See who’s actually cheapest in your ZIP:
CarrierRate ChangePolicyholdersEff. DateFiling #
Selective +8.5% — 2/28/26 SELC-134697411 →
Farmers −10.0% 6K 7/10/26 FARM-134993574 →
Erie +1.0% 299K — ERPP-134623801 →
Nationwide +0.0% 203K — NWPP-134535062 →
USAA +6.2% 120K 7/13/26 USAA-134883881 →
Progressive +0.9% 45K 10/22/25 AMSI-134401367 →

If your Selective renewal in Pennsylvania came in higher, this is the source: Selective filed for a rate increase (SERFF SELC-134697411) and it was approved at +8.5%, effective February 28, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.

Selective asked for more than it got.

The filing shows an indicated need of +10.1% — the increase Selective’s own actuarial analysis said it required — against the +8.5% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.

Other Pennsylvania insurers are cutting.

An increase is only worth acting on relative to the alternatives, and in Pennsylvania the direction is not uniform: Farmers (−10.0%) filed decreases in the same period. A Selective increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.

See every approved Pennsylvania homeowners rate filing →

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