See who’s actually cheapest in your ZIP:
| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| The Hanover | +3.3% | 206K | 10/1/26 | HNVR-G134978219 → |
| Auto Club Group (AAA) | +0.0% | 301K | 6/1/26 | FABF-134747737 → |
| Michigan Farm Bureau | +0.0% | 198K | 5/10/26 | FBMI-134820476 → |
| MEEMIC | +7.0% | 118K | 6/1/26 | MEEM-134736510 → |
| Frankenmuth Insurance | +8.0% | 94K | 11/1/25 | FRNK-134596535 → |
| Homesite | +0.0% | 84K | 10/23/26 | HMSS-134914202 → |
If your The Hanover renewal in Michigan came in higher, this is the source: The Hanover filed for a rate increase (SERFF HNVR-G134978219) and it was approved at +3.3% on about 206,481 policyholders, effective October 1, 2026. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
The Hanover asked for more than it got.
The filing shows an indicated need of +5.2% — the increase The Hanover’s own actuarial analysis said it required — against the +3.3% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
See every approved Michigan homeowners rate filing →
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