| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Ohio Mutual | +7.3% | 32K | 1/15/26 | OHMG-134556446 → |
| Progressive | −6.0% | — | 10/10/25 | AMSI-134627974 → |
| Erie | +2.3% | 44K | 12/1/25 | ERPP-134602360 → |
| Westfield Insurance | +6.5% | 36K | 9/25/25 | WSFG-G134594507 → |
| Farmers | +0.0% | 24K | — | FARM-134597954 → |
| American Family | +0.0% | 22K | — | AMFC-134804404 → |
If your Ohio Mutual renewal in Ohio came in higher, this is the source: Ohio Mutual filed for a rate increase (SERFF OHMG-134556446) and it was approved at +7.3% on about 32,269 policyholders, effective January 15, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The +7.3% is an average. Your Ohio Mutual change ranges +17.0% to −9.1%.
A statewide rate change is one blended number, but Ohio Mutual did not move every household by the same amount. Its own filing reports the spread: the largest increase in the book was about +17.0% and the largest decrease about −9.1%. So inside a “+7.3% average,” some Ohio Mutual households in Ohio were raised far more than the headline and others were cut. Where you land depends on your ZIP, home age, roof and claims history.
Other Ohio insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Ohio the direction is not uniform: Progressive (−6.0%) filed decreases in the same period. An Ohio Mutual increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Ohio homeowners rate filing →