| Carrier | Rate Change | Policyholders | Eff. Date | Filing # |
|---|---|---|---|---|
| Westfield Insurance | +6.5% | 36K | 9/25/25 | WSFG-G134594507 → |
| Progressive | −6.0% | — | 10/10/25 | AMSI-134627974 → |
| Cincinnati Insurance | +0.0% | 49K | — | CNNB-134745485 → |
| Erie | +2.3% | 44K | 12/1/25 | ERPP-134602360 → |
| Ohio Mutual | +7.3% | 32K | 1/15/26 | OHMG-134556446 → |
| Farmers | +0.0% | 24K | — | FARM-134597954 → |
If your Westfield Insurance renewal in Ohio came in higher, this is the source: Westfield Insurance filed for a rate increase (SERFF WSFG-G134594507) and it was approved at +6.5% on about 36,278 policyholders, effective September 25, 2025. The figures below are approved filings pulled from the public SERFF system — not estimates — and every one links to its filing.
Westfield Insurance asked for more than it got.
The filing shows an indicated need of +8.3% — the increase Westfield Insurance’s own actuarial analysis said it required — against the +6.5% it actually took. That gap matters for what comes next: a carrier that took less than it indicated has an unclosed gap, and the remainder often arrives in a later filing rather than disappearing.
Other Ohio insurers are cutting.
An increase is only worth acting on relative to the alternatives, and in Ohio the direction is not uniform: Progressive (−6.0%) filed decreases in the same period. A Westfield Insurance increase alongside competitor cuts is the clearest signal there is that the market has moved and your renewal has not.
See every approved Ohio homeowners rate filing →