See who’s actually cheapest in your ZIP:
| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Homesite | +6.7% | 43K | 8/1/25 | HMSS-134461776 → |
| CSAA / AAA | +0.6% | 47K | 1/5/27 | WSUN-134770362 → |
| Andover | +11.3% | 33K | 12/5/25 | ANDV-134492067 → |
| Stillwater | +7.0% | 26K | 4/10/26 | FDLY-134630423 → |
| Plymouth Rock | +0.0% | 25K | 9/11/25 | PHCT-134445757 → |
| Preferred Mutual | +6.6% | 17K | 10/1/26 | PMUT-134806565 → |
If your Homesite renewal in New Jersey came in higher, this is the source: Homesite filed for a rate increase (SERFF HMSS-134461776) and it was approved at +6.7% on about 43,461 policyholders, effective August 1, 2025. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
Homesite asked for more than it got.
The filing shows an indicated need of +16.8% — the increase Homesite’s own actuarial analysis said it required — against the +6.7% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
See every approved New Jersey homeowners rate filing →
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