 2025. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
Central asked for more than it got.
The filing shows an indicated need of +17.9% — the increase Central’s own actuarial analysis said it required — against the +17.1% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other Ohio insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Ohio the direction is not uniform: Progressive (−6.0%) filed decreases in the same period. A Central increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Ohio homeowners rate filing →